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Traveling now carries with it more uncertainty than ever before. If you plan on traveling anytime soon, one thing you can do to protect yourself is get a trip insurance policy that includes coronavirus coverage. Previously, many insurers excluded COVID-related claims due to the virus’ status as a foreseen event/pandemic. But now, some insurers are changing their tune. Here’s what you need to know about how to find travel insurance providers that offer coronavirus-related coverage, as well as what is and isn’t covered.What is coveredCoronavirus coverage falls into several categories:Trip cancellation: You need to cancel a trip prior to departure because you, a covered travel companion or possibly someone you need to care for contracted COVID-19.Trip delay: Your trip is delayed due to changing COVID-related guidelines.Travel medical coverage: You (or a covered travel companion) become ill with COVID-19 while traveling abroad and incur health care expenses or require an evacuation.Of providers that are offering COVID policies, most are covering these expenses.What is not coveredCountries with Level 4 travel advisories: Some insurers disclose that if a Level 4 Do Not Travel advisory is issued by the U.S. Department of State for a specific country, you will not receive coronavirus-related coverage. With cases surging in various countries unexpectedly, the list of Level 4 countries is constantly changing. Before booking a trip and purchasing a policy, make sure to check that the countrydoes not have a Level 4 advisory.Fear of getting sick while traveling: Canceling a trip because you’re afraid you’ll get sick does not qualify for coverage under your travel insurance policy. Travel insurance providers have a list of standard reasons that qualify for cancellation, including: car accident, jury duty, terrorist act, military duty and other extenuating circumstances. If you want ultimate flexibility to cancel a trip (no matter the reason), you’ll want to look into the cancel for any reason, or CFAR, supplemental upgrade, which is offered on some travel insurance plans. When you purchase CFAR, you can get up to 75% of your nonrefundable deposit back as long as you cancel at least two days in advance. Not all plans offer CFAR as an option, so research before you purchase if you’re interested in this add-on.COVID-related events not directly related to you: If you planned on going to a conference or a family reunion that was canceled due to COVID-associated concerns, your travel insurer will not reimburse your nonrefundable flight or hotel accommodations.Finding travel insurers covering COVID-19Generally, the policies underwritten by U.S.-based travel insurance providers vary by state, trip information, travelers’ ages and other various details. Travel insurance comparison site Squaremouth is one of the very few comparison sites that allow you to filter by policies that offer coronavirus coverage.To find a policy that specifically covers coronavirus-related losses, input your departure and return dates, your main destination and select “Search for Policies Now.”In our example, we will input the following details: A ,000 paid-in-full trip to Greece leaving on Oct. 9 and returning on Oct. 18 by a 40-year old U.S. citizen who is a resident of California. The policy will include trip cancellation coverage.When incorporating the “Coronavirus Pandemic” filter, the results reveal that 40 out of 84 policies include this coverage. You can select additional filters, such as cancel for any reason, if you’re looking for that optional upgrade.The results can be sorted by price, top sellers, top reviews and insurance providers, offering plenty of ways to easily search for the specific policy you’re looking for.Each of the top three policies (which is just a sampling of the 40 options) includes coronavirus cancellation and medical coverage, and displays the associated limits. Trip cancellation coverage is ,000, representing the value of the trip. The price of the policy is clearly stated and ranges from 4.1% to 5.4% of the total trip cost. This range represents very typical travel insurance costs.The bottom lineOnce you narrow your search, you’ll want to review the full policy details to ensure you’re familiar with what exactly is covered and not covered. If you have specific questions — especially as they relate to the constantly changing travel advisories or whether coronavirus is considered as a foreseen event (which some providers will not cover) — you’ll want to reach out to the insurer. The last thing you want is to purchase travel insurance and later find out it will not cover you in your intended destination.More From NerdWalletWhy You Shouldn’t Book Airfare in Advance Right NowShould I Pay for My Hotel Using Cash, Points or Both?5 Travel Writers ‘Draft’ Their Favorite AirlinesElina Geller is a writer at NerdWallet. Email: egeller@nerdwallet.com. Twitter: @elina_geller. 4952

Three people were killed and five others wounded Friday in southern France after a gunman stole a car, fired at police officers and took hostages in a supermarket in what French authorities are treating as a terror attack.One person died in the carjacking, and two others were killed at the market, the French Interior Ministry said.Police shot dead the gunman, French media reported, after a four-hour standoff at the Super U supermarket in the town of Trèbes. 469

TIJUANA, Mexico (KGTV) - A witness to a crash on the Tijuana side of the U.S.-Mexico border is describing the chaos as a truck plowed into vehicles and vendors. “I heard boom, boom, boom,” said the witness, who wishes to remain anonymous. He had just finished visiting his mother in Mexico and was waiting in traffic at the San Ysidro Port of Entry to return to the United States when he saw the black truck coming up behind him. The truck driver hit three vehicles and stopped, the witness said. Other witnesses surrounded the black truck and popped the tires, the witness told 10News. “His wife turned to him and said ‘Go, go, go,'” the driver said. RELATED: Report: Truck with Utah plates strikes vendors, other cars at U.S.-Mexico borderThe truck driver then hit vendors selling food in between lanes of traffic, the witness said. People who appeared to be homeless stopped to grab food that was scattered on the ground after the crash. The witness pulled over to help a woman who was struck by a taco cart, but he slipped in salsa and was injured. He saw a man grabbing a peso bill from his front seat and returned to his vehicle. Mexican police and firefighters closed down traffic for about 20 minutes. When the situation was cleared, northbound traffic into the U.S. was consolidated into two lanes, the witness said. 1333

esponse of the police officers," she said. "Our officers are professionals who take great pride in working for Yale. They are trained on unconscious bias, de-escalation techniques, and problem solving, and seek to treat each individual with respect."Goff-Crews, the Yale vice president, said in her email that she's been holding discussions with campus police and other university staff "to better understand what exactly happened at HGS on Monday night, and how we can work together to avoid such incidents in the future."  2384

This is a battle that could shutter some classrooms indefinitely.Hundreds of Oklahoma teachers filled the state Capitol for a second day Tuesday, demanding an additional 0 million in school funding and increased raises for themselves and support staff.Their walkout comes days after the state approved some raises and school funding -- but only a fraction of what the teachers' union demanded.So despite school cancellations and even the risk of discipline from some districts, teachers say they won't budge."We will hold the line until hell freezes over, and then we will be here on ice skates," Muskogee High School teacher Diane Walker said. "We love our kids." 675