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Seven US service members were killed Thursday in a helicopter crash in western Iraq, a US military official said.There were no survivors in the crash, the official said, adding that the crew of a second helicopter flying alongside did not report seeing signs of hostile fire when the helicopter went down.Multiple US defense officials told CNN the aircraft was a HH-60 Pave Hawk helicopter, a Black Hawk variant. They said the helicopter was not on a combat mission at the time.The US-led coalition fighting ISIS in Syria and Iraq said Thursday that an investigation was underway to determine the cause of the crash.The-CNN-Wire 636
Six Flags says it will pause its paid advertisements on social media platforms to ensure the platforms are devoid of hate speech and harmful content.Six Flags joins numerous companies who have also paused their ads for similar reasons, including Starbucks, Unilever, the European consumer-goods giant; Coca-Cola; Verizon and dozens of smaller companies.The company says it will take time to reassess internal policies and re-evaluate external partners.Last week, facing mounting pressure from advertisers, Facebook said they would flag all “newsworthy” posts from politicians that break its rules, including those from President Donald Trump. CEO Mark Zuckerberg had previously refused to take action against Trump posts suggesting that mail-in ballots will lead to voter fraud. Facebook will also ban false claims intended to discourage voting, such as stories about federal agents checking legal status at polling places. The company also said it is increasing its enforcement capacity to remove false claims about local polling conditions in the 72 hours before the U.S. election. 1091
So far this year, 13 law enforcement officers across the United States have died after they were shot in the line of duty.Six of them died in just one week, said Craig Floyd with the National Law Enforcement Officers Memorial Fund.The group recorded 12 firearms-related deaths in 2018 as of Tuesday, but an officer in Mobile, Alabama, was shot and killed late that night -- which would bring the grim toll to 13. 432
Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739
Seven years ago, a Pasco County, Florida family was torn apart when an out of control driver ran down a group of girls, killing a 5-year-old triplet.Now that family is being tormented all over again.In the years since Delaney Rossman was killed, her surviving sisters have still managed to thrive.“The girls are really good. They are 13 now; very active in the community, doing everything they can to be normal kids,” mother Danielle Malm said.Malm said right after the crash, many well meaning people reached out offering support.“It was wonderful. The condolences, and we appreciated everything that everybody had to say.But one of them has crossed the line.“She’s threatened the girls," Malm said. "She’s threatened us with death. She’s threatened my nieces.”Under different Facebook profiles the person has sent disturbing messages to Danielle and her family.One says “Delaney is DEAD. Hahahah.”Another says “I’m going to harm your family.”Other messages are just too vulgar to show.“The main thing is she’s been fixated on the fact that Delaney died and Gabrielle lived.”Danielle says the person even contacted the girl’s school trying to get more personal information. Blocking the harasser isn’t helping, because the person creates fake profiles posing as family.They send friend requests to everyone on Malm’s list.The family believes the person lives out of the country, but isn’t sure. “It gnaws at you. Where is this woman at? Why is she fixated on us today? Why won’t she just let it go?” she said.Facebook says to report anyone whose behavior is abusive and change privacy settings.Law enforcement can subpoena Facebook to try and track down someone making threats, but they admit, if the person is out of the country, there’s not much they can do. 1794