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SAN DIEGO (KGTV) - Too many young military families in San Diego are finding themselves trapped in mountains of debt, not knowing where to turn.It's a devastating problem that the nonprofit Support the Enlisted Project (STEP) is working to tackle."It's a real challenge, and I think we are setting these families up for failure a lot of the times," said Tony Teravainen, CEO and Co-founder of STEP. "Their wage with all their allowances, E4 and below, 100% of them are below HUD's low-income level."RELATED: San Diego woman climbs out of 3,000 debt holeTeravainen says families often don't ask for help until things have gotten really bad. STEP helps prevent roughly seven evictions each month for young military families. "As a country, we don't have great financial habits. And what we see is when families enter the military we put additional burdens on them, and a lot of times this pulls them further, further into debt. We ask them to move their houses every two to three years; service members can be deployed at least a third of the time."The goal is to get as many families in need into their Emergency Financial Assistance (EFA) Program.RELATED: Making it in San Diego: Millennials outpace Generation X in both total debt and long-term savingsThe EFA Program is a unique social-work and change-management based program that was specifically designed to move military and veteran families from a financial crisis to a lifetime of financial self-sufficiency. Each family gets a social worker who helps them create a budget and set goals for the future.Teravainen says 4,500 families have come through the program since it was created in 2012 and they have a 90% success rate."A success story to me is a family that can change their behaviors," said Teravainen. Families in need of help can learn more on the STEP website. 1846

SAN DIEGO (KGTV) - Uber will remove all rental bikes and scooters from San Diego next week, the company said Thursday. The rideshare company, which expanded into rentals, will cease its two-wheeled operations Sept. 19. Uber will continue to operate in partnership with Naval Base San Diego and Naval Base Point Loma. “We agree with local elected officials in San Diego who’ve said current micromobility regulations foster an unsustainable operating environment, which is why we’re ending our operations as of today. We look forward to working with the city to develop more sensible regulations,” a company spokesperson told 10News. "This is simply a market correction in an oversaturated industry that jeopardizes the safety of San Diegans and visitors. I continue to call for a moratorium on electric scooters until we develop a fiscally responsible and well thought-out plan that priorities public and environmental safety," said City Councilwoman Barbara Bry.In May, the San Diego City Council implemented new regulations for dockless scooters as a way to increase public safety while also allowing the companies to stay in San Diego. Companies were required to pay a permit fee of about ,000 every six months, create corrals, and enforce a speed limit as low as 3 miles per hour in certain areas. The rules also banned parking scooters near schools, hospitals, or near Petco Park.Uber brought the red and black JUMP e-scooters and bikes into the San Diego market in fall 2018, offering free rides during the introductory period. The scooters are currently available in 13 U.S. cities, according to Uber’s website. JUMP bikes are available in 20 U.S. cities. “We plan to work with the city to help build sensible regulations in the near future and look forward to returning to San Diego in the future,” Uber officials said. 1836

SAN DIEGO (KGTV) -- With just weeks to go before the first day of school, parents across California are trying to figure out the best way to ensure their kids get a quality education.For some families, that means pulling their kids from a traditional district school."We're going to be homeschooling them," said parent Sarah Farsian.The Farsians have two kids, a first- and second-grader."In the pandemic, we are really afraid of sending them back to a campus," Farsian said. "Even though they're disinfected, what if they get sick."Her family is not the only one across the state making the same decision. Along with setting up their home school, some families are looking into micro-schooling or a small school. It could have regular classroom space or operate out of someone's home, using remote curriculums."First, it's going to be just us, but we are a member of a Facebook co-op group that also has accredited tutors, accredited teachers all different grades," Farsian said.Parents' decisions on where and how to educate their children could have impacts on the schools they leave."The overwhelming majority of the money to the overwhelming majority of districts from the LCFF, Local Control Funding Formula, which comes from the state, the dollars come from the state and go to the school districts based on the number of students they've got and also the distribution, the demographics of those students," said Bob Blattner with Blattner and Associates, an education lobbying and consulting firm.In a May revision to the governor's budget, the Local Control Funding Formula took a significant hit. The proposal states, "Absent additional federal funds, the COVID-19 Recession requires a 10 percent (.5 billion) reduction to LCFF."Lawmakers pushed back and passed a budget that kept school funding at current levels. Schools will get the same amount of state funding as they did this past school year. However, billions of dollars will be deferred, and schools won't be able to get it until the next school year."If we don't get federal dollars, the final budget deal starts borrowing from the next year," Blattner said."Districts are either going to have to go into their savings, and many have enough, or they're going to have to borrow. If they can't do either, the budget does have a provision giving support for districts that can't access the borrowing tools they need."Deferrals will impact districts and public charter schools a bit differently."Everybody is going to be subject to deferrals, and what that means basically is you will be reimbursed at a later date," said Myrna Castrejón, president and CEO of the California Charter Schools Association.Castrejón said in the last recession when they saw a lot of deferrals impacting the charter school sector, many of their school networks had to file for bankruptcy or borrow at commercial interest rates."Charter schools can't levy taxes, they can't pass bonds," Castrejón said."It's creating a particularly precarious perfect storm of fiscal challenge for charter schools when you can't get reimbursed for the students that are coming. You have limited access to borrowing capital to withstand the impact of deferrals," she said.Castrejón said there is a concern for some school entities when it comes to average daily attendance.The budget made it so growing schools and schools that have seen enrollment drop still get funded at the same level."Which means that for our charter schools that are growing and for district schools also that are experiencing enrollment growth, which is about 30 percent of districts across California, we're not going to be reimbursed for those students that we're serving," she explained.Castrejón said the governor did ask lawmakers to pursue solutions to fix the issue.As for Sarah Farsian, she said her kids will go back to a physical school location when they think it's safe."This is only for right now," she said. "If they can get this under control, yes (they will go back). They need to be with their friends." 4029

SAN DIEGO (KGTV) -- Two people are dead after a car and semi-truck collided during a Border Patrol pursuit in Otay Mesa Tuesday night, agents say. According to Border Patrol, two people were seen crossing over the border into the United States early Tuesday night. Agents described them as a man and a woman.The agency told 10News a getaway car was waiting for the pair. The driver of the car led agents on a high-speed chase reaching speeds of more than 100 miles per hour. RELATED: Three hospitalized after Border Patrol chase leads to crash in CampoThe pursuit lasted for about a quarter of a mile before the driver reportedly lost control and crashed into the back of a semi-truck, forcing the car beneath the truck and into a ditch. Two of the men inside the vehicle died while the woman was taken to the hospital and, as of Tuesday night, was listed in critical condition. The identity of the victims hasn’t been released. 937

SAN DIEGO (KGTV) -- With Thanksgiving in the rear-view mirror, it's time to put up the tree. Although real trees keep your home looking festive throughout the month of December, they also pose a fire risk. Between 2013 and 2017, fire departments across the country responded to an average of 160 house fires that started with Christmas trees per year, according to the National Fire Protection Agency. Those fires caused an average of three deaths, 15 injuries and million in direct property damage annually. RELATED: Why your Christmas tree may cost a bit more this yearThere are some ways you can protect your tree this year. Check out some tips below: 667

来源：资阳报