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CORONADO, Calif. (KGTV) — An iconic Coronado bookstore says it is being forced out after 27 years at its home on Orange Avenue. Bay Books employees say landlord Kleege Enterprises has found a new tenant for the site and that it has to be out by March."I'm obsessed with this bookstore," said manager Barbara Chambers. "I don't know what I'm going to do."Building owner Bruce Kleege says this is not the case. He said he believes negotiations with the bookstore are ongoing and that he would like to keep the bookstore, albeit smaller. Last year, Kleege's company bought almost the entire block of buildings on Orange Avenue, the bookstore included, for million. Already, two high-end restaurants and a poke restaurant are on the way, replacing previous tenants. Kleege says the bookstore is paying a fraction of market rent, a gap that needs to narrow, but not close.Meanwhile, bookstore owner Angelica Muller says some of the spaces offered are off the main street, half the space, and double the rent to about ,000 a month. That's a rate she says an independent bookstore can't afford.Kleege says he is willing to work with the bookstore and wants to continue to negotiate. 1190
CLEVELAND — Student loans. Those two words cause a lot of stress, anxiety, even depression in so many Americans out there.Like Denise Ferguson.“Oh, my student loans are going to outlast me!” Ferguson said.Like 41 million other Americans, Denise is drowning in student loan debt — 0,000 in her case.“It’s funny because I’m an attorney and a lot of people assume that we attorneys are rich and wealthy,” she said.Well, rest assured, Denise is not one of those types of attorneys.She works with abused and neglected children in the foster care system.“We’re the only alleged first-world country that has all these issues with student loans and people being put into debt in order to do something good,” she said.Denise went to a state school in Pennsylvania for college, the University of Akron for law school.Fifteen years later, the amount of student loan debt she has barely has a dent in it.“If I win the lotto, it’ll get paid off. If I don’t win the lotto, there’s no hope that that’s ever going away,” Denise said. “My house only cost ,000 if that puts anything in perspective.”The average student loan debt for graduates is about ,000. It's the second-highest consumer debt category in the U.S., coming in only after mortgage debt.Since the federal CARES Act went into effect, more than 40 million federal student loan borrowers have had their payments paused and interest rates set to 0%.While that is set to expire on Jan. 31 now, it’s not clear what the incoming Biden administration will do.There are pushes and proposals to wipe out student loan debt — anywhere from ,000 to ,000.But nothing is clear, nothing is done, and experts say, do not rely on what could be.“Do not wait until January to expect any executive orders, there’s just so much uncertainty going on right now,” said Dr. Lakshmi Balasubramanyan, a banking and finance professor at Case Western Reserve University.She said it is crucial to have a plan in place before payments start back up again.Contact your loan servicer and talk through your individual situation.If you’ve lost or changed your job during the pandemic, switch to an income-based repayment plan, or discuss hardship options.“If you plan for the worst-case scenario, the best-case scenario is where there’s some loan forgiveness — then that would be a pleasant surprise but right now, you should plan to pay it off because you don’t want to go into default status,” Balasubramanyan said.She also advises heading to studentaid.gov to see if you possibly qualify for any loan forgiveness programs.Jeremy DiTullio, of the Cleveland Financial Group, says the worst thing borrowers can do is wait and hope for relief that may not come.“I would plan for starting to make your payments. Worst case scenario is that there is some forgiveness or some relief and now you have choices,” DiTullio said. He also suggests borrowers "earn differently" during the pandemic if they have to, to avoid defaulting. "So earning differently may mean accepting a job that isn’t exactly in your field of choice, it might mean working part-time on the weekends," DiTullio said.But keep in mind, if you have kept your job during this time, and you have the means — the payments you make on your student loans right now are going directly to your principal.To be clear, the relief and the extension only applies to borrowers with federal loans.There has yet to be standardized relief for private loan holders unless their specific lender made hardship adjustments.This story was first reported by Homa Bash at WEWS in Cleveland, Ohio. 3572
Cyanide is a poison. Rattlesnake venom is a poison. Certain household products can be a poison. But coconut oil? One professor seems to think so, colliding head-on with consumers who believe it's good for them.In her lecture at the University of Freiburg -- entirely in German and posted in July -- professor Karin Michels, of the university's Institute for Prevention and Tumor Epidemiology, calls the health claims surrounding coconut oil "absolute nonsense" and says it's "pure poison" for its saturated fat content and its threat to cardiovascular health. The video of her lecture has amassed close to a million views and counting."Coconut oil is one of the worst things you can eat," Michels said.While others have taken a more measured view, they hardly buy into the ballyhoo. A 2016 survey in the New York Times suggested that 72% of Americans think coconut oil is healthy, versus only 37% of nutritionists polled."There are many claims being made about coconut oil being wonderful for lots of different things, but we really don't have any evidence of long-term health benefits," said Dr. Walter C. Willett, professor of epidemiology and nutrition at the Harvard T.H. Chan School of Public Health, where Michels is also an adjunct professor."Coconut oil is somewhere in the middle of the spectrum in terms of types of fats. It's probably better than partially hydrogenated oils, [which are] high in trans fats, but not as good as the more unsaturated plant oils that have proven health benefits, like olive and canola oil," Willett previously told CNN.Health organizations tend to discourage the use of coconut oil, which is more than 80% saturated fat. The American Heart Association says it's better on your skin than in your food, and it recommends that no more than 5% or 6% of your daily calories come from saturated fats -- about 13 grams per day. The association also advocates replacing coconut oil with "healthy fats" such as polyunsaturated fats and monounsaturated fats, like those found in canola and olive oils, avocados and fatty fish.Coconut oil is "probably not quite as 'bad' as butter but not as good as extra virgin olive oil," Kevin Klatt, a molecular nutrition researcher at Cornell University who is studying the metabolic effects of coconut oil, previously told CNN.Klatt cautions that we should not develop too strong of an opinion of it without more data. "But at the same time, you have to be evidence-based ... and [currently], the evidence reflects benefits for olive oil, fish, nuts and seeds -- so that should be the focus in the diet."Coconut oil is extracted from the meat of the fruit. It contains mostly saturated fat, which is also found in large quantities in butter and red meat. Like other saturated fats, coconut oil increases LDL cholesterol, commonly known as "bad" cholesterol, which has been associated with increased risk of heart disease.But coconut oil also raises HDL, the "good" cholesterol, especially when replacing carbohydrates in the diet. This may be due to its high content of a fatty acid known as lauric acid. (This is also noted in Michel's statement summarizing her talk.)"Coconut oil is half lauric acid, which is a little bit unique," Klatt said, as the acid seems to raise HDL more than other saturated fats and is rarely found in such high amounts in foods.Still, though the increase in HDL seen with consumption of coconut oil may offset some of the disease risk, it's still not as good as consuming unsaturated oils, which not only raise HDL but lower LDL, according to Willett.Complicating matters is the fact that we still don't know for sure what exactly a high HDL translates to in terms of health risk. "There's been debate about the role of HDL," Willett cautioned. "Partly because there are many forms of HDL which have different health consequences ... which has made the water murky."For example, there are different forms of HDL that do different things. One role is to help take LDL cholesterol out of the bloodstream. "But some forms of HDL don't do that," Willett said, "so we don't know for sure that higher HDL is better."While an elevated LDL level is used as a marker for predicting cardiovascular risk and doesn't always translate to heart attacks, experts say it's still cause for concern.Research has found a mixed bag when it comes to saturated fats, and coconut oil in particular. A 2015 Cochrane review found that cutting back on saturated fats also lowered the risk of cardiovascular disease by 17% -- but it didn't change the risk of dying, and there was no benefit to replacing these fats with protein or starchy foods.Other research specifically on coconut oil has explored its effects on metabolism, appetite and cognitive function -- but "you can't infer from ... studies what coconut oil will and will not do. We need better controlled trials," Klatt said."Right now, the internet is jumping the gun and going way beyond the evidence."Like other oils, coconut oil is calorie-dense, which means consuming large amounts without reducing other calorie sources can lead to weight gain. Just one tablespoon has 120 calories, about the same as a large apple or four cups of air-popped popcorn."Oil is a really easy way to increase the energy density of a food. Things like almonds have a lot of fat, but it's easier to overeat pure oil than overeat pure almonds," Klatt said.In small amounts, however, coconut oil can have a place in one's diet. But for day-to-day use, experts recommend vegetable oils such as olive, canola or soybean oil, along with nuts and seeds, as a primary source of fats in the diet."It's not that you have to absolutely avoid coconut oil, but rather limit coconut oil to where you really need that special flavor, like for Thai food or for baking a special dessert," Willett said.Klatt agreed, saying that coconut oil "is certainly fine to consume occasionally, when a recipe calls for it."The-CNN-Wire 5933
CINCINNATI, Ohio — Tommie Smith made history with a gesture in 1968, when he raised a single black-gloved fist on the Olympic podium after placing first in the 200-meter race. The silent, peaceful act of protest on behalf of oppressed people across the globe -- particularly in South Africa, where Apartheid reigned, and in the United States, where the Civil Rights Act was just four years old -- attracted censure, professional blacklisting and even death threats from people who witnessed it.That didn't stop Smith from fighting racial inequality wherever he saw it.Half a century later, it still hasn't."The darker the skin, the more problems you have when it comes to equity, and I'm there to find out why," Smith said Tuesday night at Cincinnati's National Underground Railroad Freedom Center. "Why can't we do better with the emergencies that's needed to keep people alive?"He partnered with Cradle Cincinnati to raise awareness of Ohio's disproportionately high infant mortality rate among black children. According to the Ohio Department of Health, black babies are nearly three times more likely than white to die before their first birthday.This holds true across all parental income levels, which might otherwise be an indicator of the type of medical care mothers and newborns do or do not receive. Experts aren't exactly sure why this happens or how to fix it. Smith, whose parents lost two babies before he was born, isn't either. That's why he believes it's so important to keep drawing attention to the problem. Raising awareness can keep pressure on people with the power to investigate and make changes, and it can help black parents learn about an often-unspoken danger."There's nobody else to be their front door," he said. "I've always been a front door."Smith's speech kicked off a Cincinnati Children's Hospital-organized summit surrounding the issue of infant mortality. The event, which will run through Wednesday at the Duke Energy Convention Center, was expected to attract over 1,000 health care and social work professionals.RELATED: How Tommie Smith ended up playing for the Bengals. 2151
CUPERTINO, Calif. – Apple announced Tuesday that its first fitness experience built around Apple Watch is launching Monday, Dec. 14.The company says Apple Fitness+ will bring studio-style workouts to your iPhone, iPad and Apple TV, incorporating workout metrics from your Apple Watch.The Apple Watch integration will include onscreen animations during key moments during workouts to help users stay motivated.For example, when a trainer says to check your heart rate, those metrics are spotlighted. During tough intervals, a countdown timer starts to help users get through to the last second. And when they close their activity rings, a celebration happens right on the workout screen.The platform will launch with 10 popular workout types: high intensity interval training (HIIT), strength training, yoga, dance, core workouts, cycling, treadmill workouts, rowing, and mild cool downs.Apple says the workouts are led by welcoming trainers and users can enjoy inspiring music from top artists, designed to keep you motivated.Users can choose from nine different styles of music, including latest hits, chill vibes, upbeat anthems, pure dance, throwback hits, everything rock, Latin grooves, hip hop/R&B, and top country. They can also filter by music to find the right workout to fit their current mood.An Apple Music subscription is not required to enjoy the music in Fitness+, but for those who have one, favorite songs or an entire playlist from Fitness+ workouts can be downloaded to their Apple Music library to listen anytime.Fitness+ will be available as a subscription service for .99 or .99 per year. It can be shared among up to six family members for the same price. Three months are included for customers who purchase Apple Watch Series 3 or later, and one month is included for existing Apple Watch users.Apple Fitness+ requires iOS 14.3, watchOS 7.2, iPadOS 14.3, and tvOS 14.3. For Apple Watch users, it will automatically appear as a new tab in the Fitness app on iPhone. The Fitness app for iPad will be available to download from the App Store. And on Apple TV, the Fitness app will automatically appear once users upgrade to tvOS 14.3.Watch Apple’s introductory video for Apple Fitness+ below: 2231