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NASHVILLE, Tenn. — The man accused of killing four people and injuring others at a Waffle House in Antioch, Tennessee is not competent to stand trial, a judge ruled. Medical experts previously deemed Travis Reinking to be mentally unstable and unfit to stand trial. He appeared in court Wednesday where a judge ordered him to be placed in a mental health facility until he is competent to stand trial. He's expected to be moved this afternoon. Prosecutor Roger Moore said this hearing was to determine Reinking’s current state of mind – not his mental state during the shooting. Psychologist Rena Isen spoke with Reinking prior to the hearing and testified that he's not competent to stand trial, saying he's shown signs of schizophrenia.  782

NASHVILLE, Tenn. - We’ve known for months about the dangers of the coronavirus spreading in crowded public places but we are now learning new information about the danger of COVID-19 spreading inside your home.The new study from Vanderbilt University Medical Center reveals how vulnerable family members can be inside a home where someone has contracted the coronavirus."What we found is COVID spreads very rapidly and very quickly inside a home," said Dr. Keipp Talbot of Vanderbilt University Medical Center.Just how fast? The study found half of all family members in a home with someone infected with COVID-19 will also get COVID-19, usually within just five days."Once it's in your house, it's very hard to keep from spreading, and you don't know who in your home will be susceptible, and they'll need to be hospitalized," Talbot said.The research adds a new dimension to public health guidelines that largely focus on social distancing outside your home -- guidelines that doctors say work if everyone in the home follows those guidelines while outside."However, if you or anyone in the family goes outside the bubble, and does anything that's risky -- large groups, bars, not wearing your mask -- they can come back into that bubble and put everyone in that bubble at risk," Talbot said.This story was first reported by Jason Lamb at WTVF in Nashville, Tennessee. 1379

MILWAUKEE — Eight Sisters at Notre Dame of Elm Grove, a retirement home near Milwaukee, died from COVID-19 in a week despite the home’s best efforts.“The Sisters, were being extra careful in terms of getting their meals in rooms and they can’t congregate together,” Sister Debra Sciano, Provincial Leader of the School Sisters of Notre Dame Central Pacific Province said. “More testing, being tested twice a week for the virus.”Sciano says they are heartbroken to lose these eight women. Combined, they had over half a millennium of service to the community.All educators in their own right, their reach went far beyond the walls of the School Sisters of Notre Dame retirement home.“Every one of our sisters is really important,” Sciano said. “Not only to us, but we feel they have touched thousands of lives we’ll never be aware of.” 842

Mortgage rates have been low for months, but currently, about 19 million homeowners who are eligible to refinance haven't cashed in.According to data analytics firm Black Knight, these homeowners have a credit score of 720 or more and at least 20% equity in their homes. They could save nearly 0 a month on average.A new survey by YouGov for Forbes Advisor found that 34% of homeowners say they’re not sure refinancing is worth it.A mortgage analyst at Forbes Advisor says one reason people may be hesitant is they don't want to deal with banks that are overloaded with applications right now.“Borrowers really need to advocate for themselves, so make sure that you call your lender if you haven't heard from them in over a week let’s say or just really stay on top of it and at the end of the day. If you're not getting the service that you want, there are many other lenders that would be happy to get your business,” said Natalie Campisi, Mortgage Analyst at Forbes Advisor.Another reason you should act now if you've been considering refinancing, is there's a new fee. It starts on December 1, but your loan may not be processed before then if you don't start the process now.“What you want to do is talk to your lender,” said Campisi. “If you decide to apply for a loan, ask them, say you know will you roll this fee into the cost of my loan, which some lenders are doing, and find out some lenders might be able to process your application before December 1.”Campisi says you can benefit the most from refinancing if you're not planning to move within the next few years. Also, if you have more than 10 years left on your mortgage.You also need to consider closing costs that can average around ,000. Most experts recommend you need to be saving at least 0 a month to make those costs worth it. 1816

More than 3,600 coronavirus-related deaths were reported in the United States on Wednesday, topping all previous days during the pandemic, which has killed more than 300,000 Americans since March, according to Johns Hopkins University data.Wednesday also saw a record 247,000 new cases of the COVID-19, a sign that the spread of the virus shows no signs of slowing.Wednesday’s figures mark the third time that US deaths topped 3,000 in a single day with two previous instances coming last week. Generally, mid-week death figures have marked the highest numbers due to how states report deaths.All told, a seven-day average of coronavirus deaths indicates that there are nearly 2,500-related coronavirus-related deaths per day. While much has been made of death figures, a death is only counted if COVID-19 was a factor in the person’s death. If someone dies from an unrelated ailment, but is coronavirus positive at the time of death, their death is not counted in official tallies, per CDC guidelines.Deaths related to the coronavirus have risen sharply in recent weeks.Here is a weekly breakdown of coronavirus related deaths in the last eight weeks, according to stats compiled by the COVID Tracking Project:December 10-16: 17,381 (Avg: 2,483)December 3-9: 16,187 (Avg: 2,312)November 26-December 2: 11,198 (Avg: 1,600)November 19-25: 11,624 (Avg: 1,660)November 12-18: 7,528 (Avg: 1,075)November 5-11: 7,490 (Avg: 1,070)October 29-November 4: 6,495 (Avg: 927)October 22-28: 5,724 (Avg: 818)The despair of the virus has hit in the central US, especially the Dakotas. According to the CDC, South Dakota has the highest death per capita rate in the US with 2.4 coronavirus-related deaths per 100,000 people in the last week. Since the start of the pandemic, 1,261 deaths have been reported in South Dakota.There has also been a marked rise in coronavirus-related hospitalizations. According to the COVID Tracking Project, there are more than 113,000 Americans in the hospital with the virus. That figure has doubled in the last five weeks, and more than tripled from late September and early October, when hospitalizations had recovered from a summer surge throughout the south. 2187

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