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Ant, which claims to have 1 billion global users, has already gotten a range of financial licenses in China covering payments, online banking, insurance and micro lending.

Apparently, the locker system — described as a P.O. Box of sorts — is being tested at a 7-Eleven store in Seattle’s Capitol Hill neighborhood.

Another, who handles local corporate debt applications, said the regulator seems to have been getting stricter in processing application materials since late last year as it increased efforts to curb risks.

Any institution, organization, or individual in the HKSAR shall abide by this law and other HKSAR laws on safeguarding national security, and shall not engage in any activity that jeopardizes national security, the draft reads.

Anuj Gupta made the journey with his 66-year-old mother. "This is her dream, and mine, too. This is a holy pilgrimage. I'm here to find something," he said.