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After a few weeks away, "Saturday Night Live" returned to take some shots at Fox News and President Trump.The NBC variety series kicked off with a cold open of Leslie Jones as Fox News anchor Harris Faulkner reporting alerts like just the word "Mexicans" and if former President Obama could be impeached. It then went to a joint press conference with Alec Baldwin's President Trump and leaders from the Baltic states."Let's make this quick," Baldwin's Trump said. "I have a lot of trade war to escalate here, OK? That's why I just announced tariffs on more Chinese products like fireworks and finger traps."The fake president also said that he expelled the "infamous Chinese billionaire P.F. Chang" and was now welcoming the leaders from the Baltic nations."Even in the game Monopoly, Baltic Avenue was always my favorite property," Baldwin as Trump said before reading a prepared statement to prove that he "can read."The joint press conference touched on many issues, including Baldwin's Trump reading his notes to not congratulate Russian President Vladimir Putin on his election win (which, of course, he did), calling one of the Baltic leaders a "gypsy woman" and zoning out during the conference."Oh my god, I'm already so bored," Baldwin's internal monologue as Trump said while the other leaders were talking. "I wish I was watching 'Roseanne.' How great is that show? Roseanne loves me. She's like a good Rosie O'Donnell."Baldwin's Trump also answered questions from reporters about topics like why he hates Amazon and its CEO, Jeff Bezos."I hate Jeff," Baldwin as the president said. "He's way richer than me and he admits to being bald so I feel threatened on two levels."But before the end of the press conference, the fake president had to deal with a giant Easter bunny that showed up."One more thing, does anyone else see this rabbit?" he said. "I'm not the only one that sees this rabbit, right?"Baldwin's Trump then welcomed the audience to "SNL" with the show's signature phrase, "Live ... From New York, it's Saturday night!" 2052

About 1 in 3 people 65 and older in the U.S. enroll in Medicare Advantage, the private insurance alternative to traditional Medicare. It’s not hard to see why: Medicare Advantage plans often cover stuff that Medicare doesn’t, and most people don’t pay extra for it.But Medicare Advantage can be more expensive if you get sick because copays and other costs can be higher, says Katy Votava, president of Goodcare.com, a health care consultant for financial advisors and consumers.Unhappy customers who want to switch back to traditional Medicare may find they no longer qualify for the supplemental policies to help pay their medical bills, or that they would face prohibitively high premiums.“These are complicated products,” says Votava, author of “Making the Most of Medicare.” “They’re like nothing else, no other insurance that people encounter anywhere until they get to Medicare.”Medicare’s alphabet soupThe first hurdle many people face when deciding about Medicare coverage is simply understanding how the various parts fit together. Traditional Medicare, also known as original Medicare, has two parts:Part A covers hospitalization and is typically premium-free.Part B covers outpatient care, including doctor visits, and has a standard monthly premium of 4.60 for 2020, although higher-income people pay more.You can choose any doctor who accepts Medicare, and most do. The government pays health care providers directly.Part D is prescription drug coverage, which is provided by private insurers. The drugs that are covered and the amounts you pay out of pocket vary widely. Monthly premiums vary as well but average .74 in 2020.Traditional Medicare has deductibles, copays and coinsurance that can quickly add up. To cover these gaps, private insurers also offer supplemental plans known as Medigap. The average monthly Medigap premium in 2019 was 2, according to health insurance marketplace eHealth.com, but it can be lower or much higher depending on the plan, the insurer and the area where you live. The plans are known by letters A through N. As with traditional Medicare, you can choose any doctor who accepts Medicare.If you apply for a Medigap policy when you’re first eligible for Medicare, the insurer has to accept you and can’t charge more for preexisting conditions.How Medicare Advantage is differentMedicare Part C is Medicare Advantage. Rather than add to the other parts of Medicare, however, Medicare Advantage plans replace them. Insurers that offer Medicare Advantage are required to provide all the benefits of Part A and Part B, and most plans include Part D drug coverage as well. In addition, the plans typically cover certain expenses that Medicare doesn’t, such as hearing, vision and dental care.Most Medicare Advantage enrollees in 2020 paid no additional premiums for their coverage, other than their regular Part B premiums, according to the Kaiser Family Foundation, a health research group.How Medicare Advantage manages costsMedicare Advantage plans are similar to employer-provided group health insurance: To be covered, you typically must choose health care providers in the insurance company’s network. The network may be relatively narrow if the plan is a health maintenance organization (HMO) or somewhat broader if it’s a preferred provider organization (PPO). You may need preapproval for certain types of care or referrals to see specialists. If you go out of network, your costs may not be covered or may not apply to your out-of-pocket limits. Even if your doctor is in-network now, that could change and you might not get much notice.Also, Medicare Advantage plans are typically regional. If you move out of the area or travel to other states, you may not be covered.The devil’s in the details, and Medicare Advantage plans have many, many details. The average Medicare beneficiary has access to 28 Medicare Advantage options, with varying networks, coverage, deductibles, copays and co-insurance, according to the Kaiser Family Foundation. In general, though, Medicare Advantage costs less upfront and potentially more overall if you need lots of medical care. Many Medigap plans have higher upfront costs but cover most if not all of your expenses when you need care.If you want to switch from one Medicare Advantage plan to another, you can do so during annual enrollment periods. But if you want to switch from Medicare Advantage to traditional Medicare, you often won’t have guaranteed access to a Medigap policy. That means the insurer may charge you more, exclude preexisting conditions for a time or not issue you a policy at all.That doesn’t mean Medicare Advantage plans are a poor choice — just a complicated one, says Tatiana Fassieux, a training specialist with California Health Advocates, a Medicare advocacy nonprofit. She recommends people contact their state health insurance assistance program, which can provide free, unbiased one-on-one counseling. Links to these programs can be found by visiting the SHIP National Technical Assistance Center.“People should not rely exclusively on television commercials,” Fassieux says. “That’s when people get stuck and sometimes make the wrong decision.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Fake Reviews and Saving ‘Too Much’Is Moving Now Your Best Financial Move?When Debt Relief Does More Harm Than GoodLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5523

All across the small town of Octavia, Neb., about two hours north and west of Omaha, residents woke up Wednesday morning to find damage from softball-sized hail the night before.Jennifer Rose says the hail damaged her two vehicles."It started like just raining and you could hear the plunking of the hail," Rose said. "And it started started small, like ping pong-sized, and it kept getting bigger and bigger."Roofer Bryan Underwood says Octavia was pummeled with hail causing damage to roofs, vehicles and siding. The hail was so heavy, some stuck into the ground."I usually travel to the bigger stuff so i can try and help out as much as I can," Underwood said. "It's the beginning of the season. Everyone's like, 'Wow.' And we are, too."Paul Augustyn's turkeys were safe from the hail but their coop couldn't quite weather the storm. Neither could his Lexus."Mainly this car," he said, pointing to the Lexus. "My truck is a little beat up. It broke the back window out. Broke the windshield. Basically, it totaled the car."Many say they've already started the process to get estimates, wanting to get in before the roof and vehicle repair shops start booking up. 1173

A woman known to authorities as a prostitute is accused of setting up one of her Johns to be robbed.Palm Beach County Sheriff’s Office detectives say Christina Chiesa, 36, had sex with a man for money and then signaled for Robert Jones, 26, and two other men to steal from him. Surveillance video captured the victim having sex with Chiesa behind a dumpster behind a shopping plaza in suburban West Palm Beach on April 10, according to an arrest report.Jones is seen on video walking up to them, pulling out a knife, swinging it at the victim, the report states. “I’m gonna open you up, give me the money,” Jones allegedly told the victim.The victim told detectives he was able to fight off Jones until Chiesa signaled for two other men to come over. He said the men punched and cut him in the face. He said one of the wounds was so deep that he needed stitches. The suspects stole 0 out of his wallet and his beach cruiser bicycle. He said he was able to grab his wallet back from Chiesa.Days later, a deputy recognized Chiesa and Jones from the surveillance video. The two other men were not identified in the report.Chiesa was arrested on April 11 and Jones was arrested on April 13. They are being held at the Palm Beach County Jail without bond. They are facing charges of robbery and aggravated battery.Chiesa has been convicted of prostitution three times in Palm Beach County. 1435

Almost immediately, Kate was hooked. She'd seen advertisements for the hit Netflix series "13 Reasons Why" and heard that some friends were watching it, so she gave it a try."Within one or two episodes, I was completely hooked and was super into it and felt really emotionally involved in it," she said."And, so I, essentially, sped through the whole show ... which is not easy to do when you are working and also going to school. But I ended up doing it." 464