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People with private student loans have been struggling during the pandemic. Their loans aren't eligible for the government's penalty-free repayment pause, which is in effect until at least Oct. 1 for federal student loans.About 70% of borrowers in a new survey from Student Loan Hero have been successful in getting their private lender to give them a break after they called to ask.Nearly three out of ten people in the survey with private student loans say they've thought about filing for bankruptcy over the last three months. Gen X has considered this the most.We talked to a certified student debt counselor and student loan lawyer, Christie Arkovich, who says a lot of people don’t realize you can discharge student loan debt in bankruptcy.“What we're targeting is someone who usually had federal loans and private loans and we are usually arguing that the private loans were taken outside the cost of education and therefor, they're just like any other debt, credit card debt and such, and they can be discharged,” said Arkovich.“Outside the cost of education” means more has been loaned out than what the person needed. Arkovich says her goal with bankruptcy cases is not to necessarily get rid of the entire debt, but to make payments sustainable and affordable, with an end date.Bankruptcy is an extreme measure and not for everyone.“Bankruptcy is a last resort option, because it will really force you not only as a student loan borrower but as a citizen and a consumer to start from scratch on your finances,” said Arkovich. “So, your student loan debt shouldn't be the only reason that you would consider bankruptcy.”One thing to consider first with private student loans is debt consolidation. You can work with a nonprofit credit counselor on that. There are also repayment assistance programs for private loans.Federal student loans have more options, including student loan forgiveness programs.For current students, make sure your FAFSA is up to date, so it reflects your family's current financial situations. After that, contact your school's financial aid office. Explain your situation if your family has lost income as a result of the pandemic.Colleges expect students to appeal their financial aid packages right now, and it may get you more money to help pay for school. 2304

PALA (CNS) - A blaze broke out early Tuesday morning in a trailer northeast of Pala, killing a man who lived inside, authorities said. The fire on Magee Road north of state Route 76 was reported around 12:20 a.m., Cal Fire spokesman Issac Sanchez said. Firefighters responded and found a single-wide trailer fully engulfed in flames, Sanchez said. Crews knocked down the flames in just under an hour, then searched the trailer and found a man dead inside, Sanchez said. The age and name of the victim were not immediately available. Investigators from the sheriff's Bomb/Arson unit were sent to the scene, and an investigation was underway into what sparked the blaze. 676

PALA INDIAN RESERVATION, Calif. (KGTV) --A woman was arrested after reportedly attacking three elderly victims with a baseball bat on the Pala Indian Reservation on Saturday.According to The San Diego County Sheriff’s Department, the three victims were visiting from Los Angeles and broke down on the side of Pala Mission Road after visiting the nearby casino.Deputies say all three victims are Cambodian and do not speak English. While on the side of the road the suspect, identified as Michelle Cagey Limon, 32, approached their vehicle and began striking it with a bat.When the two men inside the car got out, Limon hit one of them with the bat and punched the other in the face. The men ran away, leaving a female victim to take shelter inside the car.Deputies say the suspect then smashed out all the windows before also fleeing the scene. All three victims were taken to the hospital with non-life threatening injuries.Limon is being charged with three counts of elder abuse, assault with a deadly weapon and vandalism. During her arrest, deputies found a small drug lab inside the home, resulting in the arrest of Matthew Geyer, 37, on drug charges. 1164

Planning a trip to Florida? You're not likely to find  a better deal on air travel than the one that Frontier Airlines is offering right now.Between now and Thursday at 11:59 p.m. ET, customers buying tickets to and from Florida on Frontier Airlines can get 99 percent off their flights, according the airlines' website.Customers simply need to enter the promo code SAVE99 at checkout after planning their trip.However, there are some restrictions. The following Frontier flights are not included in the sale: 522

Pepsi is buying one of the world's top sparkling water brands.The drinks company announced Monday that it would take over SodaStream, an Israeli company that sells do-it-yourself seltzer makers, in a deal worth .2 billion.The move will boost Pepsi's efforts to shift from its traditional high-calorie soft drinks business to offering healthier options.SodaStream's products, marketed as a healthy alternative to sugary sodas, fit Pepsi's goal of "making more nutritious products while limiting our environmental footprint," Pepsi CEO Indra Nooyi said in a statement. "Together, we can advance our shared vision of a healthier, more sustainable planet."Nooyi, who will step down in October after more than a decade as chief executive, has steered Pepsi toward healthier offerings, saying it's important for the company's future because of consumers' increasing attention to health. She will be replaced by Ramon Laguarta, Pepsi's head of global operations.Nooyi split the company's products into three categories: Fun For You includes traditional, higher-calorie soft drinks and snacks. Better For You includes diet drinks and lower-calorie snacks, such as potato chips that are baked instead of deep-fried. And Good For You includes foods such as Quaker Oats oatmeal, Sabra hummus and Naked Juice smoothies.Buying SodaStream will further boost Pepsi's health credentials. The Israeli firm has seen its stock pop more than 320 percent in the past two years after it rebranded itself as a sparkling water company.The deal will be funded using Pepsi's cash on hand and has been unanimously approved by the boards of both companies. It is expected to close by January, pending a SodaStream shareholder vote and certain regulatory approvals. 1746