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Millions of stimulus checks have gone out, but there are people still wondering where their checks are. Some might have thrown them out by mistake, but a local woman tells us she’s been getting the runaround about her check after complaining to the post office. Here’s how you can rebound from possible lost or stolen stimulus money.“I’m very hurt. I feel very let down,” said Racquel Hill from Warrensville Heights. She has no idea where her stimulus check is. “It’s something that I could still use. My children could use. And that I am in need of, she told us.She’s a single mother of two baby girls.“From February basically up to now, I’ve been without.”Hill showed us the IRS website reported her check was mailed on April 24. However, she also has a different address now. She had been living in Mayfield Heights.“Every time I contact (a representative of the Mayfield Heights Post Office), she tells me a different story,” said Hill. “She tells me, ‘Oh, we never received it. Then, she tells me it’s been forwarded back to the IRS. Then, she tells me it’s been forwarded to Warrensville Heights Post Office.”A spokesperson for the post office would not confirm if the overall USPS has received any similar complaints here or around the country.“Then where is it? Is someone stealing the check? Did someone mishandle the check?” questioned Hill. “I want to know what happened to the check and how many other people this has happened to.”“I know sometimes people aren’t really sure…what that check is,” said Scott Balfour. He investigates possible mail fraud through the USPS Office of Inspector General in Cleveland. He told us his office has had less than a handful of complaints about possible lost or stolen checks. “As an investigator what we are able to do is make contact with an investigator from the Treasury Department,” explained Special Agent Balfour. “They will let us know if that particular check has been cashed by someone it wasn’t intended for.”Hill told us Balfour is looking into her stimulus check problems. Meanwhile, The IRS within the last week or so sent out a warning about COVID-19 and stimulus check fraud. If you find that you haven’t gotten your check or debit card and you think it’s been stolen, you can file a claim at Tips.TIGTA.Gov.“Several different federal agencies are involved in this effort to monitor the mailing of those to make sure those checks get into the hands of people who deserve them,” said Balfour.He also said you can contact his office through USPSOIG.GOV or call 888-USPS-OIG.Hill said she is happy her case is getting attention but feels others might not be. “I feel sorry for me but I also feel sorry for other families, as well, who may be enduring this type of pain,” she told us.Keep in mind that the IRS still hasn’t gotten all of the checks out in the mail just yet, and there are many other reasons including filing status in the past two years that could impact how soon you see stimulus money.WEWS' Jonathan Walsh was first to report this story. 3023
More than 600,000 people signed up for Obamacare in the first four days of open enrollment, far outpacing last year's rate.Nearly a quarter were enrolling for the first time, while the rest renewed coverage, according to statistics released Thursday by the Trump administration. The period covers Nov. 1 through Nov. 4.The data provides the first look at how Obamacare will fare under an administration determined to dismantle the health reform law. While Trump officials are maintaining the federal exchange, healthcare.gov, they have slashed open enrollment advertising and support. Also, consumers will have only six weeks to sign up for coverage on the federal exchange, rather than the three months or more they had in previous years. Obamacare supporters were quick to jump on the data, noting that the average daily pace was nearly double that of last year's.Related: 5 changes for Obamacare open enrollment for 2018"This is a great start to open enrollment and is further evidence that people want health insurance and that they're finding coverage they can afford," said Lori Lodes, a former Obama official and co-founder of Get America Covered, which is aiming to boost sign ups.Are you shopping for Obamacare coverage for 2018? What has your experience been? Tell us about it at healthcarestories@cnn.com and you could be featured in a CNNMoney story.The-CNN-Wire 1385

Months into working from home, it’s time to check in with yourself. How is your work-life balance? Have you figured out when and how you work best? And when did you last shower?As work and home life meld, it’s difficult to maintain boundaries, stay productive and take care of your mental health amid the pandemic.Since work from home orders are likely to stick around for those lucky enough to do their jobs away from their workplace, now is a good opportunity to professionalize your work habits and find a sustainable setup for the coming months.Know yourself and work accordinglyYou may instinctively know when you’re at your peak performance and what conditions you need to achieve it. Some people are at their best right after they’ve had their morning coffee and settled in at a desk. Others might sleep in and then start work while still in bed.Clearly defining when and how you work best helps you set clear expectations for yourself and your colleagues.To understand when you’re most productive, career coach and entrepreneur Felecia Hatcher recommends conducting a time audit. Track your workday in 15-minute increments for one week. “A time audit is going to radically change your life personally, and then you get to showcase to your boss when your most productive times of day are,” Hatcher says.Keep track of your audit in a spreadsheet or a notebook, detailing meetings, lunch breaks, blocks of time dedicated to heads-down work, and stretches when you don’t get much done. This will reveal when you’re productive and when you might be better served taking a break, going for a walk or taking a power nap.Next, think about conditions that help you focus.Some need to sit in a specific spot to accomplish anything. Others might just need an internet connection, wherever that may be. Bari Tessler, a financial therapist who has worked from home for two decades, says that only you know how you work best.“Every day is different and you have to go with the flow,” says Tessler. “You just have to know who you are.” Ignore prescriptive guidance about not working from bed or getting dressed like you’re going into the office. Create the conditions you feel most comfortable with.Structure — and communicate — your balanceUse your insights about how and when you work best to flesh out your idea of work-life balance or something close to it. Then bring that plan to your colleagues for a candid conversation.“I always look at the equation of time, money, energy, family and health, and I make all my decisions from that,” Tessler says.Finding your personal balance might mean being more deliberate about what you’ve already been doing, or making changes.For example, if you found you’re not particularly productive during regular working hours, think of ways to mix it up. You might want to block out time midday to run errands or meditate. Or maybe you can work alternative hours, outside of the typical 9-to-5. This might be a necessity for parents as some school districts plan to start the school year with virtual learning.If you haven’t already, establish an ongoing dialogue with your manager and colleagues. Hatcher advises using what you learned during your evaluation to guide the conversation.“Structuring your time is about setting healthy boundaries personally and setting work boundaries,” Hatcher says. “And using what you learned from your time audit can help you have a data-driven conversation with your boss rather than anecdotal conversation.”You might have to make compromises, depending on job requirements, but you’ll be working from a good starting point.Give yourself a breakYou may have seen social media posts saying, “You’re not just working from home, you’re working from home in the middle of a global pandemic.” While that might come across as a little melodramatic, it’s true.Between managing personal and financial fears around the coronavirus pandemic and grappling with the national conversation around racial inequity, having to face your job as if everything is normal can be exhausting.Hatcher says: “Things are so weighty right now. … We’re so quick to say, ‘My life is falling apart but I gotta show up tomorrow,’ but no, don’t do that. Take a break.”If you’re feeling burned out by work or overwhelmed by the news, look into taking time off if your work situation allows. An internet-free staycation can help you unplug, center yourself and return to work refreshed.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletCan You Really Trust Your Payment App?Why You Might Not Want to Zero Out Every Credit CardWhat to Do When Your 0 Weekly Unemployment Check ExpiresSean Pyles is a writer at NerdWallet. Email: spyles@nerdwallet.com. Twitter: @SeanPyles. 4777
More travelers are being deceived every year by third-party travel sites disguised as dream destinations.Hotel booking fraud is a growing problem — 1-in-4 American travelers say they've been duped.Molly Fay says one of these sites took advantage of her. She booked a dream vacation last year to wine country. In the interest of full disclosure, Fay works at Scripps station WTMJ in Milwaukee, the station that originally broke this story."I thought I was booking directly with the resort," Fay said. She searched the web for the name of a California Inn and clicked on the website to reserve a room,."(It) absolutely looked like the property's website with the picture, their name top line and didn't have mention at that time of the booking service," Fay said. She actually booked through a third-party website, something Fay realized when the confirmation email came through.A few months before the trip, Fay had to cancel. She was hoping to get some money back."I thought maybe the resort will make an exception or work with me. Maybe give me half of my money back," she said. The third-party website told Fay it was checking with the owner about her request. "They got back to me immediately and said 'the owners of this property said they will make no exception for you," she said. Fay said she later discovered the site never actually made contact with the inn. The number of travelers duped by third-party websites is growing, according to the American Hotel & Lodging Association. In 2015 only 6 percent of vacationers reported being a victim. In 2017, it was 22 percent. Many result in bad bookings. People are charged hidden fees, they don't get the accommodations promised, or reservations are lost.It's one of the reasons some people are trending back to travel agents. "They do like to know they have that security," Holly Faith, with Fox World Travel Brookfield, told us. With so many choices, and the pitfalls of online booking, they're seeing more travelers book through the agency."They get very overwhelmed. So they do come back kind of full circle now, to our advice," Faith said. There has been some oversight by the federal government. The FTC recently filed a complaint against a company that sells hotel reservations through third-party websites. It found the defendants engaged in "deceptive acts and practices" creating the impression consumers are booking rooms directly through the advertised hotel. Fay was able to get some of her money back by bypassing the booking site and reaching out to the general manager at the California inn directly. Now, Fay says she's more careful when making a reservation. There is federal legislation in the works called the Stop Online Booking Scams Act. It would require all third-party websites disclose they are not affiliated with hotels. The bill would also give state Attorneys General the ability to go after violators in federal court. right now only federal authorities can pursue charges.Some key things to look for so you don't fall into a scheme: Many of these third-party sites use the hotel name in the link. If the website doesn't have a locked symbol or an "https" in the web address don't do business there.RESOURCES: 3370
More than 120 people were taken into custody Wednesday night in Louisville during demonstrations following the announcement of the grand jury’s decision in the Breonna Taylor case. A police statement describes vandalism, fires in garbage cans and the looting of several stores as the reason for some of the 127 arrests.Two officers were shot and wounded Wednesday evening, both are expected to survive and a suspect is in custody. A citywide mandatory curfew of 9 p.m. was in effect Wednesday night.Larynzo Johnson has been charged with two counts of assault on a police officers and other charges in connection with Wednesday's shooting. An arrest citation says Johnson was among a crowd of people in Louisville that had been told to disperse. The citation claims Johnson intentionally fired multiple times at officers, hitting two. President Donald Trump tweeted Wednesday night he is “praying for the two police officers that were shot," shortly after news of the shooting. 985
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