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Are you owed money you don’t even know about? You might be, if your name is in an unclaimed property database. Each year, billions of dollars from forgotten security deposits, refunds, uncashed paychecks and even old bank accounts are reported to state agencies. And each year, according to the National Association of Unclaimed Property Administrators, an organization affiliated with state treasury departments, states return more than billion to their rightful owners.Just ask Maria Barlow, an attorney in Chicago. A few months ago, she was sitting at home when she decided to plug her name into the Illinois unclaimed property website. “I was surprised to see there was an entry,” she says. Fast forward a few weeks, and she had a check in hand for .80.If you are wondering if you have unclaimed property, here’s how to find out.Search online at state agenciesThe National Association of Unclaimed Property Administrators’ website, Unclaimed.org, links to agencies in all 50 states, the District of Columbia and other territories. With these sites, you can search unclaimed property databases for free. The organization also sponsors MissingMoney.com, which lets users search multiple states at once, though not every state participates.To pull up the property database, you will likely be asked to enter a last name. You could also enter a first name, city or ZIP code to help narrow the search. From there, you may find entries detailing the owner’s last known address, property amount and the company that initially held the funds. Depending on the database, the state may provide the exact amount of the property, or give a range, such as “under ” or “ or more.”Barlow says her entry was from an old internet provider. The company owed her a refund because she moved and switched off service before her billing period ended. But it didn’t have the correct forwarding address, so it sent the money to the state. Barlow says she filed a claim online, and it was processed within two weeks. “Even in the pandemic, it didn’t take long to receive it,” she says.Finding a small amount can still give you breathing room in your monthly budget or help pad your emergency fund. (Read more about emergency funds and why they’re important.)Prove you are the rightful ownerFiling a claim may involve scanning and uploading identification, such as your driver’s license, and other documentation that you live (or lived) at the address on file. For example, you might be asked to upload a recent utility bill. For certain types of claims, such as those for money orders, you may need to mail documentation instead of uploading. (You can read more about money orders here.)Heirs can follow a similar process for claiming property if the owner is deceased. Lorrie Walker, a financial advisor in Lakeland, Florida, advised a client earlier this year whose late husband had funds in old bank accounts. She says her client provided additional paperwork, including her husband’s death certificate, to claim the property.Later, Walker checked the state treasury website for unclaimed property of her own. “Sure enough, there was money for a security deposit in an apartment I lived in 20 years ago,” Walker says. She filed a claim online and, a few weeks later, received a check for 5.If the property is tied to an old address, don’t be discouraged. In Barlow’s claim, she explained that she no longer had documentation, and she still received her money, she says.It is OK to be nosyData within unclaimed property databases is publicly available, so you can search on behalf of others. You can then alert them if they have lost funds, but it’s their responsibility to claim the funds and prove ownership.Barlow says she entered the names of about 15 family and friends and found unclaimed funds for many. She says that since she alerted them to the cash, many were able to collect. “I may be nosy, but I found them money,” she says.Pro tip: Make the most of your moneyIf you do find and receive funds, you can make this “found” money work for you by putting it in an account with a high interest rate. These accounts may earn 10 times more than the national average, so you can take the unexpected funds and grow them even more.The smaller amounts may not make you rich, but they can still be worth searching for, Walker says. “At the end of the day, it is your money. So it’s better for you to have it than the state.”More From NerdWalletHow to Get Started If You’ve Never Had a Bank AccountSmartMoney Podcast: Setting Money Goals at Milestone Birthdays, and Bagging Big Bucks with Bank Bonuses6 Do’s and Don’ts When Saving Money During a CrisisMargarette Burnette is a writer at NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. 4757
America's lottery fever is far from over. The Powerball jackpot is almost irresistible.Saturday's Powerball drawing would pay an estimated 0 million if a winner matches all six numbers.The winner or winners would also have a one-time cash option of 8.6 million -- a prize that's still more than alright.If there's a winner, it would be one of largest jackpots in the nation's history.It could be the fourth largest in US lottery history and the game's third largest jackpot.The largest Powerball jackpot was .586 billion and it was split three ways in January 2016. 581
An 11-year-old boy in Colorado is being called a hero after performing the Heimlich maneuver and possibly saving his younger brother from choking on his dinner.“So I got behind him went like this, pushed and pulled up about four times so the chicken could pop out and it did,” Elias Yatrakis told Denver7.Elias and his younger brother, Alex, were eating dinner on Monday night in their Greenwood Village home after a baseball game when the incident happened. The older boy says he knew what to do and jumped into action.“I was relieved. I was glad he was OK,” he said.“From my perspective, he saved his life,” mom Danielle Yatrakis said. “I’m just really glad he had the confidence and the knowledge to know what to do.”The 11-year-old had that knowledge because he had just recently learned what to do in a situation like this.“I am a Cub Scout so we had to take this CPR class in our basement and it taught CPR, the Heimlich,” he said. “I wasn’t really thinking. I knew what to do since I did that class.”Elias had earned his first aid badge as a part of the Cub Scouts just a few months earlier.“When he got the badge I’m like, 'that’s great to know,' but I mean I learned CPR before and I never used it. And so you’re kind of like they’re nice things to know and I now feel differently. That was really serious and important that he paid attention,” his mom said.The boys spent the evening after it happened with a lot of hugs and gratitude, according to their mom, but have since gone back to the same competitive young boys that they were before.KMGH's Jason Gruenauer first reported this story. 1609
An online Good Samaritan challenge that's gone viral prompted two Michigan brothers to offer free lawn mowing to people who can't easily do it themselves.Now, the nationwide challenge's organizer is headed to metro Detroit to recognize their efforts.16-year-old Sam and 13-year-old Hunter have mowed 51 lawns in Westland for free since April. It's a task most people hate, especially in the summer heat; but Sam loves it. So when his parents told him about the "50 Yard Challenge," it was a no-brainer.“We get the feeling that we’re helping people who really can’t help themselves," he said.Rodney Smith, Jr. created the challenge. He's the founder of Raising Men Lawn Care Service in Alabama."Back in 2015, I came across an elderly man outside mowing his lawn. It looked like he was struggling, so I pulled over and helped him out. That night I decided I’ve to start mowing free lawns for the elderly, disabled, single parents, and veterans in Huntsville, Alabama," Smith told WXYZ. Two brothers from Westland mowed 51 lawns since April FOR FREE. They’re offering help to the elderly, people with disabilities, veterans, or anyone who may need some help. It’s all part of the #50YardChallenge, taking place around the country @wxyzdetroit ???????????? pic.twitter.com/cd0DDMxIYW— Jenn Schanz (@JennSchanzWXYZ) July 3, 2020 He turned his good deed into a non-profit, and challenges young people around the country through social media to mow 50 lawns in their community for those who need some help— and to do it, for free. They get prizes along the way, and once they hit 50 lawns, Rodney hits the road; he’s making his way to Michigan Friday to offer Hunter and Sam not only thanks but a lawnmower, weed wacker and blower.Sam and Hunter’s parents follow Rodney on social media and put the word out that the boys were in.It didn’t take long before they were getting requests.“A lot of neighbors actually were advocating for neighbors they had, that they knew that couldn’t do it. So it was really cool to see the amount of community that came out. The boys have actually made what we think are going to be long-lasting relationships with some of these that don’t have contact with the outside world," their mom Keri told WXYZ.Fifty other kids from around the country have also completed the challenge, and about 1,000 are in the process of doing it now.“It’s just great. Especially when things kind of hit, a lot of the activities they weren’t able to do anymore. We couldn’t play baseball, we couldn’t go out to school, we couldn’t have activities to actually do," said their dad, Kyle.They may be helping others, but the boys said they're getting something really important out of the work too.“It’s heartwarming. We just get to meet nice people that just... that really want to have connections with other people that just can’t really go anywhere," said 13-year-old Hunter.“They appreciate what we do," Sam told WXYZ. "I’ll have those people as friends forever and ever.”WXYZ's Jenn Schanz first reported this story. 3037
An unattended hippo escaped from a zoo in Israel.By the looks of the security video, the big animal appears to simply walk through the door.A zookeeper found the hippo as it was escaping and watched it eat some grass and inspect some toilets before returning shortly thereafter.Watch the escape in the video below: 322