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Side gig. Side job. Side hustle. It goes by many names and serves many purposes. For some, it’s a way to keep the lights on. For others, it’s an opportunity to save for a goal or follow a passion.Since the onset of the COVID-19 pandemic, millions of Americans have become unemployed. Many are turning to the gig economy to make money. And it’s booming.“Obviously online shopping has become huge, and so delivery services are packed. You’ve got Amazon Flex trucks practically ramming into each other,” says Kathy Kristof, editor at SideHusl.com, a website that reviews hundreds of online moneymaking platforms.Before you rush into a side gig, scrutinize the risks, the pay and other important details. Here’s how to choose the right pandemic side job for you.Assess yourself firstAs you begin searching for a side hustle, think about your experience, skills and interests. But more importantly, consider what you’re comfortable doing.Are you willing to be in close contact with other people, or would you prefer a socially distant position? Are you part of a high-risk group for COVID-19? What would happen if you got sick and couldn’t work? The answers to these questions will help you decide what jobs to pursue.If either your health or financial life could be ravaged by illness, you’re going to have to be more careful than the people without those risks, Kristof says.“Somebody who doesn’t have that same sort of risk might feel completely comfortable doing contact-free deliveries for Grubhub or Dumpling or any of these other delivery services,” Kristof says. “But somebody who is high risk, you want an online job like online tutoring.”Expand your definition of ‘side gig’“Side gig” has become synonymous with a handful of jobs: dog walking, delivering groceries and driving for Uber or Lyft. But these aren’t the only opportunities occupying the space.You can teach a virtual yoga class, for example, sell clothing online or work as a freelance designer. Through services like TaskRabbit, you can get paid to do odd jobs like yardwork and assembling furniture.Side and part-time jobs tend to rise during economically uncertain times, according to Brie Weiler Reynolds, career development manager at FlexJobs, a job-search site for remote and flexible jobs. Chances are there’s something up your alley.Roles outside the gig economy can be worth exploring, too. Features typically associated with side gigs, including flexible schedules and the ability to work from home, are increasingly spilling over into professional roles. Remote jobs posted on FlexJobs in career categories such as marketing, sales and project management have increased over 50% since March, according to a recent analysis from the site.“Because we’ve never had to do this from home before, there was never as much acceptance. Now you’re getting widespread acceptance from the whole of corporate America,” Kristof says.Protect yourself and your financesOnce you narrow down your choices, dig into the details. Get a sense for what it’s like to work in a role, what the requirements are and how much you’re likely to earn before you commit.You can avoid surprises by looking up a company’s Better Business Bureau rating, reading through the fine print on its website and checking out reviews on sites like SideHusl and Indeed.“Let’s say you’re interested in delivery jobs, and you’ve got DoorDash, Instacart and Postmates. You want to look at each site and see what the fees are,” Weiler Reynolds says.Many platforms charge registration, listing or commission fees, which can cut into your earnings. Some gigs also require you to pay expenses like gas and insurance for your vehicle. If you’re a rideshare driver, delivery driver or mover, your personal auto insurance policy doesn’t cover you for commercial risk, Kristof says.“Some online platforms automatically cover you with a commercial policy. Others do not. So you should always look for that if you’re working for an online platform,” Kristof says.Still, that won’t necessarily cover you in all circumstances, such as when you’re en route to pick up an order. Talk to your insurance company to ensure you get the proper protection.You’ll also want to find out whether you’ll be classified as an employee or independent contractor. This determines how you’ll pay taxes and whether or not you’ll be entitled to certain benefits. Independent contractors need to set aside a portion of their pay for taxes themselves. Employers automatically withhold income taxes for employees and usually offer health insurance, 401(k) matches or paid time off.Weiler Reynolds says freelancers or contractors may also have to pay taxes quarterly, which can be a bigger time investment.Don’t forget to make safety a priority. Find out what protective measures the company or local government requires while you’re on the job. If you’re unable to avoid contact with others, prepare to take appropriate precautions, such as wearing a mask or gloves.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow Losing Obamacare Could Cost You5 Credit Mistakes That Can Haunt YouSmart Money Podcast: Remote Work Burnout and Saving for CollegeLauren Schwahn is a writer at NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn. 5317

SOLANA BEACH, Calif. (KGTV) - A woman believed to have caused a crash on northbound Interstate 5 in the Solana Beach area Friday morning ran to the southbound lanes and was struck and killed by an oncoming vehicle. 222

Springtime is one of the busiest times to buy and sell a used car, but if you’re looking to buy, you’ll want to check a few things you probably never thought about. Here is advice Consumer Reports has when buying a used car:When buying a car, most customers check out the vehicle history report, which is what you should do. But, one thing the report won’t tell you is if that car was used as a ride sharing vehicle for Uber or Lyft.Without this information, you’ll want to check the mileage. A telltale sign a car was used for ride sharing is a newer car that has a lot of miles. Next, check the rear seat for excess wear and tear.You’ll also want to look for residue from stickers. Uber and Lyft drivers have to display their stickers on the front or rear windshields.If there are signs that the car was use for ride sharing, you’ll want to reach out to the manufacturer, not the dealer, to ask how many miles remain covered on the warranty. Whenever purchasing a used car, remember have it inspected by an independent mechanic. 1053

She still remembers it like it was yesterday.D.H. approached the Safe Haven Baby Box and pulled it open, watching a little orange backpack filled with resources for surrendering mothers fall out as she placed her newborn inside.Safe Haven Baby Boxes are in four states currently and offer parents a way to safely surrender their newborns.With her baby girl, a handwritten letter would convey the heartbreak, agony, and love of the mother who placed her inside that box. D.H. still says it was the hardest decision she has ever made in her life.We've heard from mothers who have adopted the babies placed in Safe Haven Baby Boxes, but for the first time, we're hearing from a mother on the other side of the box.D.H. is sharing her story to help fight the stigma that seems to follow the mothers who have surrendered their children."These mothers come from all walks of life," Monica Kelsey, founder of Safe Haven Baby Boxes, said. "We have had a Registered Nurse come through our program, a mom with four kids, a single mom, and career dads. This option of surrendering is available to anyone who finds themselves in a crisis if they feel this is the best option for them.""After a mom calls us, the first thing she wants to know is 'Is my baby safe and is my baby healthy'. That speaks volumes about these moms. These moms absolutely love their children; they are just in a crisis that you or I may not understand," Kelsey said.For the safety of the mother and to protect the identity of the child, we will not be using the woman's name in this story.Her StoryD.H.'s story began several months earlier when she found herself unexpectedly pregnant and dealing with outside circumstances she had no control over.This baby wasn't her first, but it would have been the first D.H. would have had to raise as a single mother while trying to navigate a new life she had very little control over.D.H. felt ashamed and alone."Obviously, I knew I was pregnant, and I was trying to decide what I was going to do," D.H. said. "If I was going to try to do it … be a mom … and I just knew that I wasn't going to be capable of it. It wasn't possible. Financially, and all the things I was going through, I wasn't going to be able to do it."Weeks before she was due, D.H. found herself online researching what options she might have once the baby was born. She still hadn't told anyone she was pregnant."I'm still not sure how I kept it a secret," she said.D.H. was working long days —up to 14 hours at a time — throughout her pregnancy while she tried to get her life back in order. She still wasn't sure what to do about the child she would soon birth.Then one morning, just 30 minutes before she was supposed to be at work, the labor began.By the time D.H. thought about calling an ambulance, she knew she wouldn't make it to the hospital in time.After six hours of labor, she gave birth — alone — to a beautiful baby girl.She called her Mila. 2939

Several world leaders sent well wishes to President Donald Trump and First Lady Melania Trump after the president confirmed early Friday morning that he had tested positive for COVID-19.British Prime Minister Boris Johnson, who was hospitalized for a week after contracting the virus in April, offered his "best wishes" to the couple."My best wishes to President Trump and the First Lady. Hope they both have a speedy recovery from coronavirus," Johnson tweeted. 470

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