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Americans took out nearly 0 billion in loans backed by the Federal Housing Administration to buy homes in 2018. Nearly 83% of those FHA borrowers were first-time home buyers, according to the Department of Housing and Urban Development.It’s unsurprising that 274

A police department in Texas has apologized to a man after two mounted police officers leashed him to their horses during an arrest.The photos, taken by bystanders in Galveston, Texas, prompted outrage and accusations of racism against the police department.According to the Galveston Police, 43-year-old Donald Neely was arrested for criminal trespassing on Saturday. During his arrested, two officers — identified only as P. Brosch and A. Smith — clipped a rope to his handcuffs, which was being held by one of the officers.The officers' body cameras were activated at the time. The department did not say whether the two officers had been disciplined. 666

ALBANY, N.Y. — New York Gov. Andrew Cuomo is ordering all workers in non-essential businesses in the state to stay home to help combat the spread of COVID-19, the illness caused by the new coronavirus. The mandate will exclude pharmacies, grocery stores and other essential industries, according to Cuomo.The governor also announced that he's banning gatherings statewide. Non-essential gatherings of individuals of any size or for any reason are canceled or postponed. "First rule, only essential businesses will be functioning. People can work at home, but only essential businesses can have workers commuting to the job or on the job. Second rule, remain indoors to the greatest extent to protect physical and mental health," Cuomo said during a press conference.Cuomo said the state will implement a 90-day moratorium on evictions for residential and commercial tenants. "We will do all we can to help those financially suffering because of the #COVID19 pandemic," he tweeted.The governor also announced "Matilda's Law" that is designed to protect New Yorkers who are 70 years old or up and those with compromised immune systems. Cuomo will sign an executive order over the mandates on Friday. The moves come as Cuomo announced nearly 3,000 new COVID-19 cases overnight, bringing the state's total cases to 7,102 as of Friday. At least 38 people have died as a result of the virus in the state, according to figures from 1437

A third horse died in three days at Santa Anita when it collided with another horse during training hours on Sunday. Tikkun Olam, a 4-year-old gelding trained by Eric Kuljac, was euthanized because of his undisclosed injuries. The other horse apparently wasn't injured. Santa Anita has had five horse deaths since Dec. 26, two days before the winter-spring meet began. Last year, 37 horses died at the Southern California racetrack. Tikkun Olam's death was the first that occurred on the main dirt surface this year. A horse died Friday and another died Saturday. 575

A US Army soldier discussed bomb-making techniques and bombing a major American news network's headquarters, as well as named presidential candidate Beto O'Rourke as a possible target before being arrested this weekend, according to court documents released on Monday.Jarrett William Smith, 24, was charged with distribution of information related to weapons of mass destruction after offering to teach others bomb-making and discussing bombing the news network's headquarters, according to documents in Kansas federal court. He was stationed at Fort Riley in Kansas before his arrest on Saturday. The arrest of Smith comes amid a wave of arrests and charges the Justice Department has made disrupting possible domestic terror plots.Smith allegedly discussed with a confidential source to the FBI that "the headquarters of a major American news network would be a suggested target, utilizing a vehicle bomb," an FBI agent wrote in court papers. The news network is not named in the court documents.Smith made an initial appearance in Kansas federal court Monday afternoon. He is scheduled to appear again in federal court for a detention hearing on Thursday in Topeka. Smith's attorney did not immediately return a request for comment.According to court documents, Smith also mentioned O'Rourke, a former Texas congressman, in a chat with an undercover FBI agent on September 20. The undercover agent had told Smith he was looking to target a politician, and Smith responded with instructions on making a bomb or grenade."You got anyone down in Texas that would be a good fit for fire, destruction and death?" the undercover agent said to him. "Outside of Beto? I don't know enough people that would be relevant enough to cause a change if they died," Smith replied. The FBI had begun tracking Smith in March, who had been stationed in Texas since 2017. He was transferred to Fort Riley in July.O'Rourke campaign spokeswoman Aleigha Cavalier thanked the FBI for their work in the case."We take any threat like this very seriously, and our team is in direct contact with the FBI regarding this case," she said. "This isn't about any one person or one campaign, and we won't let this scare us or cause us to back down in fighting for what's right."Smith had discussed as early as 2016 joining a far-right paramilitary group in Ukraine before he became a US Army soldier in 2017. He then bragged in a Facebook chat about being able to build explosives "in the style of the Afghans," the court filings said.Then, about a month ago, Smith started speaking to the FBI's confidential source and an undercover federal agent. He discussed in an online chat group plotting an attack in the US, said he was looking for other "radicals," and suggested targeting the leftist group Antifa, cell towers and a local news station, authorities allege. Separately, Smith suggested a vehicle bomb could be used to target "the headquarters of a major American news network," and gave advice on building explosives.Army Lt. Col. Terence Kelley, the director of public affairs for the 1st Infantry Division in Kansas, confirmed Smith is an active duty soldier. He said the Army cooperated with the FBI in its investigation."These allegations violate our Army Values so we take them very seriously," Kelley said in the statement. "Our law enforcement team cooperated with the FBI on his arrest over the weekend." 3400