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At a time when 1.5 million new people are filing for unemployment, according to the Department of Labor, and there are about 20.5 million continued claims or people still on unemployment, some employers are finding it difficult to get employees back in the work force.“We have been operating throughout the pandemic. The majority of our industry partners never shut down,” said Peter Coleman.Coleman is the CEO of Buffalo Niagara Manufacturing Alliance (BNMA). Of the alliance’s 200 manufacturing companies, 80% were able to continue through the pandemic without layoffs, while 20% of the companies had some furloughs and layoffs.Now, as some of those companies are ready to bring back workers, they are running into three main reasons why some workers can’t or won’t come back.“I think one is health and safety. People who may be susceptible to disease are reluctant,” said Coleman. “Number two is childcare. We have reduced childcare accessibility and obviously schools are closed, and three the enhanced unemployment benefits.”In some cases, some people are making the same amount or even more money on unemployment. This is in part because of the federal government’s 0 per week Pandemic Unemployment Assistance on top of a state’s normal unemployment benefits, which range from 5 to 3.“The typical unemployment benefit in New York state for a manufacturing worker would put most workers in a ,000-,000 a year annual salary,” said Coleman.BNMA estimates it is only struggling to bring back about 10% of the workforce its companies furloughed, in part, because its industry’s annual salary is higher than the enhanced unemployment benefits.However, smaller businesses, restaurants, and lower paying industries are dealing with this more. So, now some in Congress are pushing to end Pandemic Unemployment Assistance at the end of July and replace it with a temporary cash bonus for those who find a job.“Our industry, we are going to be hiring,” said Coleman. “We need to employ 10,000 people in western New York in the next five years, just to handle the retirees that are leaving the market.” 2119

Authorities in Maine have confirmed that remains of a woman found Friday are those of a teacher who had been missing for almost a week.The body of Kristin Westra was discovered near her home in a wooded area in North Yarmouth, Maine, the Cumberland County Sheriff's Department said. Authorities said Sunday they have determined she committed suicide.Westra, 47, disappeared Monday in the Portland suburb of 3,600 residents. 431

As the pandemic has left millions unemployed or with reduced incomes, the demand at food pantries has soared in 2020.While there is relief coming for millions of Americans, Feeding America, a consortium of 200 food banks and 60,000 pantries nationwide, say that the stimulus signed by President Donald Trump last night was merely a “down payment.”Pantries across the US saw a 60% rise in demand in 2020, according to Feeding America.“As our country continues to weather a once-in-a-generation public health and economic emergency, the bipartisan agreement is an important down payment to help provide the food assistance our neighbors need, but further action will also be necessary in the coming months,” said Kate Leone, chief government relations officer for Feeding America.The legislation includes 0 million for the Emergency Food Assistance Program, but Leone cautions that more could be needed in the future.“The bipartisan legislation will provide much-needed short-term relief,” Leone said. “As 2020 ends, we know the need for food assistance will continue. While this legislation is a welcome step forward, the government will need to take further action to ensure that our neighbors do not slip further into crisis in the coming months. We strongly support the nutrition provisions in this bill and believe they are a critical step toward ensuring people have the food they need to learn, succeed, and thrive.”Before the pandemic began, 1 in 9 Americans were considered “food insecure,” which means those families were at risk at going hungry. That number has since increased to 1 in 6. 1608

At age 106, Sen. John McCain's Roberta McCain mother will be in attendance at the late senator's funeral this Saturday in Washington, D.C., and his burial service in Maryland, the Associated Press reported. Roberta McCain has outlived the son she called "Johnny," as the U.S. Senator from Arizona died on Saturday at the age of 81. Sen. McCain will be lain in state at the U.S. Capitol on Friday before his final services on Saturday. Roberta McCain, at age 96, was active on the campaign trail for her son during his presidential bid. She also made a number of appearances on television, including one controversial spot on MSNBC's Hardball, where she went after fellow GOP presidential hopeful Mitt Romney. Roberta McCain had an identical twin sister, Rowena Wright, who died at the age of 99 in 2011.  842

Attending college from a laptop in your childhood bedroom might not be the experience you had in mind.But just because you’re not living in a dorm this fall doesn’t mean that expenses disappear. Your cost of attendance might have changed if you’re learning remotely due to COVID-19, but colleges will factor at-home or off-campus living expenses into your overall costs.And you can still use financial aid — including student loans — to pay for them.How cost of attendance worksColleges determine their own cost of attendance for each academic year. This amount factors in all of your direct costs including tuition, fees, room and board, as well as estimates for books, supplies, technology and transportation. Schools often have different cost-of-attendance calculations for students who live in dorms, off campus or even in another state.Your financial aid and student loans are applied first toward tuition and fees, then room and board. Any remaining funds are distributed to you to use for living expenses.Your aid package might shift if your cost of attendance changes.For example, you can borrow money only up to the total cost of attendance; if that number goes down, so does the amount you can borrow. And if any part of your aid package is pegged to living on campus and you no longer are, your aid could change.How cost of attendance is different this yearCost of attendance is adjusted annually, but some schools are modifying their calculations due to the pandemic. For example, Williams College, a private school in Williamstown, Massachusetts, reduced its cost of attendance for 2020-21 by 15%. Williams College is planning a hybrid of in-person and remote learning — students can live on campus if they want to.Schools that go fully remote will have few — or no — options for on-campus housing. And that could mean heading back to your parents’ house or finding off-campus accommodations.Your school might break down the cost of attendance according to your living situation. Here’s what 2020-21 looks like at the University of California, Berkeley, for example, where students will attend remotely for the start of the fall semester:Living in a campus residence hall: ,460.Living in an on-campus apartment: ,876.Living in an off-campus apartment: ,920.Living with relatives: ,492.If your school goes remote, the cost of attendance will be modified for all students. But if you have the choice to return to campus and stay home instead, you must let the college know your plans so your cost is adjusted.“It’s actually less expensive if students stay home and take classes remotely,” says William Hudson Jr., vice president for student affairs at Florida A&M University in Tallahassee, which is planning a hybrid approach.Cost of attendance represents the ceiling on what you can borrow. Every dollar you don’t have to borrow is a dollar you don’t have to repay, with interest, down the road. That means if you stay home rent-free or share an apartment with others to save on living costs, you’re way ahead in the long run.Here are some possible college living arrangements you’ll have in the fall and how to pay for them:Living on campus for in-person or online classesIf your school is operating an in-person or hybrid model where you live on campus, your cost of attendance won’t change, which means your financial aid won’t change either.But your campus could close during the school year due to COVID-19. If this happens, as it did to many colleges last spring, your school will likely reimburse a prorated amount for nontuition costs like room, board and facility fees.Multiple schools that are planning to open in person are also moving to remote instruction after Thanksgiving break. Some schools are also staggering move-in dates. Those factors could alter the total cost of room and board you’re paying this semester.For example, at Penn State University, students will start the fall semester in person but switch to remote learning in late November. To reflect this change, the cost of a standard double room was lowered by 7 — from ,427 to ,820 — and the midlevel meal plan was lowered from ,449 to ,193.Living off campus on your own or with roommatesLiving off campus, you won’t have room and board taken into consideration, but you’ll have additional expenses like rent, groceries and utilities. You can use financial aid to pay these bills.Colleges often use regional data and student surveys to come up with estimates for off-campus rent and utilities, and oftentimes those amounts aren’t too different from living on campus, says Jill Desjean, policy analyst at the National Association of Student Financial Aid Administrators. However, your school will always consider living off campus to be cheaper than living on campus.Montclair State University in New Jersey, for example, estimates that housing and meals for in-state students who live off campus will cost ,068 for the fall semester, compared with ,193 for room and board on campus.Living at home with your parentsYour expenses may be lower at home with your parents than living on your own or on campus, but colleges will factor into their estimates the costs your parents take on by having you home, Desjean says.“When you bring that student back in, the lights are on longer, you have to feed them so the cost of food goes up, heating — everything goes up,” Desjean says. You can use financial aid to offset your contribution to increased home bills.And remember that the school’s cost of attendance impacts how much financial aid you can get, but it’s an estimate rather than an exhaustive list. You might need additional technology and equipment to learn more effectively from home, such as a dedicated desk setup and laptop if you don’t have one.How to get more funds for living expensesIf you or your family run into financial difficulty during the school year, ask your school about getting more financial aid. This requires you to submit a financial aid appeal to your school with a letter and to update the Free Application for Federal Student Aid, or FAFSA.You might also qualify for emergency aid such as cash grants, completion scholarships, emergency student loans or vouchers.More From NerdWalletWhat Is College Cost of Attendance?7 Kinds of COVID-19 Relief for College StudentsCollege During COVID-19: Your Aid Questions AnsweredAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 6470

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