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Where the Mississippi River nears its end, sits a city that nearly faced its own end.“It’s a different kind of place,” said Louisiana native Hosea LaFleur.Nearly 15 years after Hurricane Katrina, New Orleans remains a city where the past never strays too far from the present. The storm is still felt by every homeowner here on their homeowners’ insurance bills.After the storm, insurance companies no longer wanted to offer homeowners insurance in parts of Louisiana that were vulnerable to hurricanes. They thought it was a money-loser.So, the state created Citizens Insurance. Initially controversial, it was funded by all the property owners in the state, including people who didn’t live anywhere near the damaged areas.“That certainly was a hard sell for those folks,” said Louisiana Insurance Commissioner Jim Donelon.Louisiana’s Citizens Insurance eventually helped stabilize the insurance market after Katrina and attracted more than 30 new insurance companies to the state. The number of homeowners on Citizens has also since plummeted, from 174,000 in 2008 to about 38,000 today, representing about 0.4 percent of the market there.“The policyholders are contributing fees, as well as the companies writing business contribute fees,” said Joey O’Connor, owner of the O’Connor Insurance Group and president of the Independent Insurance Agents and Brokers of Louisiana.Hosea LaFleur’s coastal home is on Citizens Insurance.“Just fell in love with it,” he said of the home. “Fell in love with the people, the things, the atmosphere.”It’s been hit by hurricanes twice: first Katrina in 2005 and then Gustav, three years later.“Knocked our walls down, everything down,” LaFleur said.Despite the repeated rebuilding, he wouldn’t dream of giving it up.“It's home to us,” LaFleur said. “We love it. We love everything about it.”Robert Allen is an adjunct professor at the School of Professional Advancement at Tulane University. His courses specialize in risk management and threat assessments. “That's going to start adding up,” he said, of rebuilding in vulnerable natural disaster areas. “Who foots the bill at the end of the day? You do. I do. Everybody else does.”Last year, the U.S. experienced 14 separate billion-dollar natural disasters: two hurricanes, two winter storms, eight severe storms, wildfires and a drought.From California wildfires to Midwest floods to coastal hurricanes, Allen said that as some insurance companies pull back from covering some areas, taxpayers will need to figure out if they want to keep footing the rebuilding bill.“At the end of the day is going to come down to money,” he said. “I mean, how much money is being put into that and at what point again do you decide this is enough?”Allen said one idea that’s been floated is to create a federal natural disaster insurance program, similar to the national flood insurance program. Taxpayers everywhere would be responsible for keeping it solvent.“There was talk or there is some kind of undertones about doing that with all hazards threats -- like doing that with the fires and just underwriting some of this stuff,” Allen said.It’s a challenge that taxpayers will have to confront, if they chose to rebuild areas hit over and over again by nature’s fury. 3259
While Florida might be spared from a direct hit from Hurricane Dorian, the same might not be true for the Carolinas. The National Hurricane Center has issued hurricane warnings, which as of Tuesday evening, now extend to Surf City, N.C. A hurricane watch has been issued for the North Carolina coast north of Surf City. Meanwhile, the entire South Carolina coast is under a hurricane warning. Why?The forecast for Dorian calls for the eye to brush the Carolina coast. The official forecast has the center of Dorian near Charleston, S.C. by Thursday afternoon. The track could take Dorian inland, or out to sea. Regardless, the National Hurricane Center said that Dorian's expanse of damaging winds is growing in size, even as Dorian's top wind speeds have decreased. Hurricane-force winds now extend 60 miles from Dorian's center, and tropical storm-force winds extend 175 miles. Even if Dorian's center narrowly misses the coast, residents near the South and North Carolina coastlines could see hurricane-force winds on Thursday and Friday.As of 6 p.m. Thursday, Dorian's had top winds of 110 MPH - 1 MPH shy of major hurricane status. The National Hurricane Center is forecasting that Dorian will maintain category 2 status while increasing the size of its wind field. Although a direct hit us unlikely, much of the Virginia coast is under a tropical storm watch as Dorian's large expanse of winds could make for tropical storm conditions for Virginia Beach. 1472

We honestly have no explanation for the floating objects over Kansas City.— NWS Kansas City (@NWSKansasCity) June 21, 2019 134
Video game enthusiast George Gracin hosts a YouTube video game channel called “G to the Next Level”."Honestly, it's kind of hard to figure what my life would be without them now," Gracin says of video games.Since their creation, video games have become a big part of society.Gamer Kyle Moseley feels the same. Both Gracin and Moseley agree the games are not only fun, it's an escape from reality if you're having a bad day."It's about the moment, the feeling, just having fun. That's really what it is. It's a release," Moseley describes. They call it interactive entertainment."You feel like you're actually a part of the experience," Gracin explains.But in the last few days, the two avid video gamers have been defending their passion, as the games have come into question with recent mass shootings.Speaking about the shootings, President Trump partly blamed video games for the mass shootings in America."We must stop the glorification of violence in our society. This includes the gruesome and grisly video games that are now commonplace," the president said.In the same week, Walmart issued a memo asking employees to take down video game signage and displays referencing violence. However, they are leaving the games on the shelf, as well as guns and ammunition. Walmart was the site of the mass shooting in El Paso. In Mississippi, investigators say a former employee shot and killed two supervisors at a Walmart. In Missouri, a man was arrested after police say he walked into a Walmart, heavily armed and wearing body armor. Walmart customers we spoke with say they support the steps the company is taking to remove the violent video game imagery from stores.“They're games, but without parental supervision, they can get to be pretty bad," Walmart shopper Glen Ekstrom says."I was against them when they first came out for that reason, and look what's going on," another Walmart shopper, Rick Hathaway, says. A third customer, Luisa Candelo, expressed similar sentiment, stating "No me gustan mucho porque creo que incentivan mas a la violencia." (Translation: I don't really like them because I believe they encourage more violence).So, what is considered a violent video game? And is it actually dangerous?Dr. Asim Shah, a professor and Psychiatry Executive Vice Chair at Baylor College of Medicine, says the potential relationship between video games and gun violence has been studied for over a decade."In the past, people used to think that there is a relationship, but the latest studies show that there is no correlation," Dr. Shah says.While many studies have been done, Dr. Shah says there's still a need for more in-depth research since people play video games for different lengths of time, and video games could have a larger impact on people with a pre-existing condition."If somebody especially is paranoid, if somebody especially is delusional or hearing voices, they may be the population who may need to avoid certain games certainly because they already have some element of underlying disorder," Dr. Shah explains.What psychiatrists know for sure, is that video gamers can experience frustration and sometimes anger when they lose."Would it link to gun violence? That is not established," Dr. Shah says.Walmart didn't respond to our request for a statement about why the company pulled the video game signage, but they continue to sell the games, as well as firearms. We do know Walmart is one of the biggest sellers of guns and ammo in the world, although it doesn't break down exactly how much money it makes from those sales.Gracin and Moseley say they'll continue to pursue their passion, standing behind the industry that they know and love so well."I don't really think it's the video games at all. If anything, video games are actually helpful because now, whatever aggressions you have, you can take it out on a fictional character in a game," Gracin says.“I just would like to see to the point where people see video games as a form of entertainment. Not as a triggering mechanism for a violent acts," Moseley says. ***************************************************If you’d like to contact the journalist for this story, email Elizabeth Ruiz at elizabeth.ruiz@scripps.com 4225
Walmart said on Wednesday that it is further restricting its hours while adding a one-hour-a-week "senior shopping event."Starting on March 24 through the end of April, Walmart locations will open for one hour on Tuesday mornings (6 a.m. for most locations) for seniors only. Walmart said it plans to open its pharmacy and vision center for this hour. Starting Thursday, Walmart stores will close at 8:30 p.m. and open no earlier than 7 a.m. until further notice"This will further help associates restock the shelves for customers while continuing to clean and sanitize the store," Walmart said in a statement. "While the store hours change for customers, our associates will continue to have access to their regular scheduled shifts and full hours."Walmart is also implementing shopping limits on certain items including paper products, milk, eggs, cleaning supplies, hand sanitizer, water, diapers, wipes, formula and baby food.The announcement was made amid a buying frenzy at grocery stores nationwide during the spread of coronavirus. 1052
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