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Because of the coronavirus pandemic, millions of people have not had to repay their federal student loans.Well, that's about to change when the administrative forbearance ends on Dec. 31.According to Federal Student Aid, your monthly payments will resume at a new amount when the forbearance ends."The 0% interest period and administrative forbearance are currently set to expire on Dec. 31, 2020," FAFSA officials stated on the FAQ. "Your servicer will contact you ahead of time to remind you that you will need to start making payments again. Make sure your contact information is up to date in your loan servicer account profile."So what exactly does it mean for you once the forbearance ends?It means borrowers will start getting billed sometime in January, and if you're in default, you'll be subject to wage garnishments, tax refund seizures, and offsets of Social Security benefits.If you think you won't be able to start repaying your loans, you have options.According to Nerd Wallet, if you can't pay the monthly payments, you can apply for an income-driven repayment plan to avoid default.Another option that could help is to pause payments through forbearance or an unemployment deferment, Nerd Wallet stated.This would halt your costs, but you'd be accruing interest during the pause. You can ask to make interest-only payments, so you don't have to owe more than you already do. 1399

BELDING, Mich. — We’ve all likely experienced delays with the post office, but probably not like this. A Belding, Michigan, woman says she just got a postcard on Tuesday that was postmarked 100 years ago.“Yea, that’s a little too slow,” Brittany Keech said about a potential USPS delay in delivering a postcard.When she walked to her mail on Tuesday, she had no idea what she was about to find.“It was sitting right on top of the mail,” she said.It was an old Halloween postcard that was possibly lost in the mail.“I start looking at it and I’m like, ‘Okay, it’s been through some wear and tear,'" she said.You can see just how old it is. There’s a George Washington one-cent stamp in the corner, and a postmark of October 29, 1920.Keech talked about the front of the card that fits with this time of year.“It shows a witch with a cat and and a goose and an owl and says, ‘Halloween greetings. Which would you rather be? A goose or a pumpkin head?’" Keech said.The writing is old and in cursive and addressed to a Roy McQueen on Division Street.The note says:Dear Cousins,Hope this will find you all well. We are quite well but mother has awful lame knees. It is awful cold here. I just finished my history lesson and am going to bed pretty soon. My father is shaving and my mother is telling me your address. I will have to close for a night. Hope grandma and grandpa are well. Don’t forget to write us - Roy get his pants fixed yet.Flossie BurgessKeech posted the letter on the “Positively Belding” page on Facebook and it already has more than 100 comments and dozens of shares.She hopes out of all those views someone can put her in touch with a relative to get it to the family.“This might be something that their parents can say, ‘Yeah, I remember when your great-great grandma would tell me stories.’”KeechKeech says if she can’t find the family, she’s going to try and get it put into the museum in Belding.A USPS spokesperson said, “In most cases these incidents do not involve mail that had been lost in our network and later found. What we typically find is that old letters and postcards – sometimes purchased at flea markets, antique shops and even online – are re-entered into our system. The end result is what we do best – as long as there is a deliverable address and postage, the card or letter gets delivered.”This article was written by Ryan Cummings for WXMI. 2388

BRIDGEWATER, N.J. (AP) — Republican supporters of President Donald Trump say he didn't know the significance to black Americans of the date and location he chose for his first campaign rally since the coronavirus pandemic. Sens. James Lankford of Oklahoma and Tim Scott of South Carolina are expressing relief that Trump has moved the rally from June 19 to June 20. June 19, also known as Juneteenth, marks the end of slavery in the U.S. The rally location, Tulsa, Oklahoma, was the scene in 1921 of one of the most severe white-on-black attacks in American history. Trump relented after an outcry. 606

BRANSON, Mo. — Branson, Missouri is a tourist destination for tens of thousands of families every summer. The winter months bring colder temperatures and empty amusement parks, meaning high unemployment across the community. This year, COVID-19 has made the widespread seasonal poverty even worse.Kevin Huddleston runs the Christian Action Ministries Food Bank in Branson and helps feed thousands of families per year. He said this year, they've handed out twice the amount of food as they did last year because so many families have been financially struggling through the pandemic.Huddleston said the need for services has fluctuated throughout the year, skyrocketing at times and leveling out when the stimulus checks and expanded unemployment benefits kicked in. With winter on the horizon, he is worried for what is to come."I really am concerned that we are entering our season of highest demand, and typically, normally people enter this period of time with some stored back, they have some money set aside, some food set aside, to get them through the dark days of winter when our tourism season is dormant here. We don’t have that fallback this year, people are not prepared," said Huddleston.He is also worried that the community, without a homeless shelter or affordable housing units, will see more community members on the streets than ever before."I think we’re likely going to see a housing problem this winter, seeing more people being homeless situationally, so we as a community are scrambling trying to do something."The city is opening up a warming center for people to have somewhere to go to escape the frigid temperatures, but it is not an overnight place yet. Huddleston is hoping a homeless shelter will be able to open up soon.Despite the adversity families are facing across this tourist town, Huddleston said he does have hope."Our financial contributions have been very good this year, much better than we’ve expected in this kind of economic situation," he said, adding that their shelves are often overstocked. Thankfully, food supply has not been an issue. The food bank has been able to help thousands without ever running out.Still, he says handing out food does not fix the problem. He and other community leaders said poverty in Branson needs to be addressed at the root. He is part of a group helping to build resources in the community so families can work themselves out of a constant situation of struggle. However, he is worried these solutions will not come quick enough."We are planning for a very dire situation this winter," he said. "We are going to practice as if that’s going to happen, and if it doesn’t, we’ll be blessed." 2680

BLOOMINGTON, Ind. — At least two protesters were struck by a vehicle Monday during a demonstration against racism in Bloomington.The incident happened around 9 p.m. Monday in the area of 6th and Walnut in Bloomington near the Monroe County Courthouse as the protest was wrapping up.Hundreds of people had been taking part in a rally and protest march through Bloomington in response to an alleged racist attack at nearby Lake Monroe over the weekend. In that incident, which was caught on video, several men attack and allegedly threatened to lynch Vauhxx Booker, a Monroe County Human Rights commissioner.Geoff Stewart was one of the two people struck by the vehicle during Monday's protest."A woman driving the vehicle came up to the stop and had started revving her engine toward us, and we tried to stop her and let her know that the crowd is clearing up," Stewart said. "But, she and her passenger both wanted to go right away, so they started to push. They pushed into the woman that was with me and when she pushed again both of us went on the vehicle."Stewart said when the driver started to accelerate, the woman he was with ended up on the hood of the vehicle, and he ended up hanging off the driver's side of the vehicle."I was just trying to block her vision so she would slow down, so I tried to pull myself as far in her way to obstruct her view," Stewart said. "She drove through red lights and made her turn up here that threw both of us off the car."One protester was transported to the hospital with injuries, and another was checked at the scene. The extent of their injuries is currently not known.This story was originally published by Cameron Ridle on WRTV in Indianapolis. 1704

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