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CHICAGO, Ill. – Ten years ago, Aja McClanahan didn’t think she’d be living on Chicago’s South Side. It also seemed like her family would be forever be in debt.“It was a mountain that I did not think we could ever tackle,” said McClanahan.Her family didn’t owe just a little bit of money. “It was over 0,000,” said McClanahan. McClanahan says everything started with student loans. That was the bulk of her and her family’s debt.“Between my husband and I, we had tons of student loan debt, ,000 between the two of us,” said McClanahan. “Then another ,000 was a mixture of consumer debt, car notes, credit cards, medical bills and things like that.” But the family decided debt was not going to define them forever.“I remember when I had my first child, my daughter, I knew I wanted to stay home with her but when I ran the numbers…we were like between bills rent, debt repayment, student loans, we cannot make this work,” said McClanahan. She says her family wasn’t budgeting before they put a plan together to pay down debt. "We just spent money as it came in and whatever we spent it on,” said McClanahan. “But with a spending plan we could prioritize what is important to us. So, it helped us look at how we were spending our money. And we kind of cut the fat.”They made sacrifices including a move from the suburbs of Chicago to the inner-city South Side neighborhood of Englewood. They inherited a house from a family member. “The first night we were there, we were like this is the stupidest thing we have ever done,” McClanahan said. "It was so noisy. Just the urban soundscape if you’re not used to it. So, it’s like sirens, barking dogs, people yelling and shouting in the alleys. We were like what have we done?”But they settled in and made it their home without paying a mortgage or rent.After about eight years of strict spending, side hustle and chipping away, they finally paid it all off. "The final balance was ,700 or something like that for a student loan or something like that and I remember making the payment or something like that and remember calling my husband and saying we’re debt free,” said McClanahan. McClanahan now works as a speaker and author trying to help other people conquer debt. "I find that a lot of people become hopeless around the holidays when you’re expected to have money to go out to parties to exchange gifts. For some people, they feel powerless and out of control because they don’t have money,” said McClanahan.While money isn’t everything, McClanahan says it can impact's more than just a bottom line.“I feel like money touches every part of our lives and if you can fix that money thing, you can get back more control,” said McClanahan. 2712

DJ Kashief Hamilton says he was playing music on a cruise ship dock at St. Thomas in the US Virgin Islands when he heard a loud scream. The DJ stopped the party.He says he saw people running, including friend Randolph Donovan, with whom he works as an entertainer for visitors to the island.The 34-year-old Donovan jumped about 10 feet down off the dock into the ocean. A young woman in a wheelchair was sinking."I got her out of her wheelchair," Donovan told CNN. Someone on the dock threw down a life preserver, he said.Then Hamilton, 33, says he jumped in to help his friend, who was holding up the young woman, kicking furiously to keep the two of them afloat. "I can't go no more," Donovan told Hamilton.Hamilton said the water was about 35 or 40 feet deep where they jumped in, making it more than deep enough for the woman weighted down by her wheelchair to sink.Together with onlookers atop the dock, Hamilton and Donovan pulled the young woman back up to safety.They never got her name, but they said one of her family members gave them a big hug."I'm glad the outcome was something positive," Hamilton said. "We would have lost someone who is both a family member and a passenger."They easily could have lost their own lives, too, if a gust of wind had buffeted the waves, moving the massive Carnival Fascination cruise ship parked at the dock. If the ship had shifted a few yards, the three could have been crushed against the dock, Hamilton said.A spokeswoman for Carnival Cruise Line declined to identify the passenger who was rescued, but told CNN, "The guest was seen by our medical team and did not sustain injuries. A complimentary replacement wheelchair has been provided for the duration of the cruise."Strangers now call them heroesHamilton and Donovan said the governor and a legislator applauded their rescue efforts.The two men said US Virgin Islands Gov. Albert Bryan, Jr. called them and told them, "On behalf of the people of the Virgin Islands, I want to say thank you." 2009

Christmas won't come for more than nine months, but that isn't stopping many from putting up their Christmas lights amid the coronavirus pandemic.In recent days, several people on social media have said that they or their neighbors have turned on Christmas lights to lift the spirits of quarantined neighbors.The trend appears to have begun with Milwaukee Brewers radio broadcaster Lane Grindle. On Sunday, Grindle suggested that putting up Christmas lights would make a fun activity for families while still maintaining proper social distancing. 558

DUBAI, United Arab Emirates — Iranian state television says 19 people have been killed by COVID-19, better known as the coronavirus, amid 139 confirmed cases in the country so far — and according to 211

Cuba Gooding Jr. has been charged with forcible touching, a misdemeanor, and sex abuse in the third degree relating to an alleged groping incident last weekend in New York City.Gooding voluntarily surrendered to the NYPD for questioning on Thursday and pleaded not guilty to the charges in a Manhattan court.The actor was released on his own recognizance after the judge set the next court date for June 26.Gooding has been very cooperative with police and expects to be fully exonerated, his attorney, Mark Heller, said during a news conference."In my 50 years, almost, of practicing law, I have never seen a case like this one because there is not a scintilla of criminal culpability that can be attributed to Mr. Cuba Gooding Jr. after I have extensively, with my staff, reviewed the video of almost two hours which reflects the entire event for which we are here today," Heller told reporters."Mr. Gooding has not acted inappropriately in any shape or form. Nothing in the video could even be considered ambiguous and I, frankly, am shocked and horrified that this case is being prosecuted," he said.NYPD met with the Oscar winner after a 29-year-old woman filed a police report claiming Gooding grabbed her breast Sunday at Magic Hour Rooftop Bar & Lounge in Manhattan.Gooding has denied the claim.The woman in the alleged incident told police she was with friends when she was confronted by a male patron whom she described as Gooding, 1458