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The first Democratic Party primary debate for the 2020 election will be held in two weeks and the field of 20 candidates for the debate has been announced by the party. The debate will occur over the course of two evenings and will aired on NBC, MSNBC and Telemundo. The June 26 and 27 debates will be held in Miami. Here is the field of candidates:Sen. Michael BennetFormer Vice President Joe BidenSen. Cory BookerMayor Pete ButtigiegFormer Housing Secretary Julián CastroMayor Bill de BlasioFormer Rep. John DelaneyRep. Tulsi GabbardSen. Kirsten GillibrandSen. Kamala HarrisFormer Gov. John HickenlooperGov. Jay InsleeSen. Amy KlobucharFormer Rep. Beto O'RourkeRep. Tim RyanSen. Bernie SandersRep. Eric SwalwellSen. Elizabeth WarrenAuthor Marianne WilliamsonBusinessman Andrew YangThe party used a combination of fundraising and polling results to decide which candidates would gain entrance. Candidates such as Montana Gov. Steve Bullock and Miramar, Florida Mayor Wayne Messam were among those who failed to qualify. 1033

The Delta Aquariid meteor shower puts on one long summer show in July and August, but it will peak at the end of July.The meter shower began July 12 and is active until August 23. A new moon on Wednesday and Thursday will provide optimal dark skies for spotting meteors. But the peak actually began Sunday, and the best chance to see them without the moon in the way will be the first week of August.The best time to see them will be about 3 a.m. ET, but the meteor shower will also be viewable when the sky is darkest in the overnight hours until the first light of dawn.Expect to see about 20 meteors per hour during the peak, traveling at 25 miles per second.The Delta Aquariid meteors are more faint than others, and they're more apparent in the Southern Hemisphere, according to 796

The coronavirus pandemic has sent the U.S. financial markets on a downward spiral. Last week, in just one day, the Dow Jones Industrial saw a 13 percent drop; it’s single biggest drop ever. “A lot of people are scared,” said Kelly Lannan with Fidelity Investments. “They don’t quite know what they are seeing, especially the average investor who is not following day to day.”Lannan explained most people looking at their 401k accounts are worried but advises people to put their market fears and emotions aside. “Market volatility can really be nerve-racking,” Lannan explained. “We get it from Fidelity investments perspective, and more importantly, we are here to help.”Fidelity is advising the best move right now may be no move at all. Referencing social media posts with the phase “don’t touch your face, don’t touch your 401k,” she explains most investors shouldn’t panic and divest their stocks during the economic downturn during the COVID-19 pandemic.“The most important thing to say, and I know this is really hard to hear, is not to panic,” Lannan explained. “This is a part of life, and the important thing to note, as we saw in 2008, is these downturns are usually followed by a recovery.”Not divesting doesn’t mean ignoring your investments and portfolio. In fact, Lannan believes those concerned about their portfolios and 401k’s should use this time to get more familiar with their investment plan and goals. She recommends a few steps in that review process: · Step One: Understand where you have your money by taking a look at your asset allocation and assess if it aligns with your age and your time horizon. If it does not, start making a plan to restructure your investments when the market starts to recover. · Step Two: Assess whether you have a diversified investment strategy. Diversification helps to soften the impact during market downturns. For those who have an employer sponsored retirement plan, you can reach out to your plan sponsor and ask question or get guidance on this. · Step Three: Take a look at your emergency fund. Fidelity recommends having three to six months of your essential expenses in savings. If you don’t have that and are concerned with possible unemployment due to the economic downturn, start to assess which investments you could move money from. Making a move, in terms of selling off your stocks, may not be the best decision now. However, better understanding your investment portfolio may help you make a better investment decision when the markets recover or even calm your concerns as they struggle during this downturn. “We know from behavioral finance that people make really, really bad decisions when they panic,” said Robert Stammers with the Charter Financial Analyst Institute. The CFA also recommends most invested in the stock market should hold off on divesting, especially if they have a long-term investment strategy. “If they do sell they’re going to be selling in a bad market,” Stammer explained. “They’re basically going to be doing what people tell you not to do, which is sell low and buy high, when the market comes back.”Historically, the market always rebounds. In 2008, it took five years, and in 2015 the market bounced back in about 13 months. Stammer pointed out, even with major downswings, overtime, those who stay invested still see an annual eight to nine percent return on average. “People did not think we’re going to get through the 2008 crisis,” Stammer said. “More than 60 percent said, ‘that’s it, this is never coming back, it is never going to be like this again.’ Then, after it did come back, the return on the market was like 17 percent.”The “stay the course” advice applies to mostly those with time to wait out the market. However, if you are closer to retirement, or in it, both Stammer and Lannan suggest you may want to get individual advice from a financial professional. When seeking help from a financial professional, it is wise to ask if that professional is a fiduciary, which is a financial advisor legally required to put your interest over theirs. Unfortunately, during economic downturns emotional investors are often easy targets for scammers or individuals selling financial instruments acting as financial advisors. The CFA has a 4263

The Federal Aviation Administration is investigating religious discrimination claims against two airports because plans for Chick-fil-A restaurants were scrapped after complaints about the fast food chain's stance on LGBTQ issues."The Department of Transportation has received complaints alleging discrimination by two airport operators against a private company due to the expression of the owner's religious beliefs," an FAA statement said."FAA's Office of Civil Rights has notified the San Antonio International Airport (SAT) and Buffalo Niagara International Airport (BUF) that it has opened investigations into these complaints. The FAA notes that Federal requirements prohibit airport operators from excluding persons on the basis of religious creed from participating in airport activities that receive or benefit from FAA grant funding."CNN has reached out to officials at both airports for comment.Chick-fil-A said in a statement released to CNN that the company is not involved in the investigation. "We are a restaurant company ... and we have no social or political stance," the company said. "We welcome and embrace all people, regardless of religion, race, gender, ethnicity, sexual orientation or gender identity."In March, the San Antonio city council approved a new concessions contract for the airport -- on the condition that Chick-fil-A be excluded. 1382

The call came late one morning, and her world changed in an instant."The reason for this call is to inform you your card has been suspended for reasons of suspicious activity," the caller said."Ann," who agreed to an interview only if we changed her name, says the caller told her she was in trouble with the law."He identified himself as an agent. He said my Social Security number was misused, and that I now had 25 bank accounts, I had illegal drug activity, and have a warrant out for my arrest for money laundering," she said.The mom of three school-aged girls was shaken. She had never had legal trouble before, and here she learned that thieves were using her Social Security number to open multiple accounts and sell drugs — crimes that could land her in jail if she did not act fast."He said I needed to prove that I only have two bank accounts, not 25, and I needed to empty my accounts," Ann said. The caller became more hostile, and told Ann there was no time to discuss her case with anyone, especially her husband."All I could think about was, 'I am going to go to jail,' I have my kids with me, and I am thinking, 'I have to do this, I have to get this done,' " she said.Caller gives instructions to avoid jailFor Ann to clear her name and avoid arrest, the agent explained she needed to empty her savings account and forward the money to the Social Security Administration, where they would put it in a safe, temporary holding account. The caller was "very believable," she said."I emptied ,000 out of my bank account," the mom said.When the teller asked her why she was withdrawing such a large sum of cash, Ann said, "I lied and told her 'furniture.' " She was too terrified to let the teller know that a federal agent was on the phone listening to the entire transaction.Ann said the caller had such influence over her, she didn't even listen to her own daughter, whom she had brought along to the bank."I wasn't myself at all," she said. "My 13-year-old was like 'Mom that's a lot of money, why are you taking all that money out?' "But calling her husband for advice was not an option. "The guy said, 'don't tell your husband, you will compromise him,' " she said. 2199

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