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It's said a penny saved is a penny earned. But a penny exchanged with a 10% return rate is a financially friendly investment.From the Texas panhandle to southeast Wisconsin, banks across the country are launching coin buyback programs amid a nationwide shortage."We just wanted to be prepared to take care of all of our customers and not leave them short," Erik Schrader of Amarillo National Bank said.Schrader says anyone can bring in up to ,000 in coins to Amarillo National locations and swap them for 10% more in cash. So far, he says the trade-off is paying off for both people and banks."I've never seen a coin shortage. We have had lows throughout time, but never anything we thought was a problem," he said. "But luckily, we were able to get out ahead of this."Some customers aren't even looking to cash in. Neil Buchanan of Community State Bank in Wisconsin says many customers are simply exchanging the coins for bills and not taking the 5% incentive."We've had a lot of people come in and say, "No, no. I don't want the bonus. I just heard that there was a problem. I have this coin. I want to be part of the solution.,'" he said.Economic experts say the coin shortage is linked to the pandemic."There was a decline in supply of coins by the mints and there was an increase in demand for the coins as we all got back to getting the groceries," said Kishore Kulkarni, Ph.D., a professor of economics at MSU Denver.Kulkarni said countries around the world have suffered from coin shortages before, and while these types of coin buyback programs do help the economy, more transactions in the future will require less exact change."We are in a cashless society already, and we will be more so moving forward," Kulkarni said.Moving forward financially, Amarillo National Bank will continue exchanging coins for cash through Sept. 1. Community State Bank has received so many coins that it ended its buyback program. 1931

Interior Department Secretary Ryan Zinke signed an order Friday morning aiming to expand access for hunters and fishers to public lands and monuments.In what is being described as an "expansive" secretarial order, Zinke's rule would ultimately allow broader access across the board to hunters and fishers on public lands managed by the Interior Department, according to the order.A section of the order also amends the national monument management plan to include or expand hunting and fishing opportunities to the "extent practicable under the law."The order cites a 2007 executive order from President George W. Bush to "facilitate the expansion and enhancement of hunting opportunities and the management of game species and their habitat." It directs agencies to to create a report and plan to streamline how best to enhance and expand access to hunting and fishing on public lands.The Interior Department oversees national parks, wildlife refuges and other federal lands.The secretarial order also aims to expand educational outreach for hunting and fishing to "under served" communities such as minorities and veterans as well as increase volunteer access to federal lands."Today's secretarial order is the latest example of how the Trump administration is actively moving to support hunting and other forms of outdoor recreation on public lands," Zinke said in a statement."Hunting and fishing is a cornerstone of the American tradition and hunters and fishers of America are the backbone of land and wildlife conservation," he said.Interior said Obama administration policies were too restrictive."Through management plans made under the previous administration, which did not appreciate access to hunting and target shooting like this administration does, access and usage has been restricted," said Interior spokeswoman Heather Swift.Zinke's rule will not have to go through a formal rule-making process.It is the second major action from Interior in the last few weeks.In August, Zinke recommended shrinking the boundaries of a handful of national monuments, but stopped short of suggesting the elimination of any federal designations following a review ordered by President Donald Trump.At Trump's direction, Zinke earlier this year launched a review of 27 national monuments, a controversial move that could undo protections for millions of acres of federal lands, as well as limits on oil and gas or other energy production. Interior and the White House have so far resisted releasing the contents of Zinke's full recommendations. 2552

It's often referred to as "The most exciting two minutes in sports."So what makes the Kentucky Derby so special?Here are five reasons not to miss the event, which will be held on May 5 at Churchill Downs race track in Louisville, Kentucky.It's America's longest running sports eventThe first Kentucky Derby was held on May 17, 1875, when a crowd of 10,000 saw three-year-old chestnut colt Aristides, ridden by African-American jockey Oliver Lewis, triumph at Churchill Downs.The Derby has been held at the same venue ever since, even during both World Wars and the Great Depression of the 1930s, making it the country's longest continuously held sports event.The 144th edition of the mile-and-a-quarter race for three-year-old thoroughbreds is expected to attract more than 150,000 spectators.The Derby is the first leg of racing's prestigious Triple Crown, which also consists of the Preakness Stakes in Baltimore and the Belmont Stakes in Belmont Park, New York.READ: No touchdown in Kentucky for Gronkowski...the horseIt has literary historyThe Kentucky Derby has been covered by some of America's most famous writers.In 1925, New York sports columnist Bill Corum called the Derby the "Run for the Roses" because the winning horse gets draped in a garland of hundreds of red roses.In 1935, legendary Tennessee-born sports writer Grantland Rice described the race like this:"Those two minutes and a second or so of derby running carry more emotional thrills, per second, than anything sport can show."His phrase has since been shortened to describe the Derby as "the most exciting two minutes in sports" or "the greatest two minutes in sports."In 1955, American author William Faulker, a winner of the Pulitzer Prize and Nobel Prize and a Southerner like Rice, covered the race for Sports Illustrated.This what he wrote:"So it is not just betting, the chance to prove with money your luck or what you call your judgment, that draws people to horse races. It is much deeper than that. It is a sublimation, a transference: man, with his admiration for speed and strength, physical power far beyond what he himself is capable of, projects his own desire for physical supremacy, victory, onto the agent -- the baseball or football team, the prize fighter. "Only the horse race is more universal because the brutality of the prize fight is absent, as well as the attenuation of football or baseball -- the long time needed for the orgasm of victory to occur, where in the horse race it is a matter of minutes, never over two or three, repeated six or eight or 10 times in one afternoon." It has legendary winnersIn 1973, Secretariat won the Derby in a time of one minute, 59.4 seconds, a record that still stands to this day. By comparison, last year's race was won by Always Dreaming, ridden by jockey John Velazquez, in a time of two minutes 3.59 seconds.Secretariat, also known as "Big Red," went on to clinch the Triple Crown in 1973, ending a 25-year wait.In 2006, Barbaro captured the public's imagination with an epic Derby win followed by a heroic fight against injury. After becoming only the sixth horse to win the Derby with an unbeaten record, Barbaro looked like he could be on the way to the Triple Crown when disaster struck in the Preakness Stakes two weeks later -- he shattered his leg shortly after getting out of the starting gates.Barbaro was put down by his owners eight months later, unable to overcome the complications he had suffered after the accident.But his fight to overcome his injury triggered an outpouring of public support for the horse and his owners the world over. His ashes are now buried at Churchill Downs, while a bronze statue of the horse was erected at the race track in 2009.In 2015, American Pharoah became the first horse to win the coveted Triple Crown since Affirmed in 1978. The horse made the cover of Sports Illustrated and was photographed by US fashion magazine Vogue.It attracts the rich and famousThe Derby has always been a draw for the rich and famous, with some of the biggest stars in sports, fashion and Hollywood mixing with royalty.Previous Derby guests include Britain's Princess Margaret, boxer Muhammad Ali, US presidents Lyndon B. Johnson and Richard Nixon, Hollywood legends Lana Turner and Bing Crosby, baseball star Babe Ruth and in recent years, singer Justin Timberlake, actor Jack Nicholson, Britain's Queen Elizabeth II and NFL star Eli Manning.The favorite tends to do wellLast year's win by Always Dreaming marked the fifth year in a row the pre-race favorite had won the race, the most since the 1890s.If you fancy a punt, this year's Derby looks like a very open race, with Justify, trained by American Pharaoh's handler Bob Baffert, heading the betting ahead of Aidan O'Brien's Irish raider Mendelssohn.No European horse has ever won the Kentucky Derby.The-CNN-Wire 4850

In the span of just over a month, the number of people hospitalized with COVID-19 has doubled, as has the seven-day rolling average of the number of new cases and deaths linked to the virus every day.On Nov. 4, the U.S. was experiencing an upswing in new cases, with a then-record average of 89,000 new cases a day according to the COVID Tracking Project. However, hospitals were caring for a still-manageable 52,000 patients, and local health departments were reporting 859 deaths today — a tragic number, but nowhere near as high as the first weeks of the pandemic.But in just over a month, those numbers have skyrocketed. Reports of new infections now average more than 200,000 a day — a once-unthinkable figure. There are now a record 104,000 people being treated for COVID-19 in hospitals — a number that has completely overwhelmed nursing staffs across the country, particularly in rural areas.Finally, the U.S. is now losing an average of more than 2,600 people a day to COVID-19 — a number that exceeds the amount of life lost on the attack at Pearl Harbor, where 2,400 lives were lost. And according to health experts, the surge is only expected to worsen. Dr. Anthony Fauci, the nation's top infectious disease expert, says the U.S. has not yet felt the full force of the expected spik caused by extensive travel for Thanksgiving gatherings."The blip from Thanksgiving isn't even here yet," Fauci told CBS News on Tuesday. "So we're getting those staggering numbers of new cases and hospitalizations before we even feel the full brunt of the Thanksgiving holiday."There is some light at the end of the tunnel, as Americans are expected to begin receiving COVID-19 vaccinations in the coming days. However, the vaccines won't be widely available to all Americans until sometime in the spring. 1819

Is this the night someone makes U.S. lottery history?Tuesday's Mega Millions drawing is for a jackpot estimated at .6 billion, which would be the nation's largest-ever.That's the value if the winner or winners select annuity payments. The one-time cash option is estimated at 5 million -- still nothing to sneeze at.The current US lottery jackpot record is .586 billion, won in a Powerball drawing in January 2016.And speaking of Powerball: That game's next drawing is Wednesday, for an estimated jackpot of 0 million.That puts the jackpots for the nation's two largest lotteries at more than .2 billion."It's hard to overstate how exciting this is -- but now it's really getting fun," Gordon Medenica, lead director of the Mega Millions Group and director of Maryland Lottery and Gaming, said over the weekend.Mega Millions has already smashed its own jackpot record, which was 6 million, shared by winners in three states in March 2012. 961

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