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Former Trump foreign policy adviser Carter Page told the House intelligence committee last week that he floated the idea of then-candidate Donald Trump taking a trip to Russia in May 2016, according to transcript of his interview."The idea there was bearing in mind Barack Obama's speech as a candidate in Germany 2008. That was what I was envisioning," Page told lawmakers in more than six hours of closed-door testimony Thursday.Page raised the idea of an Obama-like foreign speech for Trump in Russia with JD Gordon, who was running the foreign policy adviser team, and another adviser, Walid Phares.In his email to the two advisers in May 2016, Page wrote about Trump: "If he'd like to take my place (on a trip to Russia) and raise the temperature a little bit, of course I'd be more than happy to yield this honor to him."Page appeared last week before the House intelligence committee under an unusual arrangement that he requested. The interview was conducted in the committee's secure spaces, but the transcript was made available publicly Monday night.In another atypical move, Page did not bring an attorney to his interview. Lawmakers have described his testimony as meandering, at-times confusing and contradictory.George Papadopoulos, who became an informant to federal prosecutors and pleaded guilty to lying to investigators last week, separately pursued arranging a trip for Trump during the campaign. Page testified that he wasn't aware of Papadopoulos' intended plans.Page told the committee that he had mentioned to then-Sen. Jeff Sessions -- now Trump's attorney general -- about his coming July 2016 trip to Russia, CNN reported last week."I mentioned it briefly to Senator Session as I was walking out the door... it was in the context of saying, because I have -- I'm traveling. You know, it's like discussing your travel schedule... He had no reaction whatsoever," Page told the committee. "It was just an administrative point... And no discussion of substance in any way, shape or form, that's for sure. And, again, it was sort of in one ear and out the other."But Page also testified that he had told Gordon, Hope Hicks and Corey Lewandowski about the invitation to go to Moscow. Lewandowski said he should go if he wanted to, given it was not affiliated with the campaign. "If you'd like to go on your own, not affiliated with the campaign, you know, that's fine," Page recalled during the interview.Page has described the trip as not campaign related, and while he was there he briefly met Russian Deputy Prime Minister Arkady Dvorkovich.Page also said he had "recently been in contact" with Justice Department special counsel Robert Mueller, deputy attorney general Rod Rosenstein and other senior Justice officials regarding the "multiple outstanding requests" he made to get more info about FISA warrants reportedly used against him by the Obama administration.Rep. Adam Schiff of California, the top Democrat on the committee, said in a statement that Page was "forced to acknowledge that he communicated with high level Russian officials while in Moscow, including one of Russia's deputy prime ministers," Schiff said."Perhaps most important, Page -- after being presented with an email he sent to his campaign supervisors, and which he did not disclose to the Committee prior to the interview and despite a subpoena from the Committee -- detailed his meetings with Russian government officials and others, and said that they provided him with insights and outreach that he was interested in sharing with the campaign," Schiff added.Page's disclosure that he met with Dvorkovich differed from his description he gave to CNN's Jake Tapper last week, in which he said he had only met with academics and a few business people whom he had "known for over a decade," though he had acknowledged the meeting earlier this year.In addition, Page said he was interviewed by the FBI four or five times in 2017. Previously, he had said those interviews happened in March.Page denied any collusion during the interview, saying he "played no role in any government active measures in the 2016 election other than being a target of the Obama administration's efforts to support Mrs. Clinton's campaign."The only discussion he could recall where WikiLeaks came up, he said, was during a TV interview with RT in London on October 24. The host and staffed mentioned "in passing" that it "might be potentially interesting."Schiff's statement noted that Page also took trips to Budapest, Hungary, in September 2016, and again to Moscow in December 2016.Page was also interviewed last month by the Senate intelligence committee as part of its probe into Russian election meddling, but that transcript is not being made public.Page traveled to Moscow for a few days in early July 2016, where he gave a lecture critical of US foreign policy. He has said that the topic of sanctions might have come up in his conversations but that he was not there as an emissary of the Trump campaign.After the trip, the FBI grew concerned that he had been compromised by Russian operatives, US officials previously told CNN. 5147

Flint schools are finally getting the help they need to provide safe water fountains for their students.Flint Community Schools thanked billionaire Elon Musk and the Musk Foundation last week for donating money to install new water fountains with filtration systems at all its schools.Lead and other toxins were found to be tainting Flint's water supply four years ago, in what's been called the Flint water crisis. Since then, the community has struggled with water contamination problems."We are deeply grateful for the generosity and the budding partnership between Flint Community Schools, the Musk Foundation and Elon Musk," said Flint Community Schools Superintendent Derrick Lopez. "The new water filtration systems will be instrumental in helping our students return to the normalcy of what should be a fundamental right: having access to safe, clean water from water fountains in their school."Flint schools will install new ultraviolet water filtration systems for all its water fountains in school buildings thanks to the 0,350 donation, according to the city of Flint.The former Tesla CEO responded to the school's announcement on Twitter. "You're most welcome. Hope to do more to help in the future," he wrote.Musk first promised to help Flint in a tweet back in July. "Please consider this a commitment that I will fund fixing the water in any house in Flint that has water contamination above FDA levels. No kidding," he wrote at the time.The new fountains and filtration systems will be installed in all 12 Flint schools and the district's administration building by the end of January 2019."The UV water purification method within the water filtration systems will disinfect all lead and bacteria coming from the water pipes to allow students to drink from and fill up water bottles from school water fountains," the city of Flint said in a press release on October 5. 1896

For those would-be investors wanting to jump into the stock market but wondering which stock to buy, legendary investor Warren Buffett has a suggestion: Try buying 500 stocks instead.“In my view, for most people, the best thing to do is own the S&P 500 index fund,” Buffett said at Berkshire Hathaway’s annual meeting in May. But what is the S&P 500, and how do you invest in one of its funds?Here’s an intro to how S&P 500 funds work, and whether one might be a good fit for your portfolio.What is the S&P 500?The S&P 500, or S&P, is a stock market index comprising shares of 500 large, industry-leading U.S. companies. It is widely followed and often considered a proxy for the overall health of the U.S. stock market.Standard & Poor’s, an American investment information service, created the index in 1957. Every quarter, its investment committee meets to review which stocks belong in the index based on each company’s market size, liquidity and group representation. Today, 505 stocks constitute the index, since some of the 500 companies have more than one class of shares.Contrary to popular belief, the stocks forming the index are not the 500 biggest U.S. companies, but they are arguably the 500 most important companies. Over .2 trillion is invested through the index, with these 505 stocks representing about 80% of the total U.S. stock market’s value.The S&P 500 is a cap-weighted index, meaning each stock within the index is weighted according to its market capitalization, or total market value (number of outstanding shares multiplied by current market price). The larger the company, the greater its influence on the index.As of Aug. 31, 2020, these are the top 10 companies by index weight in the S&P 500:Apple.Microsoft.Amazon.Facebook.Alphabet, Google’s parent company (shares in classes A and C).Berkshire Hathaway.Johnson & Johnson.Visa.Procter & Gamble.How do you invest in the S&P 500?An index is a measure of its underlying stocks’ performance, so you cannot directly invest in the index itself. Buying every company’s shares would be an arduous task (think 505 separate transactions), but thankfully there are index funds and exchange-traded funds, or ETFs, that replicate the index, effectively doing that work for you.While all S&P 500 funds track the holdings of this index, an investor must consider whether using an index fund (a passively managed mutual fund) or an ETF makes the most sense for them. The good news when weighing index funds versus ETFs is that there are solid S&P 500 options in each category, and all of these products leverage the diversity of the index itself.Because the S&P 500 is weighted by each company’s market capitalization, the larger companies in the index can sometimes have an outsize impact on the performance of the larger index. In other words, a big dip in price for Apple shares can create a dip in the index as a whole. Because of this, some investors prefer to purchase the S&P 500 in an equal-weighted format, so that each company has the same impact on the index. This is meant to create an index that is more representative of the overall U.S. market.After deciding your preference for an index fund or ETF, cap-weighted or equal-weighted, you can begin narrowing down which S&P 500 fund to purchase. To minimize your costs, look into each fund’s expense ratio — the percentage of your assets you’ll pay in fees each year — to see how they compare.Fees are important here since all of these funds track the same index, which means their returns should be roughly the same. The lower the fee, the more of that return you keep.Should you invest in the S&P 500?There are a number of things to think about before you choose any investment. But an S&P fund can generally be a good choice if you want to add broad exposure to the U.S. stock market to your portfolio.“The S&P 500 is a key part of a diversified investing strategy because it’s a good bet that the U.S. economy will continue to succeed and grow in the long term,” says Tony Molina, senior product manager at Wealthfront. The U.S. has the largest economy and stock market in the world, and is one of the most resilient and active, especially when it comes to innovation. That’s why it’s a no-brainer to include the S&P 500 as part of your portfolio.”Larger companies are generally more stable to invest in because they are well-established and widely followed. Thus, these stocks usually have less risk and lower volatility. The S&P 500 combines large companies across various industries, so investors access a broad, diversified mix of companies when investing in it.Choosing an index fund or ETF can also help investors avoid — or at least minimize — the behavioral pitfalls from stock-picking, which is a losing strategy, says Dejan Ilijevski, president of Sabela Capital Markets.Ilijevski cites the May 2018 study by professor Hendrik Bessembinder at Arizona State University, which examined investments in publicly traded U.S. stocks between 1926 and 2016 and found that just over 4% of the companies accounted for the total wealth created.“Picking those few individual winners is impossible,” Ilijevski says. “Your best bet is to own as much of the market with a fund that tracks the index.”Using index funds and ETFs can help investors generate strong returns while also minimizing their costs, says Kevin Koehler, chartered financial analyst and director of the investment strategy group at Miracle Mile Advisors in Los Angeles.“Investing in the S&P 500 the past 25 years would have given an investor over a 10% annualized return, proving that an investor does not need to be paying high expenses to get good market returns,” Koehler says.Are there drawbacks to investing in the S&P 500?There are caveats to consider. The S&P 500 consists of only large-cap U.S. stocks. Portfolio diversification encompasses buying mid- and small-cap companies along with large-caps; allocating funds to international companies along with domestic ones; and including bonds, cash and potentially other asset classes with stocks.Koehler also notes drawbacks in the S&P 500 related to its market-cap weighting.“As passive investing increases, investors are continually investing in S&P 500 funds, which has contributed to a ‘rich get richer’ problem, where the largest stocks are getting larger due to S&P 500 investing, rather than individual stock investing,” Koehler says. “This can lead to higher volatility, as active managers sell an individual stock on top of index funds selling a portion. The market could continuously be overvalued compared to its underlying value.”But relative to the downsides of many investment types, the flaws of S&P 500 funds seem relatively minor, especially when used as a part of your overall portfolio and held for the longer term. This helps explain why icons like Buffett have so publicly endorsed them.“I happen to believe that Berkshire is about as solid as any single investment can be, in terms of earning reasonable returns over time,” said Buffett at the May meeting, speaking about the investing company he’s turned into an empire. “But, I would not want to bet my life on whether we beat the S&P 500 over the next 10 years.”More From NerdWallet4 Ways Women Can Invest in Other WomenHow the Pros Ride Market Volatility — and Why You Shouldn’tIf Doing Less Means Saving More, Try These 5 Money MovesTiffany Lam-Balfour is a writer at NerdWallet. Email: tlambalfour@nerdwallet.com. 7573

Four people in attendance at Republican National Convention events in Charlotte this week have tested positive for COVID-19, according to officials in Mecklenburg County, North Carolina.In its daily release of COVID-19 data, the county said that two attendees and two people support staff members tested positive for the virus. The four people were "immediately issued isolation instructions," and those who had contact with those infected were also told to isolate.About 800 people in town for the RNC were tested for COVID-19, the country reported.While most of the convention was held virtually this year, Charlotte did host a few RNC events in the city this week. The roll call vote was centered in Charlotte, with some delegates submitting their votes virtually. Both President Donald Trump and Vice President Mike Pence gave speeches Monday in front of about 300 delegates at the Charlotte Convention Center.North Carolina has mandated that masks be worn in indoor public spaces, and RNC leaders agreed to enforce the mandate at the convention. However, county health officials reported to the Charlotte Observer that some in attendance were not wearing masks.President Donald Trump delivered his convention speech in front of about 1,000 supporters on the White House lawn on Thursday. Most of those in attendance were not wearing a mask. Politico reports that while those who interacted with President Donald Trump on Thursday were tested for COVID-19 prior to the event, most of those in attendance in the audience were not tested.Mecklenburg County has had more than 24,000 confirmed cases of COVID-19 since the pandemic began. 1645

Feeding the country during a pandemic is no short order. In fact, it's an incredibly tall one stacked 60 feet high inside grocery warehouses across the country.Mike Violette is the CEO at Associated Grocers of New England. We first met Mike back in March, when Americans were buying food in record numbers. Workers in this warehouse could barely keep up with demand. Shelves sat as empty as suppliers couldn't keep up with the demand for everything from paper towels to flour."What we saw last March, you won’t see that again. Paper manufacturers have changed their lines, what they’re producing, and how they’re producing," Violette explained.Demand for groceries across the country is still up 20 percent over this time last year. While suppliers have kept up with demand, there are random shortages for things like glass mason jars."People are cooking, people are eating at home and they’re cooking. A lot of people learned to cook from last March forward, and they’re doing more of it," Violette added.This time around, Violette and other grocers are urging Americans to avoid panic buying as some states reimpose COVID-19 restrictions."There’s no need to stock up. There’ll be plenty of product; the food supply is strong and by people stocking up, it makes it harder for people to get products and people have to make more frequent stops to go to the store,” Violette said.There’s something else this grocery distributor has realized in recent months: even with near-record numbers of Americans unemployed, they’re having trouble filling jobs.Warehouses and factories across the country have noticed similar trends. Part of the reason is that workers are concerned about catching COVID-19 and not filling open positions. This is also not the kind of job that can be done from home."I think a lot of it is the type of work that it is. It involves heavy lifting, so it can be hard work," Violette said.But all that aside, these men and women will keep working to keep grocery store shelves stocked to keep America fed during the pandemic. 2050