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More than one in three Americans have delayed a life event or financial milestone because of the COVID-19 pandemic, according to a new survey.Bankrate surveyed about 2,500 Americans in late June. They found 36 percent of participants admitted they have delayed getting married, having a child, buying a home, retiring or another major financial life step.Of those who delayed buying a home, they expect the delay to last six months or longer. Of those delaying buying or leasing a car, 48 percent said their decision could be delayed 6 months or longer.This data matches other financial and job market indicators that the country is in a recession and a rebound could take time.In the survey: 11.6 percent said they are delaying finding a new job, 11.3 percent are delaying buying or leasing a new car, 8.6 percent are delaying buying a home, 7.1 percent are delaying furthering their education, 4.8 percent are delaying having children, 4.5 percent are delaying getting married and 4.5 percent are delaying retirement.As for how the respondents’ situation was since the pandemic started, 29 percent said their financial situation has worsened since the beginning of the year. 1184

NASHVILLE, Tenn. — The current law in Tennessee is clear: The use of deadly force is legal only in instances of self-defense or to protect the life of someone else.Outside of that, using deadly force is illegal. But some lawmakers in the state are seeking to expand those protections to include instances where homeowners would legally be able to shoot someone who stole from them."I think the last year has raised a lot of questions in Tennessee about whether you can use force or deadly force," said John Harris, executive director of the Tennessee Firearms Association.Harris said the thinks the destructive demonstrations and looting in Nashville during protests against police brutality raised some concerns. Now, State Rep. Jay Reedy, a Republican, has filed a bill that would allow a person to use deadly force to protect their property.Harris said that with police occupied elsewhere, store owners under the current law could not use lethal force to stop looting during protests — and people are tired of it."The question is, does the criminal just laugh at them and keep stealing stuff? At some point, juries will say you have the right to defend it, and I don't care what the law says," Harris said.Lawmakers say the bill could address that frustration. But legal analysts say there are some aspects of the bill that are concerning. "The way it is written is very, very vague," said legal analyst Nick Leonardo.Leonardo understands concerns over violent protests, but he calls the bill "vigilante legislation."Leonardo said it could allow a victim — when there is no personal threat — to shoot a theft suspect in the back as he runs from the scene."To be able to just shoot someone because you thought they were taking your personal property is not where America is or we've been in the last hundred years," Leonardo said.Reedy concedes the bill, for now, is vague, and he expects it to be tightened up. But he also said law-abiding citizens have a right to protect their businesses or hard-earned personal property.House Bill 11 is now filed for consideration. If it were to pass in the next legislative session, it would take effect in July of 2021.This story was originally published by Nick Beres on WTVF in Nashville, Tennessee. 2251

Moving is stressful enough without throwing a pandemic into the mix.Many Americans may be forced to consider moving as federal foreclosure and eviction moratoriums expire. In the first week of July, 32% of Americans did not make a full, on-time housing payment, according to a nationally representative survey by the website Apartment List. Others may relocate to save money, be closer to loved ones or simply leave a densely populated area.If you’re considering moving, here’s what to know from a financial standpoint, as well as tips to make moving day safer.Budget for extrasAside from the usual expenses like buying boxes, renting a van or hiring movers, plan for extra costs because of the pandemic.You may need to buy heavy-duty supplies to deep-clean your old place, for example, or to sanitize your new accommodations. If you are moving out of a rental unit, some landlords may ask you to pay for professional cleaners or take the cost out of your security deposit.Moving across county or state lines? Check what the quarantine requirements are in your new location, says Jean Wilczynski, a certified financial planner and senior wealth advisor at Exencial Wealth Advisors in Old Lyme, Connecticut. You may have to pay for quarantine accommodations like a hotel or Airbnb if your new apartment or home is not move-in ready, she says.If you are receiving unemployment benefits, check the rules on how your benefits carry forward in your new location and what the taxes are if it is a new state, Wilczynski says. You can typically find this information on your state’s Department of Labor website, she says.If you are unemployed or your income has dropped as a result of the pandemic, you can also check whether you qualify for moving assistance by calling 211.You might not be able to really get to know your new place until you’re living there, so prepare yourself (and your wallet) for surprises like leaky faucets or broken appliances. Landlords and real estate agents may offer only virtual tours. And if you can see the new accommodations in person, you may be required to sign a waiver, wear a mask and avoid touching anything while in the house.Stay safe during the moveHow to move safely depends on whether you are doing it yourself or using movers. Current guidance from the Centers for Disease Control and Prevention suggests that the main way the coronavirus spreads is through respiratory droplets, says Lindsay Slowiczek, pharmacist and drug content integrity manager at Healthline.com. That’s why wearing a mask and staying away from people is important to slow the spread of the virus, she says. Sanitizing surfaces is also an extra precaution worth taking.Moving yourselfIf you’re renting a moving truck, companies like U-Haul offer contactless pickup and drop-off options. Slowiczek suggests sanitizing the door handles, steering wheel, radio and the metal tongue on the seatbelt in the rental van.Using moversBefore picking a moving company, check its website or call and ask about its safety practices in response to the pandemic, Slowiczek says. Ask whether the movers wear masks and gloves during the move.On moving day, she suggests being prepared with a plan to limit interaction with movers and maintain social distancing. This includes packing as many things as you can yourself, or consider using a self-pack moving container as Slowiczek did for her own recent move.If the movers will pack the truck, create a schedule for the movers. For example, ask them to start with a particular room as you stay in another. This is also particularly useful if you live with family members who are vulnerable or immunocompromised, she says. Try to limit their involvement with the move as much as possible.“Plan out the way [the movers] are going to move through the house,” says Slowiczek. “If possible, move all of [your boxes] to one area in your home so they don’t have to come throughout your house as much.”Keep hand sanitizer or soap handy during the move so that you and the movers can use it periodically, she says. (Check on the FDA website that your brand of hand sanitizer is methanol-free, Slowiczek adds). After the move, use disinfectants registered with the Environmental Protection Agency to clean surfaces or furniture.“Just using the product as-is is not enough — read the instructions on how long it should be wet on the surface,” Slowiczek says.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletCan You Have Too Much Credit?Smart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProAmrita Jayakumar is a writer at NerdWallet. Email: ajayakumar@nerdwallet.com. Twitter: @ajbombay. 4746

MILWAUKEE, Wisconsin — A Milwaukee man has been charged for the assault and kidnap of a woman who he met on the app 'Tagged.'According to the criminal complaint, the victim said she entered a vehicle with Davoncia Kelly McAfee near the intersection of 58th and Hampton on Nov. 13. While in the car, an unknown man appeared from the back seat, wrapped his arms around her face, put what felt like a handgun to the back of her neck and told her to come to the back seat where he placed a blindfold over her eyes.McAfee then drove the vehicle for approximately 15 more minutes before coming to a stop. He and the man in the backseat told the victim not to move or scream as they led her out of the vehicle and up a set of stairs into an apartment living room area.The victim was then assaulted by multiple male individuals in the home.She was later taken back to her vehicle while still wearing the blindfold and was told not to turn around when she was dropped off or they would "blow her head off."During the incident, the suspects took the victim's cellphone, sweatshirt, Wisconsin ID card, and paperwork from her employer.The victim later made a Facebook post using images from McAfee's Tagged account to identify him and turn him into the Milwaukee Police Department. Police conducted interviews with McAfee where he admitted to setting up dates on the internet for sex.Police also executed a search warrant at the apartment where the victim was taken. They found a magazine for a Smith and Wesson handgun with six unfired .40 caliber cartridges and an ammunition tray with more unfired cartridges inside the residence.McAfee faces charges for First Degree Sexual Assault (Forcibly Aiding & Abetting) - PTAC and As a Party to a Crime, Kidnapping (Carries Forcibly) - PTAC, As a Party to a Crime. He faces imprisonment up to 100 years, a fine of 0,000 or both.  1912

MILWAUKEE, Wisc. — A Milwaukee County Supervisor has issued an apology after he used a song by rapper Cardi B to promote a weatherization program.Supervisor Ryan Clancy apologized and stated that his Facebook post "landed badly" after he used a photo of Cardi B and Megan Thee Stallion from the music video for the song"WAP" to promote the Weatherization Assistance Program.According to the Milwaukee County website, the program provides qualified Milwaukee County residents with a one-time annual payment toward heating and electric bills.The song includes the line "there's some wh**es in this house." In text overlaid on the still from the music video, Clancy wrote, "there's some holes in this house," referencing the need to weatherize homes before it gets too cold.Clancy made another connection to the song by abbreviating the Weatherization Assistance Program as "WAP."Following the post from Clancy, the weatherization program asked Clancy to take down his post because it didn't read well to some viewers.Clancy did just that and posted a comment on top of the original post, and deleted the photo.Clancy said he initially used the photo in an effort to "draw attention to both this excellent program and to a song which has at its core a message about empowerment, reclaiming and destigmatization." 1317

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