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EL CAJON (KGTV) -- Investigators are gathering clues to determine what caused a deadly single-car crash along a major roadway in El Cajon early Friday morning.The crash was reported at around 2:20 a.m. Friday by witnesses traveling to nearby pharmacy on Fletcher Parkway near Navajo Road. The witnesses, a woman and her young daughter, called 9-1-1 after discovering a wrecked white SUV fully engulfed in flames. According to El Cajon Police, the driver was heading westbound on Fletcher Parkway when they stuck a tree. The SUV immediately caught fire.The woman and other good Samaritans tried to pull the driver out of the burning vehicle.Crews arrived and also tried to rescue the trapped motorist but the victim died in the blaze.No information about the victim has been released at this time.Both directions of Fletcher Parkway near Navajo Road were closed as of 6 a.m. while officials continue their investigation. 928

DORAL, Florida (AP) — President Donald Trump is trying to chip away at his Democratic rival’s advantage with Black and Hispanic voters during a two-day campaign swing that is ticking off boxes, both geographically and with key constituencies.Trump on Friday appealed to Hispanic voters in Florida, who could determine the election outcome in this crucial battleground state.He will also be visiting Atlanta for an event on Black economic empowerment before ending the day in Newport News, Virginia.Watch Trump's remarks in Atlanta below:Trump’s campaign has been struggling to make headway against Joe Biden, but believes the president's support is growing among Latinos, including in Florida. 701

EL CAJON, Calif. (KGTV) — One person is dead after their vehicle became airborne and crashed, sending metal and pieces of the vehicle across the roadway.California Highway Patrol troopers tried to stop the vehicle on eastbound Interstate 8 at about 2 a.m. Saturday before the driver sped off.Troopers pursued the vehicle, which began picking up speed as it left the highway, CHP said.At one point, witnesses told 10News the vehicle hit a dip on Main St. near Jamacha Rd. at a high speed and became airborne. The driver lost control of the car and crashed, colliding with a tree and wall along the road.The driver was pronounced dead at the scene. The driver was not immediately identified.The crash sent pieces of the vehicle flying in all directions including the car's engine block, which was dislodged and found across the road.TRAFFIC: Live traffic conditions around San Diego"Seemed like just 30 minutes of just crashing and metal everywhere," one witness said. "Just a horrific sound. Almost like a building coming down."Jamacha Rd. was closed from East Main St. to Lexington Ave. as officers investigated and cleaned up the scene.Officers have not said whether alcohol or drugs were involved in the crash.10News reporter Laura Acevedo was live at the scene via Facebook Saturday morning: 1327

Economic uncertainty may be roiling the country right now, but that’s not stopping home sales. In some areas, like the suburbs of New York City, bidding wars are back. In July, one house in Orange, N.J. had 97 showings and 24 offers, according to the New York Times.That same month, .3 billion worth of residential real estate sold in the suburbs of Washington, D.C., according to the Washington Post, compared to .2 billion the year before—demonstrating just how much demand there is in some parts of the country. That demand has caused median home prices to spike. Prices in September are 13% higher than they were the same time last year, the largest increase since 2013, according to real estate listing firm Redfin.“We are seeing really interesting trends emerge from COVID that are causing demand to change to an all-time high at the same time that the supply of availability is at an all-time low,” says David J. Wilk, assistant professor of finance and director of the Real Estate Program at Temple University’s Fox School of Business.That means a lot of homes, especially those close to big cities, are suddenly worth a lot more. For homeowners, it’s an envious position: Their equity has bloomed. But what should they do with it? Here are three options.1. Sell Your HomePrices are high, so it’s time to sell, right? As with everything in real estate, it depends.Selling might be the right move for older homeowners who are looking to downsize to a smaller house, a condo or 55+ living. It also may be ideal for homeowners interested in moving to a lower-priced housing market—if the timing is right, and you absolutely know where you want to go.Dottie Herman, CEO of Douglas Elliman, a Manhattan brokerage firm, says it’s also not a bad time to cash out of the ‘burbs to make a city move if you’ve wanted to do so—especially to Manhattan, where sales were sluggish this spring and summer. “If you really love New York City and you believe as I do that it will come back, it’s a great time to buy in the city,” she says, adding that it might be another three to four years before prices rebound.Beware: Your New House Also May Cost MoreIf you want to stay in the same area, a jump in your home’s price most likely means the house you want has made the same leap.You can still consider trading up, especially if your lifestyle has changed because of the pandemic, and you anticipate it staying somewhat altered when we’re on the other side of it. That may mean more people in the house more of the time—and the need for the space to match. “If you can work from home and you don’t have to commute every day, then that drastically changes your decision matrix,” Wilk says.Falling Interest Rates Can Make a Move Make SensePlus, with interest rates for 30-year mortgages at record lows, getting a bigger mortgage now might make sense in the long term. Just make sure you can still afford the payments and aren’t necessarily banking on that home also becoming a big pay out down the road because the housing market is cyclical and eventually will fall down again.“Rushing to sell your house or buy a house because of the short term isn’t a prudent move,” says Danny McAuliffe, CFP, wealth advisor and head of planning at Perigon Wealth Management. “Making decisions based on what you can afford and make sense for you and your family, that is going to be a better situation for the long term.”If you’re thinking of making that high- to low-cost market move, Herman warns that you should at least live in the place first by renting to see if you really like it. This is especially true for seniors who dream of ditching colder climates for warmer places.Not only does it make sense to get a feel for the area in which you want to live that you can’t achieve while on vacation, but you also will learn if you have the temperament to be away from family for so long. Otherwise, you’ll cash out now and have to buy back in—and who knows what the market will be like then.2. Have Your Home Appraised to Ditch Mortgage InsurancePrivate mortgage insurance (PMI) is usually tacked onto your monthly mortgage payment if you put down less than 20% on the property when you purchased it. PMI is there to protect lenders in case you walk away. But if your home is suddenly worth more, you may hold enough equity to request to have PMI cancelled.To do this, you need to show lenders the home has increased in value, which means paying for a home appraisal. Those typically cost between 0 and 0. Meanwhile, PMI typically costs between 0.05% and 1% of the loan amount annually, which means the appraisal will pay for itself.If you’re staying put, you should also reassess your insurance to make sure it matches what your home is now worth, says McAuliffe. That’s because a policy based on a lower price may not cover the current value of the home, should the worst happen and you need to rebuild.“Specifically you want to make sure that the dwelling coverage in your homeowners policy is sufficient to rebuild your home if something catastrophic were to happen,” he says, adding that these policies typically exclude earthquake and flood insurance.3. Take Equity OutWith interest rates so low, taking some equity out is another option. You can use that money to make renovations to your current home—which may be tax deductible, says McAuliffe—or pay off high interest credit card debt—as long as you don’t then rack up debt on them again.You can take equity out in several ways, including through a home equity line of credit (HELOC) or a cash-out refinance, where you pull the equity out in, well, cash. Homeowners at least 62 years old also can take out a reverse mortgage, which lets them borrow from their home’s equity.Herman says money drawn from equity could be used to buy another property, either as a second home, or to rent out. But only think about becoming a landlord if you have tolerance for it and can cover the mortgage in the case the property is empty between tenants, or tenants stop paying.Just make sure that you aren’t taking all of the equity out. People who got in trouble in 2007 and 2008 “pulled all of their equity out,” Herman says. “When prices dropped, they were stuck because they had used all the equity up in their home for something else.” So don’t press your luck and strip your house of all its old and new equity, or else you may wind up with a house worth less than what you owe on it. 6432

EL CAJON, Calif. (KGTV) – Two people died after being struck by an oncoming vehicle along I-8 Sunday morning.According to the California Highway Patrol, a single vehicle was involved in a crash on I-8 near El Cajon Boulevard just before 1:30 a.m.Following the crash two good Samaritans stopped to help the man out of his vehicle.While the crash victim and one of the good Samaritans were talking on the side of the road, another vehicle failed to see them, striking and killing both victims, according to CHP. Authorities say the investigation is ongoing but haven’t ruled out drugs or alcohol being factors in the crash. 634

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