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As banks make it more difficult for hackers to get into their systems, criminals are now trying to get into retirement accounts. There are a couple of reasons why hackers would target a 401(k) and other types of retirement accounts. First, there are usually significant amounts of money in these accounts. Second, there are usually fewer safeguards when it comes to access.Consumer groups are finding that getting your retirement account breached may hurt you more in the long run. “There's no guarantee that the financial institution that holds your retirement account will return the money that's been stolen from you,” says Adam Garber, a consumer watchdog with 678

A federal animal cruelty bill has passed both the U.S. House and Senate. The president of the Humane Society Legislative Fund says she's confident it will be signed into law. The 192

TAMPA, Fla. — Attention Chick-fil-A fans! The fast-food chain is adding three new sweet treats to their menu starting September 14. A new chocolate fudge brownie and specialty-grade coffee will join the menu all year, while a seasonal cold brew will only be available for a limited time. The national chain says the brownie features a "rich semi-sweet chocolate melted into the batter along with tasty, fudgy chunks" and is sold individually wrapped. The treat can be purchased separately or by the tray. While the seasonal Mocha Cream Cold Brew gives you a boost and satisfies your sweet tooth. “We are always looking to add fun and flavorful offerings to our menu, and these new dessert and snack options make perfect additions as we enter the fall season,” said Leslie Neslage, director of menu and packaging at Chick-fil-A. “We received positive responses when we tested the Chocolate Fudge Brownie and Mocha Cream Cold Brew in select markets last year, and we hope our customers will be as excited as we are to have these sweet treats join our menu nationwide.”The new THRIVE Farmers coffee joining the menu features a blend of beans grown in Central and South America. This story originally reported by Emily McCain on abcactionnews.com. 1269

Paycheck Protection Program funds helped keep more than 5 million American small businesses alive through the first half of 2020, but one woman has a warning for anyone applying for aid.Kelleye Thomas, who runs a home daycare, had to shut down for three months due to the pandemic.Her income dropped to zero during the shutdown, but like so many small business and independent workers, she was saved by the government's Paycheck Protection Program."I applied for that through the Small Business Administration, and I was granted a forgivable loan for ,500," she said.That lifeline turned into a financial nightmare because of where she deposited the funds. Before she could even begin using the money, she said, Fifth Third Bank locked her account pending a fraud investigation."The check was deposited, and a few days later I noticed there was a freeze on my account," she said.Panicked, she called the bank."They let me know I needed a business account to receive the funds from this loan," Thomas said.Risk of using your personal accountA lot of independent workers and small business owners use just one account for everything because it is so much easier.But doing that can be very risky if you are getting any sort of federal aid.Business Insider says PPP loans must be put into a separate account to prevent:Payroll errors.Accidental misuse.Questions from your bank.That's what happened here, where the bank's investigation locked her out from all her money.As a result, she was unable to pay some of her most essential bills."I couldn't pay my mortgage or buy food or pay my credit card bills," she said.So we contacted her bank, Fifth Third Bank, where spokeswoman Laura Trujillo told us: "We take potential fraud seriously and are diligent stewards of our customers' money."Because the bank found no fraud in this case, it unlocked Thomas' accounts after our inquiry.Now, she's warning others about mixing pandemic aid with personal funds."I have always had my daycare money deposited into my personal account, and no one ever said anything about it or said I needed to open up a business account," she said.Business Insider says there is one more reason to keep PPP money separate: Eventually having the loan forgiven. Getting forgiveness can be much tougher if all your funds are commingled.So keep tight records, so you don't waste your money._________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2682

U.S. Senate Majority Leader Mitch McConnell said that the Senate will vote on a replacement for Justice Ruth Bader Ginsburg following her death on Friday. In 2016, conservative Justice Antonin Scalia's death came nine months before the presidential election, and became a focal point of that year's election. President Barack Obama attempted to fill the seat, but Republicans in the Senate blocked the appointment.Senate Minority Leader Chuck Schumer reminded McConnell on Friday of that fact.“The American people should have a voice in the selection of their next Supreme Court Justice. Therefore, this vacancy should not be filled until we have a new president,” Schumer tweeted, which were the exact words used by McConnell in 2016.McConnell made the following statement on the passing of Ginsburg:The Senate and the nation mourn the sudden passing of Justice Ruth Bader Ginsburg and the conclusion of her extraordinary American life.Justice Ginsburg overcame one personal challenge and professional barrier after another. She climbed from a modest Brooklyn upbringing to a seat on our nation’s highest court and into the pages of American history. Justice Ginsburg was thoroughly dedicated to the legal profession and to her 27 years of service on the Supreme Court. Her intelligence and determination earned her respect and admiration throughout the legal world, and indeed throughout the entire nation, which now grieves alongside her family, friends, and colleagues.***In the last midterm election before Justice Scalia’s death in 2016, Americans elected a Republican Senate majority because we pledged to check and balance the last days of a lame-duck president’s second term. We kept our promise. Since the 1880s, no Senate has confirmed an opposite-party president’s Supreme Court nominee in a presidential election year.By contrast, Americans reelected our majority in 2016 and expanded it in 2018 because we pledged to work with President Trump and support his agenda, particularly his outstanding appointments to the federal judiciary. Once again, we will keep our promise.President Trump's nominee will receive a vote on the floor of the United States Senate. 2197

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