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When cruise lines begin sailing again, the Centers for Disease Control and Prevention has some guidance. The health agency issued their “framework for resuming safe and responsible cruise ship” operations Friday, ahead of the no-sail order expiring Saturday.The no-sail order, which originally began in April, prohibits cruise ships from carrying 250 passengers in waters subject to US jurisdiction.The CDC said it has identified at least 3,689 coronavirus-related illnesses, and 41 associated deaths, connected to cruise ships. Although the CDC cautions these figures are likely an underestimate.The framework urges a phased approach, and applies to ships that have the capacity to carry at least 250 passengers in waters subject to U.S. jurisdiction.“A phased approach is necessary because of the continued spread of the COVID-19 pandemic worldwide, risk of resurgence in countries that have suppressed transmission, ongoing concerns related to restarting of cruising internationally, and need for additional time for the cruise industry to test the effectiveness of measures to control potential COVID-19 transmission on board cruise ships with passengers without burdening public health,” a statement from the CDC reads.During the beginning, cruise line operators will have to demonstrate adherence to testing, quarantine and isolation plans, as well as social distancing requirements for passengers and crew members.The CDC says they will help by “establishing a laboratory team dedicated to cruise ships to provide information and oversight of COVID-19 testing,” updating instructions and creating a system to track ship status and passenger cases.Meanwhile, cruise lines will need to build out the capacity and ability to test crew and passengers on a regular basis.In their framework, the CDC says there may be simulated, or mock, voyages with volunteers to test cruise ship operators’ ability to apply COVID-19 mitigation measures.Although the no-sail order will be lifted, Carnival, Royal Caribbean and other cruise lines have already cancelled sailings until 2021. 2083

With 20 electoral votes at stake, all eyes will be on Pennsylvania on Election Day. However, officials warn that counting the ballots could take days.In Bucks County, a heavily populated suburban county near Philadelphia has a population of about 628,000 people. In 2016, Hillary Clinton won the county by a narrow lead with a few thousand votes. This time around, both presidential campaigns have been courting the suburban vote, and the suburban Philadelphia counties are considered critical. Polls across the state closed at 8 p.m. EST, and now the more than 2 million mail-in ballots the state has received can now be counted. “We sent out about 200,000 ballots, which is 10 times more than we did four years ago, and we've gotten back somewhere in the area 160,000,” said Bob Harvie, Bucks County, Pennsylvania Board of Elections Chairman. “We still have mail coming in obviously today that we can accept. We had U.P.S. dropping off some ballots. We've got drop boxes that will be emptied at 8, and those will be brought here, and we don't know how much will be in those.” In Pennsylvania, more than 2 million mail-in ballots have been returned so far. The state doesn’t have a lot of experience dealing with large amounts of mail-in ballots, unlike places like Colorado, Washing, and even Florida and Arizona, where ballots have been counted as they come in. However, in Bucks County, officials didn’t begin counting ballots until after the polls closed, and a handful of Pennsylvania counties won’t start counting until tomorrow. “It's been a big challenge. It has been, you know, primarily because we were not even able toopen the envelopes until today. And there's a security envelope. So, that's two envelopes you need to open. You need to be able to make sure that everything is on there, their name, their address, the date,” said Diane Marseglia, Bucks County Board of Elections. “So, you're checking for a lot of things all at the same time and then you're pulling it out, and then, you're going to start to gather them for a vote. That's a lot of time.”If the presidential race hinges on Pennsylvania, it’s possible we won’t know who won the presidency for days.E.W. Scripps national correspondent Maya Rodriguez is in the Keystone State, bringing you the latest on Election Day. 2302

WEST PALM BEACH, Fla. (AP) — Unemployment benefits for millions of Americans are set to lapse at midnight unless President Donald Trump signs an end-of-year COVID relief and spending bill that had been considered a done deal before his objections. He is demanding larger COVID relief checks for Americans and complaining about "pork" spending. But Congress has already passed the package by large margins in both houses. Failing to sign it will mean pain for those struggling to make ends meet and a potential federal government shutdown in the middle of a global pandemic. 581

When those Amazon Prime Day orders start arriving, they will come in slightly different boxes.Amazon is encouraging people to get a little creative and have some seasonal fun before recycling those boxes.The box designs are part of the launch of a new augmented reality application by Amazon to create interactive and shareable experiences. Amazon describes it as a “fun way to reuse your Amazon boxes until you’re ready to drop them in the recycling bin.”The boxes coming soon have a white pumpkin and a QR code printed nearby. Images for the Amazon Augmented Reality app show drawings on the pumpkin seeming to come to life as a jack-o-latern.Images on the app description page show different box designs with a corgi dog and car option. No word on when those box designs could be hitting doorsteps.The boxes are also made with less material as part of Amazon’s ongoing effort to create less packaging. 912

What to keep in mind with credit card bill payments (READ)Tips on handling your credit cards amid virus outbreak (READ)Help available for renters, homeowners struggling to pay for housing during pandemic (READ)3 ways credit cards can help you ride out a crisis (READ)SAN DIEGO (KGTV) -- Tens of thousands of people in California are being sued for not paying their credit card bills and other types of loan payments. The lawsuits are what's known as rule 3.740 collection cases."A lot of worrying after that, like oh my god, what am I going to do," said Chris Madden. "Stressed out now and just didn't need it."In February, Madden was served with a lawsuit from a debt collection company.During an interview with 10 News that month Madden said he needed to borrow money a few years ago to keep his car. He turned to a lender that could get him money quickly."I figured it was going to be a high-interest rate, like 22% or something," he said. "I started making the payments on it, and then I found out more about it."Madden admits he didn't do a great job getting all the details when he took the money, saying the interest rate wasn't clear. When he finally did look at the fine print, he saw the interest rate was 135%. Court documents show a ,000 loan turned into ,000 owed."They were threatening to take any assets that I have, garnish my wages," Madden said.Madden said he stopped paying. He's being sued by a debt buyer under what's known as a rule 3.740 collections case.According to the 2020 California Rules of Court, "Collections case" means an action for recovery of money owed in a sum stated to be certain that is not more than ,000, exclusive of interest and attorney fees, arising from a transaction in which property, services, or money was acquired on credit."Team 10 discovered a 157% increase in the number of rule 3.740 collections lawsuits filed in San Diego County court from 2015 to 2019. 1927

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