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The Dallas apartment complex that suffered damage from a crane collapse has been deemed "totally unusable," and residents will be refunded their security deposits and June rent.Two days after the tragic accident that left one woman, 29-year-old Kiersten Smith, dead, officials told residents they will be allowed back in to retrieve their belongings, but they will no longer be able to reoccupy their apartments.According to Dallas Fire-Rescue, apartment complex management will arrange for moving trucks to facilitate the move.Greystar, the apartment management company, is meeting with City of Dallas officials to determine the safest options to remove the personal belongings and vehicles of all the residents, according to a letter issued to residents Tuesday.No determination has been made regarding the removal of the crane from the property, according to DFR. Three people remain in the hospital.Sunday's tragedy marked the ninth crane accident death in North Texas since 2012, CNN affiliate KTVT reported. From 2011 to 2015, Texas had about four times more crane-related deaths than any other state.'It just sliced through the building'Abbey Kearney, who lived in the Dallas apartment complex, said the disaster happened quickly."It was like a sunny, beautiful day and people were at the pool," she said. "And then it just got dark very quickly, and the wind picked up something fierce. It got dark, and it was over in a matter of seconds."She saw three umbrellas shoot straight up into the air. All the pool furniture flew into the pool.Then she saw the crane plummet."It just sliced through the building ... like a hot knife through butter," Kearney said. "It went from the fifth floor to, from what I can tell, the third floor."Concrete floors of the parking garage ripped like paper. Rows of vehicles fell several stories below and lay heaped in a mangled mess."There were cars that were vertical," she said. 1932

The brothers who allegedly took part in what police say was a staged attack on actor Jussie Smollett are expressing "tremendous regret" for their involvement."They understand how it has impacted people across the nation, particularly minority communities and especially those who have been victims of hate crimes themselves," said Gloria Schmidt, an attorney for the brothers Olabinjo and Abimbola Osundairo.Smollett reported in 441

The ads are appealing. They feature deals for vets to refinance their homes and cash out on the equity. However, home and refinance loan programs targeted towards military veterans can be a benefit or a headache, depending on the lender. John Bell, advisor for the Veterans Affairs Administration in D.C. says there are many reasons why vets can take advantage of borrowing cash against their home. But how you choose a cash-out lender makes a big difference. ¡°We want to make sure that veterans are armed with information from the disclosure process early in the process as well as though closing, so they understand the decisions they're making,¡± he says. Bell says, unfortunately, there are predatory lenders out there targeting vets, sticking vets with thousands of dollars in hidden fees. ¡°Have we seen it, yes,¡± Bell explains. ¡°Do we know how to combat it and help you in navigating that process? Without a doubt.¡± In 2018, the United States Department of Veterans Affairs stepped up its regulations for lenders, specifically on cash-out refinance loans. The VA has always offered advisor services to protect borrowers through their long-standing VA home loan program. ¡°We need to make sure that all lenders are operating on the same playing field, that they're all giving veterans the transparency that they need to make informed decisions,¡± Bell says. According to a report by the American Enterprise Institute, in September of 2018, veterans cashed in on cash-outs. They accounted for 86 percent of mortgage loans, which was up about 30 percent from two years prior. ¡°The general rule is if it sounds too good to be true it usually is,¡± Bell says. Bell says in order to not cause a mortgage crisis among vets, it's best if you know what you¡¯re getting yourself into. ¡°Be sure you're asking the right questions,¡± he says. ¡°You want to know the exchange of equity that you're going to take out, what is the overall cost of that, and make an informed decision.¡± 1983

The family that owns well-known consumer brands like Krispy Kreme doughnuts, Keurig Dr. Pepper and Panera Bread say their Nazi ancestors used slave labor during World War II.The Reimann family, which owns the controlling stake in JAB Holdings and is reportedly one of the richest families in Germany, will donate €10 million, or million, to a yet-undisclosed charity after a three-year investigation that it commissioned discovered details of their ancestors' behavior.A family spokesperson said Albert Reimann Sr., who died in 1954, and Albert Reimann Jr., who died in 1984, used Russian civilian prisoners and French prisoners of war as forced labor in their factories during the war, and that they were anti-Semites and avowed supporters of Adolf Hitler.The investigation also found that Reimann Sr. donated to Hitler's paramilitary SS force as early as 1931.Investigators also found a letter from Reimann Jr. to a local mayor complaining that the French prisoners of war weren't working hard enough and should be in prison."Reimann Senior and Reimann Junior were guilty. The two businessmen have passed away, but they actually belonged in prison," said Peter Haft, the chairman and one of the managing partners of JAB Holdings, in an interview with German publication Bild. "We were ashamed and white as sheets. There is nothing to gloss over. These crimes are disgusting." A family spokesperson confirmed the quote to CNN Business.The family expects to publish a book next year that will detail the ties.JAB Holdings, which is based in Luxembourg, also owns Peet's Coffee, Pret A Manger, Einstein's Bagels and Coty.The company acquired most of its best-known brands within the last several years. It took a stake in Coty in the early 1990s, and is the beauty company's largest shareholder. 1810

The CDC announced on Thursday that cigarette smoking rates in the United States have reached recorded lows with just 13.7 percent of the adult population smoking cigarettes in 2018. The percentage of smokers is just one-third from the number of smokers from 50 years ago. The CDC said that 19.7 percent of American adults used tobacco products in 2018. Cigars are used by 3.9 percent of adults; e-cigarettes by 3.2 percent of adults; smokeless tobacco by 2.4 percent of adults; and pipes, water pipes, or hookahs by 1 percent. The CDC said nearly 18.8 percent of tobacco users use two or more products. ¡°This marked decline in cigarette smoking is the achievement of a consistent and coordinated effort by the public health community and our many partners,¡± said CDC Director Robert R. Redfield, M.D. ¡°Yet, our work is far from over. The health benefits of quitting smoking are significant, and we are committed to educating Americans about the steps they can take to become tobacco-free.¡±While overall tobacco use has declined, e-cigarette use is on the rise, especially among young adults. More than 7 percent of young adults (ages 18-24) use e-cigarettes. According to the CDC, cigarette smoking is responsible for more than 480,000 deaths per year including more than 41,000 deaths resulting from secondhand smoke exposure. 1339

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