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According to the National Confectioners Association, chocolate and candy sales have gone up over 5% and premium chocolates jumped more than 12% since the start of the pandemic 183

Actress Amanda Kloots took issue with President Donald Trump's call to Americans to not let COVID-19 "dominate" their lives on Monday — four months to the day after her husband died of COVID-19.Kloots' husband, Nick Cordero, died on July 5 after a months-long battle with COVID-19. Cordero was first diagnosed with the virus on March 30, and his brutal fight with the virus included weeks spent in a coma and the amputation of his right leg.On Monday, despite the fact that his doctors said that he isn't "out of the woods," Trump left the hospital with the blessing of his physicians to return to the White House."Feeling really good! Don't be afraid of Covid. Don't let it dominate your life," Trump tweeted prior to his release from the hospital. "We have developed, under the Trump Administration, some really great drugs & knowledge. I feel better than I did 20 years ago."Kloots took issue with Trump's choice of words."It's beyond hurtful," she said in a since-expired story on Instagram.In a message to followers that lasted several minutes, Kloots said that those who contract COVID-19 and their loved ones aren't being "dominated" by the virus by choice."No one is letting it (dominate). Nick didn't let it. It isn't a choice. It dominated his life; it dominated my life; it dominated our family's lives for 95 days," Kloots said. "And because he didn't make it, it will forever affect my life. Even if he would have survived, it would have forever affected and changed our lives." 1503

About 1 in 3 people 65 and older in the U.S. enroll in Medicare Advantage, the private insurance alternative to traditional Medicare. It’s not hard to see why: Medicare Advantage plans often cover stuff that Medicare doesn’t, and most people don’t pay extra for it.But Medicare Advantage can be more expensive if you get sick because copays and other costs can be higher, says Katy Votava, president of Goodcare.com, a health care consultant for financial advisors and consumers.Unhappy customers who want to switch back to traditional Medicare may find they no longer qualify for the supplemental policies to help pay their medical bills, or that they would face prohibitively high premiums.“These are complicated products,” says Votava, author of “Making the Most of Medicare.” “They’re like nothing else, no other insurance that people encounter anywhere until they get to Medicare.”Medicare’s alphabet soupThe first hurdle many people face when deciding about Medicare coverage is simply understanding how the various parts fit together. Traditional Medicare, also known as original Medicare, has two parts:Part A covers hospitalization and is typically premium-free.Part B covers outpatient care, including doctor visits, and has a standard monthly premium of 4.60 for 2020, although higher-income people pay more.You can choose any doctor who accepts Medicare, and most do. The government pays health care providers directly.Part D is prescription drug coverage, which is provided by private insurers. The drugs that are covered and the amounts you pay out of pocket vary widely. Monthly premiums vary as well but average .74 in 2020.Traditional Medicare has deductibles, copays and coinsurance that can quickly add up. To cover these gaps, private insurers also offer supplemental plans known as Medigap. The average monthly Medigap premium in 2019 was 2, according to health insurance marketplace eHealth.com, but it can be lower or much higher depending on the plan, the insurer and the area where you live. The plans are known by letters A through N. As with traditional Medicare, you can choose any doctor who accepts Medicare.If you apply for a Medigap policy when you’re first eligible for Medicare, the insurer has to accept you and can’t charge more for preexisting conditions.How Medicare Advantage is differentMedicare Part C is Medicare Advantage. Rather than add to the other parts of Medicare, however, Medicare Advantage plans replace them. Insurers that offer Medicare Advantage are required to provide all the benefits of Part A and Part B, and most plans include Part D drug coverage as well. In addition, the plans typically cover certain expenses that Medicare doesn’t, such as hearing, vision and dental care.Most Medicare Advantage enrollees in 2020 paid no additional premiums for their coverage, other than their regular Part B premiums, according to the Kaiser Family Foundation, a health research group.How Medicare Advantage manages costsMedicare Advantage plans are similar to employer-provided group health insurance: To be covered, you typically must choose health care providers in the insurance company’s network. The network may be relatively narrow if the plan is a health maintenance organization (HMO) or somewhat broader if it’s a preferred provider organization (PPO). You may need preapproval for certain types of care or referrals to see specialists. If you go out of network, your costs may not be covered or may not apply to your out-of-pocket limits. Even if your doctor is in-network now, that could change and you might not get much notice.Also, Medicare Advantage plans are typically regional. If you move out of the area or travel to other states, you may not be covered.The devil’s in the details, and Medicare Advantage plans have many, many details. The average Medicare beneficiary has access to 28 Medicare Advantage options, with varying networks, coverage, deductibles, copays and co-insurance, according to the Kaiser Family Foundation. In general, though, Medicare Advantage costs less upfront and potentially more overall if you need lots of medical care. Many Medigap plans have higher upfront costs but cover most if not all of your expenses when you need care.If you want to switch from one Medicare Advantage plan to another, you can do so during annual enrollment periods. But if you want to switch from Medicare Advantage to traditional Medicare, you often won’t have guaranteed access to a Medigap policy. That means the insurer may charge you more, exclude preexisting conditions for a time or not issue you a policy at all.That doesn’t mean Medicare Advantage plans are a poor choice — just a complicated one, says Tatiana Fassieux, a training specialist with California Health Advocates, a Medicare advocacy nonprofit. She recommends people contact their state health insurance assistance program, which can provide free, unbiased one-on-one counseling. Links to these programs can be found by visiting the SHIP National Technical Assistance Center.“People should not rely exclusively on television commercials,” Fassieux says. “That’s when people get stuck and sometimes make the wrong decision.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Fake Reviews and Saving ‘Too Much’Is Moving Now Your Best Financial Move?When Debt Relief Does More Harm Than GoodLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5523

Actor Hugh Keays-Byrne, who portrayed villains from George Miller's "Mad Max" movie franchise, has died. He was 73.Director Brian Trenchard-Smith, who directed Keays-Byrn in 1975's "The Man From Hong Kong," confirmed Wednesday in a Facebook post that Hugh passed away in a hospital on Tuesday."He was a fine actor and a good friend to Margaret and myself for 46 years," Trenchard-Smith wrote. "We spent many happy Sunday mornings with him, his partner Christina, and a group of fellow actors and artists (the Macao Light Company) at the house they shared in Centennial Park. Christina, Jack, Shawn, Tim, Ralph, Robina, our hearts go out to you. Hugh had a generous heart, offering a helping hand to people in need or a place to stay to a homeless teenager. He cared about social justice and preserving the environment long before these issues became fashionable. His life was governed by his sense of the oneness of humanity. We will miss his example and his friendship. Vale, Hugh." 991

A woman goes berserk, bashing the windshield of a white car in the middle of traffic in the middle of the day. "The girl was pounding, trying to get the other girl out of the car," said Priscella Bautista, an eyewitness.Bautista, her fiance and their two-year-old son were driving in Las Vegas on Friday afternoon when they saw a case of road rage gone wild. “We had our kid in the car. It was scary," said Bautista said, who did not want to show her face on television. Bautista watched in horror but kept rolling as the woman wielded her bat like she was swinging for the fences. The woman inside the white car was petrified. "I wouldn't expect to see anything like that at all," Bautista said.The driver of the attacker's car got angry with Bautista. "When he seen me recording, he yelled at me and said ‘can I help you?’ and I said ‘no we're just recording.’ I said ‘we don't want no problems,’" Bautista said.Once she was done with her major league automotive attack, the woman with the bat casually walked back to her car. "I was thinking they're probably going to come after me too but they didn't. They drove away pretty fast," Bautista said, hoping someone sees the video and recognizes the attacker."I really hope they get caught,” Bautista said. "If that was me in that situation. I hope somebody would’ve helped."The driver inside the white car was unhurt.  1397