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It is a county-approved program that is supposed to help you pay for energy efficient home improvements, but some homeowners blame the program for big tax increases they cannot pay. At least three homeowners who received financing through the PACE (Property Assessed Clean Energy) program say they were misled. The PACE program allows you to pay for home improvements, like solar panels, through your property taxes.  Maria Silva said her Del Cerro home is her life. “It’s very important… it’s my home for 28 years,” Silva said.  It is a home she is in danger of losing. Silva said it started with a man coming to her doorstep about two years ago. Silva said he offered a deal on home improvement projects like double pane windows.  At first, she said no. However, she said the salesman was persistent. For Silva, it was more than a money problem.  She is legally blind. She wanted to wait for her son.  “He told me well, this promotion ends,” Silva said of the salesman.  She said she told the man she was visually impaired, but he told her not to worry and he “was going to read everything for [her].” She did not want to miss out on what she thought was a good deal. At the time, Silva said she was told she would be paying no more than ,000 a year. Silva said she understood the payment would be going on her property tax, but when she got the bill, it showed an increase of more than ,000 this year.  “It seems very predatory,” said her son, Allan Silva.  On top of that, Allan Silva says the company who upgraded their air conditioning unit never removed the old one like promised. “It kind of seems like some shady things happened to my mom,” Allan Silva said. Carolyn Reilly with Elder Law and Advocacy has heard of deception with this program.  “They're telling them it's a free product, it's a free government program,” Reilly said. Reilly said loans are approved for seniors on fixed incomes who cannot afford them and she’s handling many cases from the elderly who say financing was not explained.  “They're desperate because at some point, it's going to lead to foreclosure for them,” Reilly said. One Poway woman, who did not want to use her name, said she wound up with a ,000 bill added to her taxes. She said A1 Solar sold she and her husband on solar panels, but she had no idea a lien would be placed on her home in addition to increased taxes. She also alleges that her husband was not the one who signed the documents. “I was not happy with the salesman coming in and going to the computer and signing Jim's name to the documents. I don't think Jim fully understood what was happening,” she said. Her husband, Jim, is dealing with numerous medical issues. Michele Glen is their caretaker and also signed on with A1 Solar. Team 10 examined the contracts, which say the amount would be added to the homeowner’s property tax. However, Glen said the salesman “rushed [them] through it.” “He says, everything is fine,” Glen said.  Team 10 called the salesman they say went to their home. He said he had nothing to do with A1 Solar and hung up before Team 10 could ask any more questions. According to the Contractors State License Board, A1 Solar’s license was suspended for multiple complaints, including misrepresentation to obtain a contract. A lawyer who worked for the company says A1 Solar is now out of business. San Diego County Supervisor Dianne Jacob said the PACE program has generated about 0 million in projects and has created thousands of jobs. She has received a few complaints, but believes overall, the program is working. “Frankly, if there are bad apples in the barrel, you need to get them out of the barrels,” Jacob said. She told Team 10 the county will continue with the PACE program because overall it has “been very helpful to a lot of people.” Experts at the Approved Home Pros, a contractor’s association, say the PACE program can be a good fit for some homeowners, but it is important to be educated before committing to it.  Recently, Governor Brown signed legislation that aims to provide more oversight and strengthen consumer protections with the PACE program.     4297

It seems like it'd be pretty easy to call 911 in an emergency. But what if you can't actually talk to the dispatcher because it could tip off where you're hiding or that you're in danger? Smartphone technology is giving you a way to do that without saying a word.Maybe you're in the back of a taxi or a ride share and you want to need to get help or at least let somebody know where you are. Or maybe you're walking by yourself and something or someone around you is making you feel a little uncomfortable. A few taps on your phone and help can be on the way.We know our cell phones can make calls. But if you need help, they can also be your voice if you can't speak.It's called Emergency SOS and it comes installed on Apple iPhones. If you have a newer model you hold the side button and one of the volume buttons. If you have an older model, you press the side button five times in a row. Either way the emergency sos slider pops up. You slide it, and a call goes straight to your local emergency dispatch.Agent Dutch Smith with the Lakewood Police Department says this type of technology can be very helpful. When the service is used, the person does not have to say a word, and it shows the dispatcher the number and most importantly, the location."We can do triangulation to try and find out where you live," Smith said. "So basically what you're doing is you're pinging off the cell towers to find out exactly where the call came from."From there, your information is automatically sent to law enforcement on the ground closest to you, so they can head out to help."It may be a life or death situation involving where you need police response," Agent Smith said. "Location is paramount for us to be able to get there in a timely fashion to be able to deal with whatever has been called in."When the call ends, it even sends a text to your emergency contacts. But dispatchers ask that you only use this tool when you really need help, not to test it out.Taking the phone beyond a tool that helps you in every facet of life, to one that could help law enforcement potentially save it."I think it's two fold," Agent Smith said. "It really can help us all out."Samsung's Galaxy Android phone has a similar emergency mode, but you need to set it up by going into settings section, and "privacy and security." When activated, it'll also take a picture of where you are send it to your emergency contacts and record for five seconds.In addition to what comes with your smart phone you can also find emergency apps that you can download as well. 2577

INDIANAPOLIS -- An Indianapolis woman was moved to tears after seeing random strangers' response when a man using a wheelchair was flung after hitting a pothole. Carissa Brammer was driving on 86th Street Wednesday morning when she stopped at a stoplight.A man crossing the walk in his motorized wheelchair hit a "damn pothole," as she called it, and went flying forward.He was lying flat on his back in the middle of the intersection when people came running to help. "The first guy out was a suit and tie guy in his Lexus," she wrote. "Then an Asian man in his Lexus. Then a furniture delivery man. Then a couple black men. It was beautiful. The guys just kept coming."The stop light went through several rotations, but nobody moved or honked until the man was safely on the other side. Check out Brammer's full post below: 853

Is what some would call "living in sin" also living illegally? It is in Michigan, thanks to an old law.Some want to do away with the law that bans unmarried couples from living under the same roof.State Sen. Steve Bieda is leading the way to get ride of the antiquated law."It is actually one of the silliest laws we have on the books."The law was passed in 1931 to stop what it calls "gross lewdness." Unmarried, unrelated people of the opposite genders living together could face up to one year in prison and a ,000 fine.While it's hardly enforced, there is another reason to get it off the books."Because it's still statutory law, in certain tax situations, they have to consider that in doing their taxes."There have been unsuccessful attempts in the past to get rid of the law."It's an easy fix. There's a repealer statute in the senate committee. I'm hoping to get it out in the near future," Bieda added.Some say the law needs to go, but Michigan lawmakers should be focused on more important things.Mississippi is the only other state with a similar law, but lawmakers there are trying to do away with their law too. 1139

In the span of just over a month, the number of people hospitalized with COVID-19 has doubled, as has the seven-day rolling average of the number of new cases and deaths linked to the virus every day.On Nov. 4, the U.S. was experiencing an upswing in new cases, with a then-record average of 89,000 new cases a day according to the COVID Tracking Project. However, hospitals were caring for a still-manageable 52,000 patients, and local health departments were reporting 859 deaths today — a tragic number, but nowhere near as high as the first weeks of the pandemic.But in just over a month, those numbers have skyrocketed. Reports of new infections now average more than 200,000 a day — a once-unthinkable figure. There are now a record 104,000 people being treated for COVID-19 in hospitals — a number that has completely overwhelmed nursing staffs across the country, particularly in rural areas.Finally, the U.S. is now losing an average of more than 2,600 people a day to COVID-19 — a number that exceeds the amount of life lost on the attack at Pearl Harbor, where 2,400 lives were lost. And according to health experts, the surge is only expected to worsen. Dr. Anthony Fauci, the nation's top infectious disease expert, says the U.S. has not yet felt the full force of the expected spik caused by extensive travel for Thanksgiving gatherings."The blip from Thanksgiving isn't even here yet," Fauci told CBS News on Tuesday. "So we're getting those staggering numbers of new cases and hospitalizations before we even feel the full brunt of the Thanksgiving holiday."There is some light at the end of the tunnel, as Americans are expected to begin receiving COVID-19 vaccinations in the coming days. However, the vaccines won't be widely available to all Americans until sometime in the spring. 1819