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NASHVILLE, Ind. — A faculty advisor for the yearbook at a high school in Indiana has been suspended without pay for two weeks for a photo caption that referred to a Black student as "Black Guy" instead of the student's name.Brown County Schools Superintendent Dr. Laur Hammack and high school principal Matthew Stark made the announcement in a letter to the district on Friday.The mistaken caption printed in Brown County High School's 2020 yearbook."Our investigation did not identify any students (currently enrolled or graduated) who were involved in the creation of the offensive content," the district's statement read. "We believe the content was created by the faculty advisor for the yearbook; he will no longer serve in that role. Additionally, this same faculty member is being suspended without pay for two weeks."The district did not identify the staff member nor say whether the advisor is also a teacher."Both the family of the student and the former faculty advisor involved have committed to a restorative conference where the harm that was caused is acknowledged, the individual causing the harm is held accountable, and an honest discussion about the harm caused by this inexcusable act is conducted," the district's statement read.The district said that the discussion will and needs to continue."We are having meaningful conversations with students, families, and members of the larger Brown County community to help ensure an incident of this type will never happen again," the district said. "We will continue to keep you informed of our efforts."The caption was in a photo of one of the high school's basketball teams."We remain deeply grateful for the ongoing engagement of the student and family involved in being a collaborative partner in rejecting discrimination of all types and against anyone," the district said in its statement. "We will not [waiver] in our commitment to treating all our students with the respect and dignity they deserve. We absolutely and unreservedly reject the use of any pejorative term to describe anyone — especially those who are a member of the Brown County Schools family."This story originally reported by Bob Blake on wrtv.com. 2198

MUNCIE, Indiana — Ball State University decided Friday it will keep the name of Papa John’s founder on campus, while Purdue University announced it will do the opposite.In a statement released Friday morning, the board said it made the decision based upon its "current understanding of what transpired" during a conference call last May in which John Schnatter admitted to saying the N-word.Schnatter graduated from Ball State in 1983 and founded Papa John's in 1984. The Institute for Entrepreneurship and Free Enterprise was later named after Schnatter.You can read the full statement can be below:  634

Mortgage rates are likely to set record lows in August for the third month in a row.The 30-year fixed-rate mortgage averaged 3.18% APR in July, a record low in NerdWallet’s mortgage rate survey. The average rate tumbled 15 basis points compared with June, which at the time had the record low monthly average.The recession has caused rates to fallMortgage rates fall when the economy stalls. And the economy has been sputtering for months as the COVID-19 pandemic sent millions of people to the ranks of the unemployed.The U.S. economy shrank at a 32.9% annual rate from April through June, the Commerce Department reported July 30. The slowdown happened because businesses, state and local governments, and consumers cut their spending. Consumers cut way back on clothing and footwear purchases, among other items.? MORE: How mortgage rates are determinedGood news for refinancers, hard times for othersThe COVID-19 pandemic has helped some homeowners while injuring others, and it may harm many renters as well.Among the beneficiaries are homeowners with high credit scores who haven’t suffered interruptions in income. They have met the qualifications to refinance their mortgages at record-low interest rates.Home sellers have thrived in many housing markets, as home prices have risen despite surging unemployment, an unusual combination. Home resale prices were up 3.5% in June, compared with a year before, according to the National Association of Realtors. One reason for the increase in prices: Fewer homes were for sale because of social distancing. The reduced supply of for-sale houses led to increased competition among buyers, pushing prices upward.Homeowners must catch up on missed paymentsBut the COVID-19 recession may end up harming more homeowners than it helps.In late July, 3.9 million homeowners were using mortgage relief plans that allow borrowers to miss payments or make partial payments if they have been affected by COVID-19, according to the Mortgage Bankers Association. Eventually, those homeowners will be expected to catch up on their missed payments. Some homeowners’ incomes were permanently reduced. They may find it difficult to make good on their past-due payments.Renters could be out in the coldRenters could end up suffering the most. According to the U.S. Census Bureau’s Household Pulse Survey, 18% of renters, or 13.3 million households, didn’t pay their full rent in June. And in mid-July, one-third of renters surveyed, representing 23.8 million households, told the bureau that they had no confidence or slight confidence that they would make their next rent payment.Congress, along with state and local governments, imposed limits on evictions early in the pandemic, but some of those protections have expired. On top of that, 0 extra weekly unemployment insurance payments were set to expire at the end of July, and as the clock ticked down to the August recess, Congress was still negotiating an extension.Even with tenant protections in place, about 4% of renters have received an eviction notice or have been threatened with eviction since March, according to data from the Urban Institute’s Coronavirus Tracking Survey.When eviction bans expire, tenants have few options:Apply for emergency rental assistance, if the state or city offers it and still has money.Reach a repayment agreement with the landlord. Under such an agreement, tenants pay extra each month until they catch up with the past-due rent. But a repayment plan requires the tenant to have the money and the landlord to be willing to make a deal. Neither of those is a sure thing.If it’s not swamped with similar requests, the local legal aid service might be able to step in and help negotiate a deal with the landlord.? MORE: What COVID-19 means for mortgage ratesMore from NerdWalletCompare current mortgage ratesHow much home can I afford?Buying or selling a home during the pandemicHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL.The article Mortgage Outlook: Recession Presses Down on August Rates originally appeared on NerdWallet. 4108

MISSION VALLEY, Calif. (KGTV) - About 100 military family members spent Thanksgiving at Dave and Busters, hosted by Lincoln Military Housing.The event was for families with service members currently deployed.Families enjoyed a full Thanksgiving meal and even got free game tokens to enjoy the arcade. 308

MINNEAPOLIS, Minn. -- The re-energized racial justice movement has brought to light more systemic disparities, especially in criminal justice reform.“What we are saying is we have to have a system that does not prejudice people due to their poverty,” said Jared Mollenkof, an executive board member of the Minnesota Freedom Fund. “In reality, if you have enough money, you will always get out.”The Minnesota Freedom Fund started in 2016 as a small operation dedicated to ending cash bail systems. They helped bail out about 67 people last year.Following demonstrations set off by George Floyd's killing, donations started flooding in to help get protesters out of jail. Just since May, they've now bailed out at least ninety people.People all over the world, about 1 million individuals, have donated some million.“We have criminalized everything. We arrest people for bull**** and then we try to force it all through a system that would not be able to keep up, but for the fact that it leaves all these people in cages and counts on the fact that people want to get home,” said Mollenkof.The Minnesota Freedom Fund says getting people out pre-trial now, with COVID-19, is even more important.It says in the past, a third of people it has bailed out have had their cases dismissed.People are less likely to plead guilty when they're not held in custody. They are more likely to keep their job and even tend to get less harsh sentences if they are convicted.The Minnesota Freedom Fund says it intends to use the influx of donations to help arrested protesters.There are similar efforts in other states that you can find through The National Bail Fund Network. 1670