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The average debt among undergraduate students with loans in the class of 2019 is ,950, according to a new report from The Institute of College Access and Success, a nonprofit focused on higher education research and advocacy.That debt marks a slight decrease from ,200 for the class of 2018. The percentage of students in the class of 2019 who took out loans also dropped compared with 2018, from 65% to 62%.Debbie Cochrane, executive vice president of TICAS, says these shifts align with a general flattening of debt levels in recent years, due in part to increased state investment in higher education. But this trend and that funding could end due to the economic effects of COVID-19.“These students graduated in 2019,” Cochrane says. “We’re now in the middle of an economic and health crisis that puts all those gains in jeopardy.”Average student debt over timeAverage student debt growth has slowed, but indebtedness has increased substantially since TICAS issued its initial report on the subject 15 years ago.“What’s clear is that despite the flattening in recent years, debt has not been flat in the longer period,” Cochrane says.In 2004, the average student debt was ,550 — roughly 56% less than it is for the class of 2019. TICAS says inflation was 36% over the same period of time.Average debt has increased even faster in some states. For example, TICAS found that debt among graduates in New Jersey has grown 107% since 2004, rising from ,223 to ,566.The pandemic will likely accelerate this growth.“Students who are still in college or considering college now have frequently seen their family’s ability to pay for school change dramatically because of the economic crisis,” Cochrane says.She says it’s unclear what policymakers will do to support these students.Managing federal student debtRelief is available to most federal loan borrowers, as their payments are suspended interest-free through Dec. 31.But once payments restart, if you owed the average debt of ,950, your monthly bills would be roughly 0, assuming an interest rate of 4.5% and a 10-year repayment term.That may be difficult to afford if you’re facing an economic hardship.You could continue to pause payments, but pay interest for doing so. A better long-term solution is enrolling in an income-driven repayment plan.“Income-driven plans usually can fit someone’s budget,” says Betsy Mayotte, president and founder of the nonprofit Institute of Student Loan Advisors.These plans set federal loan payments at a percentage of your discretionary income, typically 10%. Monthly payments can be The ashes of world famous physicist Steven Hawking will be interred in London's Westminster Abbey near the graves of ground-breaking scientists Sir Isaac Newton and Charles Darwin.In a statement released by the Abbey on Tuesday, the Very Reverend Dr John Hall, Dean of Westminster, said it was a "fitting" tribute to the British scientist who passed away last week at the age of 76."We believe it to be vital that science and religion work together to seek to answer the great questions of the mystery of life and of the universe," Hall said in the statement. 567 if you earn below a certain amount.Options for private loan borrowersRoughly 16% of graduates in the class of 2019 have nonfederal loans, according to TICAS. If you’re among them, contact your lender immediately if you can’t afford payments.“I wouldn’t call after your first bill is due,” Mayotte says. “I would call before that and let them know you’re struggling.”She says you may be able to pause payments or make interest-only payments temporarily. You could also ask your co-signer for help, if you used one.Another option would be refinancing private loans at a lower rate. But you or a co-signer will need steady income and a credit score in at least the high 600s to qualify.For example, refinancing ,950 from 4.5% to 3.5% would reduce your monthly bill by and save you ,652 over a 10-year term. If you needed more wiggle room in your budget, you could refinance to a 15-year term to lower your payments by — but you’d pay ,249 more overall as a result.Use a student loan refinance calculator to help find the right repayment terms for you.If you have federal student loans, don’t refinance them until at least the payment suspension ends. Refinancing costs you access to that payment pause and other government programs like income-driven plans.More From NerdWallet2020 Student Loan Debt StatisticsIncome-Driven Repayment: Is It Right for You?How to Get Student Loan Relief During the Coronavirus and BeyondRyan Lane is a writer at NerdWallet. Email: rlane@nerdwallet.com. 4103

TAMPA, Fla. — A volunteer at Carole Baskin's Big Cat Rescue in Tampa was bitten by a tiger Thursday morning and sustained "an extreme injury to her arm."According to the organization, Candy Couser — who has volunteered with the animal sanctuary for five years — was injured while feeding a 3-year-old Tiger named Kimba on Thursday.According to a press release, Baskin said that Kimba nearly tore Couser's arm "off her shoulder" as she tried to feed him. The volunteers, according to the release, helped Couser stem the bleeding until an ambulance arrived and took her to St. Joseph's Hospital.Couser is expected to survive the attack.In the release, Baskin said that Couser had reached into a cage to open a door that had been clipped shut and that she should have contacted a supervisor when she realized the door was clipped. She also said Couser had violated protocols by putting her arm inside a cage with a tiger."Candy was still conscious and insisted that she did not want Kimba Tiger to come to any harm for this mistake," Baskin said in her press release. "(Kimba) is being placed in quarantine for the next 30 days as a precaution, but was just acting normal due to the presence of food and the opportunity."Baskin and Big Cat Rescue were featured prominently in the massively popular Netflix docuseries "Tiger King: Murder, Mayhem and Madness.""Tiger King" spent much of its time focusing on the feud between Baskin and fellow big cat park owner Joe Exotic, which included accusations by him that Baskin was behind the disappearance of her ex-husband, Don Lewis. Baskin has denied those allegations and has not been charged with a crime in connection with Lewis' death.In January 2019, Joe Exotic was sentenced to 22 years in prison in connection with a murder-for-hire plot in an attempt to have Baskin killed. He was also convicted of several violations of the Endangered Species Act.Baskin was upset with how the show portrayed the captive tiger trade.Big Cat Rescue is closed to the public due to the coronavirus outbreak. A recent post on the park's website said the animal rescue is losing 0,000 a month in tour revenue.This story was originally published by Dan Trujillo on WFTS in Tampa, Florida. 2226

TAMPA, Fla. — University of Tampa graduate Nneka Jones created a powerful piece of art that became a worldwide sensation in a single day."It's been crazy and humbling," says Jones, a 23-year-old talent from Trinidad and Tobago.Her untitled piece graces the cover of the current Time magazine, a call for equality in the shape of an American flag being restitched and reimagined. "We're reshaping it as a symbol of optimism, of working toward a better future that's more close-knit," says Nneka.Her original piece can be viewed at the Epicurean Hotel in Tampa this Saturday. For tickets, click here.When you see her work, look closer.It's not a painting. It's embroidery. All hand-stitched. The sewing needle is still there. "I don't want you to just look at the artwork simply for aesthetics," says Jones. "I want you to take a message away from it or have a dialogue with the people around you."The activist artist credits this unique approach to a UT professor who challenged her to make a painting — without using paint.Her work on social media, especially a traditional painted portrait of George Floyd, caught the eye of an art director at Time.For a special issue dedicated to social injustice and a push for true equality, all curated by musician Pharrell Williams no less, Nneka was called on for the cover.Due to deadlines, she had just 24 hours to stitch the whole thing."I was like, 'Nneka, what have you gotten yourself into?'" Jones says, laughing about the frenzy to finish.Her work is now generating conversation and debate, all of which she welcomes."I'm getting a lot of support from America, and all over the world," Jones says. "But also where I'm from, Trinidad and Tobago, because I believe I'm the first Trinidadian to be on the cover of Time magazine."This story was first reported by Sean Daly at WFTS in Tampa Bay, Florida. 1894

Survivors of last month's deadly school shooting in Parkland, Florida, are preparing to take their fight for stricter gun control laws to Washington.This week's March for Our Lives is the culmination of a monthlong effort to honor the 17 students and faculty members killed at Marjory Stoneman Douglas High School, and rally Americans across the United States to say enough to gun violence.With momentum from the National School Walkout still going strong, students are demanding that their voices be heard. 515

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