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SAN DIEGO (KGTV) -- There's a less joyful side to the holiday season: going into debt. According to a Magnify Money study of last year's holiday spending, Americans racked up an average of ,054 of debt, a 5 percent increase over last year. The study also found more shoppers put that debt on high-interest credit cards. “Doesn't surprise me at all, doesn't surprise me at all, in fact, I’m probably guilty of it too," said Jim Vogt, a San Diego State University lecturer. “It’s a hole that’s real easy to get into and hard to get out of.”Only making minimum payments on that ,050 of holiday debt will take 63 months to pay off, and could cost around 0 in interest fees.Vogt says the number one thing consumers should do before holiday shopping is have a plan and create a budget, write a list of who you'll be shopping for this season.If you are using a credit card, have a plan to pay it off on time.Vogt also warns of being mindful on Black Friday.“Black Friday a lot of it is all temptation, something looks good, but it wasn’t what we planned on," said Vogt. “Some deals aren’t as good as they seem, you have to be smart and do your research.”Smart Shopping Tips: 1192

SAN DIEGO (KGTV) - There are jobs for college students. And then there's Woodstock's Pizza. Woodstock's is not an ordinary college job. "We look at all of our extended employees as part of the Woodstock's family," says Jeff Ambrose, CEO of Woodstock's Pizza. If Woodstock's is a family, then Jeff Ambrose is the Godfather. Ambrose began his career with Woodstock's right out of college back in the early 1980s. He's grown up with the restaurant since his college days at Oregon State doing everything from delivery to management. It was then Jeff learned about treating employees like family from original owner Chuck Woodstock decades ago in Corvallis, Oregon. "Chuck had this vision of having a Woodstock's Pizza in every college town west of the Mississippi," adds Ambrose. RELATED: City of San Diego's 10 steps to launching a small business or startupSo, when Chuck decided to bring a Woodstock's to Santa Barbara in 1982, he asked Jeff to help open it. Not only that, Jeff was given the opportunity to own 25% of the restaurant. That opportunity for employees to own part of the franchise continues to this day with Jeff. "Because I think it's the right thing to do," Ambrose answers when asked why. In the mid-1980s Chuck Woodstock died in a plane crash. It was Jeff who took over the chain in California including two restaurants here in San Diego. And to this day, his managers have opportunities to buy stock in Woodstock's."That was a big part for me of saying we want to give back," says Ambrose. "We want people to share in the success of the store, and I've just really been passionate about that ever since."RELATED: Making it in San Diego: Entrepreneur builds breakfast empireAnd that's not all. Employees are paid above minimum wage; those who work more than 30 hours a week are offered medical and dental benefits. Woodstock's was doing this long before the Affordable Care Act became law. "My thought is that we want to keep and retain the best people we can keep and retain," says Ambrose confidently. Yesenia Rios is a great example. "I personally need a job that can be flexible with me," says Rios. Yesenia is an engineering student at San Diego State. She started at Woodstock's a couple of years ago making pizzas. Now she's in administration working in the company's I.T. Department. RELATED: San Diego nonprofit helping entrepreneurs launch business dreams"This is my chance to really make something of the things I've been learning in school and get within project management," adds Rios.Jeff and his wife Laura have seen employees come and go over the years. For some, it is just a college job. But for the Ambroses, they're all family."It's very heartwarming, I tear up," says Ambrose holding back tears. "This may not be their lifelong job like it has been for me, but we hope to give them skills that they can take other places." 2868

SAN DIEGO (KGTV) -- The tattoo. An indelible mark on the body. And for most who choose one, it’s a very personal and sometimes emotional choice. But now there’s another layer making body art a deep, personal connection with a loved one, using their DNA in the ink of your tattoo.It's a distinct idea on an art form thousands of years old."Probably 90 percent of the people who are on this journey with us now start off saying, 'This is a gimmick,'" says Everence Co-Founder Patrick Duffy.That includes Duffy’s Co-Founder, former Navy SEAL Boyd Renner.“I had never had a tattoo," adds Renner. “I did 28 years in the Navy, never wanted one.”But it's no gimmick. Imagine, the ability to take a loved one with you everywhere you go, in a tattoo.“I had the idea, wouldn’t it be cool to somehow turn that tattoo into some kind of vessel or reliquary,” says Duffy. “Perhaps even a piece of the person for memorializing.”That’s the moment Duffy convinced his old Navy SEAL buddy to join him on this business venture.“One thing I learned from 28 years in the Navy is every military guy I ever met carried something with them,” says Renner thinking back to his SEAL deployments.For those entering combat zones, knowing there’s a chance they may never return, a picture, a keepsake, and for many some form of tattoo honoring or memorializing a loved one that inspires them is what they take into combat with them.What they came up with was Everence. DNA from a loved one, taken with a simple cheek swab, sent to their labs in Virginia, purified and encapsulated in a medical grade material, then broken down into powder form to be mixed with tattoo ink.“The concept is based on a very, very simple premise that people are free to be their best when they feel a sense of connection to what inspires them,” adds Duffy.For San Diego tattoo artist Laura Crow, whose clientele is heavily based in the military or law enforcement, the idea was intriguing.“I was interested, yet skeptical,” says Crow.Skeptical at first, like many. After all, it’s the DNA from another human being or source. So how does it work?“It goes into the body the same as tattoo ink, and it is designed to be recognized by the body the exact same way as a non-hazardous foreign body,” explains Duffy.Tattoo artist Crow says the technology does align with some of her clientele. “A lot of my clients go and deploy for six months, four months, into war zones,” says Crow. “And I could definitely see some of them want to have their tattoos have the DNA of their children, their wives, to take a little bit of home.”The co-founders are clients too. Duffy has the DNA of his daughter in his tattoo depicting a story they love. And Renner, the Navy SEAL who never wanted a tattoo, now has the DNA of his wife  - inspired by her resilience battling Cystic Fibrosis. They were together the day he got his.“She was able to take the Everence, her encapsulated DNA, and add it to the red ink that they added to the red rose on the tattoo,” says Renner proudly displaying the art on his left calf. 3071

SAN DIEGO (KGTV) -- Three people were rescued from atop the border wall in San Diego Sunday evening, Border Patrol said Tuesday. According to a news release, agents spotted three people perched on top of the wall near Otay Mesa around midnight January 5. A man and two women reportedly tried to enter the U.S. illegally by climbing the wall amid dense fog. “The trio became stuck at the top of the wet, slippery wall after smugglers abandoned them,” the agency said. RELATED: Woman tries to smuggle meth with 7-year-old in car, Border Patrol saysSan Diego Fire-Rescue also responded and used a ladder truck to rescue the individuals. Border Patrol says all three people, a 36-year-old man, 20-year-old woman and 18-year-old woman, were Mexican Nationals. All three were taken to a Border Patrol station for processing. RELATED: Border Patrol rescues man abandoned by smugglers near US-Mexico border“These three were very fortunate to not have fallen from the top of the wall which could have resulted in serious injury or death,” said San Diego Sector’s Acting Chief Patrol Agent Aaron Heitke. “These dangers are not important considerations to smugglers, who place an emphasis on profits over safety.” 1210

SAN DIEGO (KGTV) -- Thursday, millions of people throughout California will participate in a massive statewide earthquake drill.International ShakeOut Day happens on the third Thursday of every October and is a day for communities to prepare for the worst-case scenario.This year, the drill will take place on Thursday, October 18 and 10:18 a.m. Last year, more than 10 million people throughout the state participated. RELATED: West Coast quake warning system now operational, with limitsTo sign up for the drill, click here. Below are some steps that can be taken before an earthquake strikes: 613