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SAN DIEGO (KGTV) - At the end of the week, many federal government employees may find themselves in a financial bind as they arrive at their first pay period of the shutdown without a paycheck. Enrique, a federal contractor who did not want to use his last name, created a GoFundMe campaign to cope with the lack of funds. He asked for ,000 to cover his salary gap, posting a picture of his family to encourage donations. “This shutdown really affects me because once the shutdown ends I will not get back pay as a contractor,” Enrique said. Christian Rodriquez is a corrections officer at Metropolitan Correctional Center detention facility in downtown San Diego. His work is deemed essential, so he is working without pay."I'm going to have to borrow from family and friends to pay my mortgage, or get a loan," said Rodriguez.Some institutions, including Navy Federal Credit Union (NFCU), are offering no-interest loans to help workers through the crisis. Other banks, including Chase and Wells Fargo, encouraged affected customers to reach out for assistance.While some loans may have fair terms, government employees are warned to beware of so-called predatory lenders during the shutdown. The California Department of Business Oversight (CDBO) has established guidelines to protect borrowers from illegal and improper lending practices. The agency is warning government workers against excessively high fees and commissions, high interest rates, high-cost credit insurance, and refinancing with higher fees, known as “loan flipping”. CDBO experts have tips for anyone seeking a loan.Shop around: Compare interest rates and total costs of loans by several banks and credit unionsUse caution: Be wary of lenders who contact you first, or offers “only good for a short time”Ask questions: You have a legal right to know the total cost of the loan, the APR, monthly payments, and how long you have to pay it backThink before you sign: Make sure you understand all documents, and consider having someone else check them 2031

SAN DIEGO (KGTV) -- Authorities are investigating a fire that destroyed a car parked on the side of the freeway in Logan Heights early Monday morning.According to the California Highway Patrol, The incident happened at about 3 a.m. on the southbound lanes of Interstate 15 at Oceanview Blvd.When fire crews arrived, the car was fully engulfed. Firefighters were able to put the fire out quickly.When the smoke cleared, deputies found a rag in the gas tank and says it appeared the car had been set on fire intentionally.No injuries were reported.Arson investigators are looking into the cause of the fire. 613

SAN DIEGO (KGTV) — County health officials say a dead Cooper's hawk found in Ramona has tested positive for West Nile Virus.The hawk is the second bird to test positive for the virus in San Diego County in 2019. Two county residents have also tested positive for the virus this year, but officials say both were bitten and contracted the virus in other counties. Across the state, 184 people have tested positive for the virus and five people have died this year.County health officials are now reminding the public to protect themselves from mosquitoes that may be carrying the potentially deadly virus.West Nile virus is mainly a bird disease but can be transmitted to humans via mosquitoes who feed off an infected animal. Symptoms include headache, fever, nausea, fatigue, skin rash or swollen glands.Locals can prevent mosquitoes from breeding by removing any water that is sitting outside of homes or by using mosquito fish to control the bugs in stagnant water sources, like pools, ponds, or fountains. Mosquito repellent that contains DEET, picaridin, oil of lemon eucalyptus, or IR3535 is also recommended. 1123

SAN DIEGO (KGTV) — As the Padres take the field on Friday for their home opener against the Arizona Diamondbacks, fans will not be in the stands in the traditional sense.Instead, the Padres plan to deploy cut-outs of players' family members or loved ones, military members, and select fans to populate Petco Park's seats.During the season, fan cardboard cutouts will be placed in the Lexus Home Plate Club Seats behind home plate, according to the team. Every homestand will feature a different theme, starting with players' families and inspirational figures during opening weekend.RELATED: San Diego video game makers to help fill silence during MLB seasonPadres players and their families submitted photos, including pics of their pets, to be in their special cheer section. The team says 79 photos will be featured. Throughout the season, other themes will include Padres season ticket members, frontline workers, a celebration of Jackie Robinson Day, the 100th anniversary of the Negro League, military members, and first responders.Other chances for fans to get in the stands will be made available through Petco for a limited number of fans to be featured in the Barkyard by Petco section and through USAA for military members in the Military Appreciation Section (Section 325).RELATED: MLB playoffs expanded to 16 teams for 2020, reports sayThe cardboard cutout trend is being utilized more and more by teams during 2020's fanless season at ballparks amid the COVID-19 pandemic.One option has also been to feed in crowd noise. Sorrento Valley-based San Diego Studio, the creators of MLB The Show 20, were tasked with filling up the silence of the ballparks by calling on a large collection of real sounds for just about any play. 1745

SAN DIEGO (KGTV) -- Another report of BB gun vandalism, this time in Mission Hills, has police warning residents all over San Diego to be alert. The latest report of vandalism came Thursday at a string of businesses in Mission Hills along the 4000 block of Pacific Highway. Pictures of the area show holes in glass and workers boarding up large windows damaged by the vandals. Wednesday night, police sent out a news release stating the suspects are believed to have fired BB gun pellets, causing damage to vehicle windows or store windows. RELATED: College Area businesses hit in BB gun attackPolice say there is no indication that the incidents are connected. Previous incidents were reported between June 24 and July 8 in the late evening and early morning hours. Anyone with information is asked to call Sergeant William Pettus at 619-692-4803 or Crime Stoppers at 888-580-8477. RELATED: Lyft car, three businesses shot at with BB gunSee the incidents below: June 24th – Numerous vehicle windows were vandalized in the Point Loma, Ocean Beach and Mission Hills neighborhoods.July 1st and July 2nd - Three businesses in the Hillcrest neighborhood were vandalized.July 2nd - Two businesses in the Park West neighborhood were vandalized.July 2nd and July 3rd – Numerous vehicle windows were vandalized in the Clairemont neighborhood.July 6th - Three businesses and one vehicle were vandalized in the Midway area. A dark colored SUV is suspected in these cases.July 7th - Five businesses in the College area were vandalized.July 8th - One home in the Lake Murray neighborhood was vandalized. 1599

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