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President Donald Trump publicly undermined his attorney Rudy Giuliani on Friday, saying the former New York City mayor had only a loose grasp of the Stormy Daniels business when he spoke about it earlier this week.A clarifying statement from Giuliani issued four hours later did little to illuminate the matter. Instead, the series of pronouncements only lent further confusion to an issue that has deeply undercut the administration's credibility and has fueled the impression of a West Wing in crisis."He''ll get his facts straight," Trump stipulated of his longtime friend on Friday morning, before adding: "There has been a lot of misinformation. I say, You know what? Learn before you speak. It's a lot easier."Calling Giuliani a "great guy," Trump nonetheless insisted his attorney wasn't fully up to speed when he told an interviewer that Trump had reimbursed another lawyer for hush money paid to Daniels, an adult film actress who claims she had sex with Trump in 2006. Trump has denied the encounter."He really has his heart into it. He's working hard," Trump said of Giuliani, before adding: "He's learning the subject matter."By midday, Giuliani had issued a statement he said was "intended to clarify the views I expressed over the past few days." But it did little to spell out when precisely Trump knew of the payment, or how involved he was in reimbursing Cohen."My references to timing were not describing my understanding of the President's knowledge, but instead, my understanding of these matters," Giuliani wrote.He asserted the payment would have been made "whether he was a candidate or not." 1623

PRAIRIE VILLAGE, Kan. — A Kansas City area family is celebrating a big win. They paid off more than 0,000 in student loan debt in a little over six years.Ashlyn Yarnell accumulated the debt in the process of becoming a family law attorney."That was my calling. That's what I knew I wanted to do, and that was the path to get there," Yarnell said.Because she attended college and law school on the heels of the recession, a lot of scholarship money dried up, leaving student loans as the only option."I did everything I could think of. I worked jobs, I lived with friends, lived with family when I could," she said.By the time Yarnell graduated, her debt total came to 0,500.Paying it all off seemed daunting at the time, but Yarnell and her husband, Drew, immediately got to work. They shared advice for others starting their debt journeys.Study your debt"It's like tackling an opponent. You've got to study that, you've got to learn about all the options you have to get rid of it," Ashlyn Yarnell said.She created a spreadsheet to track the balances of her loans and the total paid each month."We had a plan right out of school, how many years it was going to take, how we were going to handle this," Drew Yarnell added.Flexibility with that plan is important, as Drew said it took them slightly longer than they anticipated to pay off the debt.Consider refinancingWhen Ashlyn began paying off her loans, the interest rates were all over the map."Some were a low 2 percent interest rate," she said. "Some were as high as 10 percent."By refinancing, she was able to get the average rate down from 6.8 percent to 4 percent.Those considering refinancing student loans now should keep in mind payments on federal loans have been suspended interest-free through the end of the year."You really need to think twice about refinancing a federal student loan because you lose those benefits," said Brian Walsh, manager of financial planning for SoFi, the personal finance company Ashlyn used for refinancing.The Yarnells also refinanced their home in the spring to help with final loan payments.According to Walsh, there are some important factors to consider before taking that step. Look at the closing costs first."How many months is it going to take me to recoup those costs, and am I going to live in this house long enough? Otherwise refinancing your home might not be a good idea even if it is a lower interest rate right off the bat," he said.Celebrate small milestonesAt the start of the couple's repayment journey, the daily interest rate was ."Every day I imagined handing my lender a bill in addition to everything I already owed, and that was unacceptable to me," Ashlyn said.She and Drew celebrated as they were able to knock down that daily interest rate, eventually reducing it to just ."You don't have to wait until the very end to enjoy knocking off a certain number," Drew Yarnell said, "If you get to a milestone, I think it's important to celebrate it on the way."Be sure to set small goals within the long-term plan."You break it up into microgoals, and it helps you stick to it and kind of hit the reset button once you hit that goal a couple months down the road," Walsh said.The Yarnells reached their finish line in May, when Ashlyn submitted her last student loan payment."I was screenshotting everything. My husband was taking pictures," she said, "And there were not even tears, it was sobs of relief."With interest factored in, the total came to nearly 4,000.The couple wanted to take a trip to celebrate, but COVID-19 interrupted those plans. Instead, Ashlyn wants Drew to pick out something for himself since he came along on the debt repayment journey with no complaints."He is a total team player," she said.The Yarnells also started education funds for their two sons, Charlie and Jack.Here are some other tips from SoFi for paying down debt:Figure out your monthly spendingUse a budgeting app to stay on trackConsult an expert if developing a plan on your own is too difficultDon't be afraid to talk about your debtThis story originally reported by Cat Reid on kshb.com. 4126

President Donald Trump said the outcome of the deadly shooting at a Pittsburgh synagogue would have been different had an armed guard been in place."If there was an armed guard inside the temple, they would have been able to stop him," he said to reporters before boarding a flight to a Saturday rally.There are multiple fatalities in the shooting, and at least six people are injured, including four police officers, Pittsburgh Public Safety Director Wendell Hissrich said.Trump also said the nation should strengthen its laws surrounding the death penalty."When people do this, they should get the death penalty," he said. "Anybody that does a thing like this to innocent people that are in temple or in church ... they should be suffering the ultimate price, they should pay the ultimate price."When asked if the shooting indicated a need to revisit gun laws, Trump replied that the shooting "has little to do with it" and that an armed guard might have been able to stop the gunman "immediately." 1008

Postmaster General Louis DeJoy said this week now is the time for Congress to act in order to enact legislative and regulatory reforms as the agency says it is strapped for cash.DeJoy’s statement comes as Senator Joe Manchin, D-WV, said in a letter to Dejoy that USPS locations in his state are slated to close or reducing hours. Manchin said he is concerned that the postal service will be less accessible to his constituents.“As a public service, USPS is legally required to deliver mail, to all postal addresses in all regions, at a flat rate, no matter how far it may have to travel,” Manchin said in a letter to DeJoy. “The Service’s affordability and continued accessibility are essential for rural communities, especially those with high rates of poverty. In many areas where reliable broadband is not an option, the Postal Service is their only link to medicine, social security checks, and family members.In recent years, the USPS has seen a decrease in mail volume, going from 170.9 billion pieces of mail in 2010 to 142.6 billion in 2019. Meanwhile, USPS continues to operate routes six days a week.To combat the decrease in revenue, DeJoy wants to implement reforms and cut overtime from the budget. The moves could cause delays in shipments, however.“The Postal Service has spent the last four years unsuccessfully trying to obtain reform legislation from Congress and pricing reform from the PRC, while remaining focused on the efficiency of our operations,” DeJoy said. “Given our current situation, it is critical that the Postal Service take a fresh look at our operations and make necessary adjustments. We are highly focused on our public service mission to provide prompt, reliable, and efficient service to every person and business in this country, and to remain a part of the nation’s critical infrastructure.”Unlike most government agencies, the USPS is statutorily self-reliant, dependent on revenue from services and not from tax funds. 1970

President Donald Trump is giving the Chinese company ByteDance 90 days to divest itself of any assets used to support the popular TikTok app in the United States. Trump’s executive order Friday says there is “credible evidence that leads me to believe that ByteDance... might take action that threatens to impair the national security of the United States.” Trump last week ordered sweeping but vague bans on dealings with the Chinese owners of TikTok and the messaging app WeChat, saying they are a threat to U.S. national security, foreign policy and the economy. It remains unclear what the TikTok orders mean for the app’s 100 million U.S. users. 658