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Life after graduation is always an unknown. But the coronavirus pandemic has added even more uncertainty for the nearly 4 million students expected to receive college degrees in 2019-20, according to the National Center for Education Statistics.“I feel like when you graduate, you go out into the real world,” says Stephanie Fallon, 23, who graduated in May from Temple University in Philadelphia. But this world “almost doesn’t feel real,” she says.Even though the real world has changed, the challenges most new graduates face haven’t. Here’s what the class of 2020 can do to answer three essential post-graduation questions during the ongoing pandemic.Can you get a job?The job market looked strong for 2020 graduates before the economy took a hit from the coronavirus. A survey in fall 2019 by the National Association of Colleges and Employers projected a 5.8% increase in hiring over the previous year.Of course, much has changed.“What [graduates] are facing now is just a horrendous market,” says Edwin Koc, director of research, public policy and legislative affairs for NACE. “There really isn’t any other way to put it.”A survey in 2018 from the recruitment agency Randstad found that the average job search lasts five months. Koc says it may take more time — and effort — to land a job in the current market. Here are some ways to improve your situation:Be persistent with potential employers but understand if they can’t give you a quick answer.Look to your college career center for help, like connecting you with alumni at companies that are hiring.Consider transitional work or opportunities outside your desired field.Fallon, for example, plans to pursue a career in nonprofit work. While she currently has a part-time job with a national nonprofit foundation, she’s also working two nanny jobs.Can you get an apartment?Many students live at home after graduation: Investment broker TD Ameritrade found in a 2019 survey that roughly half of college graduates plan to move back in with their parents.You may have already taken this step when your college closed its campus this spring. But that doesn’t mean you’ll want to live at home indefinitely — or be able to.For example, you may need to relocate for a job. Although a June 2020 poll from NACE found that 66% of employers plan to start new graduate hires remotely, you may need to find a place while still social distancing.“The industry has adapted,” says Meena Ziabari, chief operating officer and principal broker for Next Step Realty, a Manhattan-based real estate firm that helps new grads find apartments in New York City. “You should not be afraid of renting virtually.”Choosing an apartment without seeing it in person may be unnerving. What if you arrive to find no hot water, a pest problem or an entire bait-and-switch?“Do you get landlords who are a little funny or shady? Absolutely,” Ziabari says. But she adds there are laws in New York City on things like an apartment lacking heat — or a kitchen.To help avoid undesirable outcomes, consider hiring a real estate broker. You may have to pay a broker’s fees; in New York City, these can cost you as much as 15% of a year’s rent, for example. But their relationships with landlords could make that cost worth it.If you don’t want to pay a broker’s fee or can’t afford to, Ziabari recommends having a trustworthy person who can check out places to live for you in person.How will you repay student loans?Roughly two-thirds of the class of 2018 graduated with student debt, according to most recent information from the Institute for College Access and Success. Those graduates owed an average of ,200.If you have student loans, there’s some breathing room: Most come with a six-month grace period.“Go ahead and take advantage of not having to pay,” says Tara Unverzagt, a certified financial planner and founder of South Bay Financial Partners in Torrance, California.But don’t avoid your student loans altogether — find out how much you owe, then explore repayment options with a tool like the federal government’s loan simulator. Options tied to your income could give you breathing room once repayment starts.Unverzagt says your top financial priority now should be starting an easily accessible emergency fund. And if money is tight, understand your cash flow — and avoid the urge to rely on credit cards.“That is a slippery slope into never-never land of debt,” Unverzagt says.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletWhat Is a Student Loan Grace Period?Income-Driven Repayment: Is It Right for You?How to Get Your First ApartmentRyan Lane is a writer at NerdWallet. Email: rlane@nerdwallet.com. 4716
LAS VEGAS, Nevada — In the era of the "Me Too" movement and against a backdrop of sexual misconduct in the school district, a YouTube video has some wondering whether a candidate for the Board of Trustees is sending the wrong message on social media. Her video is called "How to Be Sexy."It's been viewed more than a million times, but now it's getting serious scrutiny as the self-described non-traditional candidate is running for school board trustee. Watch the full interview with Danielle Ford in the video player at the end of this story."I initially searched for the videos because I started hearing other employees discussing it and saying they were kind of concerned," said Elena Rodriguez, CCSD Student Services Division. Elena Rodriguez has worked for the district for decades. She's an outspoken advocate for change and accountability and regularly attends and speaks at school board meetings."As difficult as it is for women to climb the ladder of administration and so forth, and the issues that we've had in the past with employees being accused of sexual harassment and discrimination and so forth, I think it sends the wrong message," Rodriguez said.Danielle Ford isn't shying away from her videos, but she does want to explain them. "As far as that particular video and the messaging of sexiness, I very much believe in empowering women to love their bodies and to be proud of who they are."Danielle dropped out of high school when she became pregnant at age 17 and got her G.E.D. She says this video and others posted on her Young Moms Club website are designed to reach out to other teen moms who face the same stigma and challenges she did when she was a CCSD student.Getting that message out is a serious effort for Ford. Drawing from her own personal experience she takes on the meaning of teen motherhood in the TedX talk from 2013."If we can offer support and encouragement to these girls rather than criticism and judgment, then we can all positively affect the lives of over 10 million people."Drawing from her marketing experience, Danielle says she has to be creative to ensure teen moms get her message. "And although I wouldn't use that same tagline and picture if I'm talking to different people, it worked! Because that video itself has over a million views. And it brought you here," Ford added.Danielle's message to feel confident and powerful at any age as a woman is strong. But the context of that video ("How to Be Sexy") is how to get and keep a man. Some are questioning if that's a good message to send to young girls. According to Ford, "Girls do want that! We all do! We all want a partner."Though she posted these videos years before knowing she'd run for public office, she stands behind them all. Including a video entitled "Why I Let My 10-Year-Old Daughter Date." But as you'll hear in the video below, that "date" was really just a family outing to Chuck E. Cheese.Ford said, "I feel like it's a really good thing to teach her now what a date is and how to be treated by boys."She also has a video on "How to Get a Boyfriend... It's Seriously Just Like Shopping.""When you watch the videos, the common theme is that we need to empower kids instead of criticizing them for having thoughts or whatever it is," Ford added.But Rodriguez says there's a better way to empower young women. "For example, towards education--higher education--technical schools. There are many other ways to empower women versus just talking about how you can be sexy."Long-time Trustee Carolyn Edwards, who's terming out of the spot Ford is running for, says trustees must live up to a higher standard and that includes social media.Regarding her "How to Be Sexy" video, Danielle told us, "I wouldn't make that video--based on what I've heard--again, but I'm also not going to take it down."In fact, she's got a link to her Young Moms Club videos on her candidate website. "If you want to get something you've never had, you have to elect people that you never have in the past."Here's the full interview with Danielle Ford. 4114

LA JOLLA, Calif. (KGTV) - The J Company is telling the story of America's founding fathers, with a twist.This spring, they're staging the classic musical 1776 with an all-female cast."We need to support our young women and let them know they can be anything and anybody they want to be if they just put their minds to it," says director Joey Landwehr, who came up with the idea of casting only young women in roles portraying men.The musical tells the story of John Adams, Thomas Jefferson, Ben Franklin and the rest of the Continental Congress as they debated the merits of breaking free from England during the Revolutionary War. Some of the actors say they see the relevance to today's political climate in the story."Even though I know I'm pretty set on my political views, I do understand that other people have their own and that we need to find that middle ground," says Camille Le Saux, who will play Ben Franklin in the show. "That's what this play tends to focus on, and I think that's very relevant today."Others say it's empowering to see young women playing strong, influential men."It's showing that women can be powerful and women can be strong, and women can be angry and upset and passionate," says Caroline Egler. She's playing John Adams, a role she's wanted to tackle since she first learned of the show in 8th grade."Reading through the script again, I realized how beautiful it is and how human it is," Egler says.Rehearsals began this week at the Lawrence Family JCC in La Jolla. Performances start on May 11st and run through May 19th. Tickets are available here. 1596
Listening to music while being placed on hold is a scenario many of us are all too familiar with. But did you know some companies are listening to you while you’re waiting for an operator to answer?It happened to September Adams, when she was calling about her student loans. Towards the end of the call, she became frustrated, and the company's recording caught it.Adams says she made a comment she now regrets. However, she says she didn’t know she was being recorded. 478
LAKEWOOD, Colo. – Cereal lovers may want to take a good look at the expiration dates on their groceries after this story.A Lakewood, Colorado family bought a box of Quaker 100% Natural Granola cereal from a Littleton Walmart on Monday. It was the Quaker cereal with oats, honey and raisins.It wasn’t until the Carelse’s sat down for a serving that any of them realized something was terribly wrong.“It looks like February 22, 1997,” Anthea Carelse said, pointing to the box’s printed “best by” date. The box appears to date back 21 years.TRENDING: Florida Senate OKs bill for year-round Daylight Saving Time“I had about two bites, and that was it,” she continued.Her husband, Josiah Carelse ate a full bowl.“I just started eating and thinking, 'it just tastes funny. It must be OK,'” he said.Of course, Anthea told him, “I was like, ‘Josiah, you’re going to be really sick.’”Fortunately, he said he's feeling fine and has plans to return the expired box back to Walmart.To put this into perspective here’s a very short list of what life was like back in 1997: 1082
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