宜宾假体隆鼻哪家好(宜宾埋双眼皮微创手术) (今日更新中)

Tax refunds, a lifeline for many Americans to help get caught up on bills, or to buy much-needed items, could once again take some time to reach Americans in 2021.Earlier this year, many tax payers complained about delayed refunds amid the early days of the coronavirus pandemic. The IRS sent many of its employees to work from home, resulting in delays in processing refunds. It was also difficult for many Americans to contact the IRS.Meanwhile, the IRS was processing millions of economic impact payments as most American adults were eligible to receive a ,200 payment from the federal government.The IRS advised tax payers on Tuesday to not rely on a tax refund coming by a certain date.“The IRS always cautions taxpayers not to rely on receiving a refund by a certain date, especially when making major purchases or paying bills,” the IRS said on Tuesday. “Some returns may require additional review and processing may take longer. For example, the IRS, along with its partners in the tax industry, continue to strengthen security reviews to help protect against identity theft and refund fraud. Just like last year, refunds for tax returns claiming the Earned Income Tax Credit or Additional Child Tax Credit [lnks.gd], cannot be issued before mid-February. This applies to the entire refund, even the portion not associated with these credits.”The IRS said that the fastest way for tax payers to obtain a refund is to file electronically and request payment via direct deposit.The IRS said that once a tax return is received, Americans can track their refund using the “Where’s My Refund” tool on its website.According to the IRS, the agency issued 122 million refunds for tax year 2019, totaling 2 billion. The average refund was ,704. All told, the IRS processed 253 million tax returns for last year. 1825

Starbucks is temporarily suspending its "Happy Hour" due to rising cases of COVID-19.In an email to E.W. Scripps, the coffee company said the reason behind pausing it was to help cut down on customers in its stores."Given the rise in cases and the current guidance from the scientific community to not gather indoors in large groups for prolonged periods of time, we decided to pause Happy Hours in December and January 7," a spokesperson for Starbucks said in a statement emailed to E.W. Scripps.The buy-one-get-one drink deal typically happens on Thursdays from 2-7 p.m.The spokesperson said Starbucks will implement more Double Star Days for its loyalty program members while "Happy Hour" is currently on pause and "will reassess future plans as we continue to monitor the situation."In a letter to partners in the United States, Starbucks Executive Vice President, President of U.S. company-operated business and Canada said the company will prioritize the safety of its customers."In this moment, we all have a role and responsibility – as Starbucks partners – to protect each other, our customers, and our business as we navigate this pandemic.” 1159

TAMPA, Fla. — Kids may be spending more time online this summer than in years past due to the coronavirus pandemic — and authorities warn online predators could use that extra, unsupervised time to their advantage."They had some incidences where people had broken into their Zoom calls, and what was great about that was because we had created a space where dialogue can happen, they told me about it," Damaris Allen, the Immediate Past President of the Hillsborough County PTA said. "That was really important because we had the groundwork laid."With school out and summer in full swing, many kids are spending their time online during the health crisis. Some officials worry now may be the most dangerous time for online predators."With camps being limited, parents being stretched thin, and kids spending more time online, it creates, unfortunately, a perfect storm for online predators," Hillsborough State Attorney Andrew Warren said.Warren released a video on social media Monday with three tips for parents can take to help their kids have a "Secure Summer."First, the State Attorney says talk to your child and explain how they may be approached."Secondly, make sure that parents are actually watching what their kids are doing online," said Warren "Have the passwords, check to see what kids are doing and what information they're receiving."Warren also suggests using parental controls on devices and apps to choose what your child can access. His office says it has already seen online predators try to exploit children during the pandemic."Law enforcement is really paying attention to what's going on online now. We're working overtime to catch online predators," Warren said. "We're going to aggressively prosecute them. We won't stand for anyone trying to take advantage of our kids, especially during such a difficult time for all of us."Parents suggest starting that conversation now, so kids know they have a safe space to start a dialogue."This is a scary topic, don't avoid it because it's a scary topic," said Allen. "An educated child is a child less likely to be put in danger."This story was originally published by Mary O'Connell on WFTS in Tampa, Florida. 2189

Starter credit cards, aimed at those who are new to credit, have been around since at least the 1970s — and they used to be much easier to qualify for.Card issuers once were able to lure young adults, particularly students, with a variety of incentives that federal regulations now prohibit under the Credit Card Act of 2009.“When you started college prior to the Card Act, you could get a Frisbee and a credit card at the same time, or a chance to win a computer and a credit card,” said Rod Griffin, senior director of public education and advocacy at Experian, a credit reporting agency.Credit card eligibility requirements are stiffer now, especially amid the COVID-19-related downturn, as banks tighten lending standards to mitigate risk. It all adds up to more obstacles for those seeking to start the clock on their credit history. About 20% of the U.S. adult population doesn’t have a scorable credit file with the three major credit bureaus, according to a report by the Consumer Financial Protection Bureau.Still, qualifying for a starter card is not impossible, and more options exist today.Eligibility for starter credit cardsThe same CFPB report also notes that credit cards are the most common way to establish a credit file for all income levels and age groups.But age matters in terms of your eligibility for a starter card.IF YOU’RE UNDER 21Applicants generally have to be 18 to apply for a credit card on their own. Applicants under 21 can only report independent personal income, including regular allowances. If you’re a student, you may also report scholarships and grants.“I got the Discover student credit card on the first try,” said Karumi Narasaki, a 20-year-old student based in Indiana and creator of the YouTube channel Rumi’s Life. When she applied for the card, she says she included part-time income from two jobs and school aid received to cover books, rent and food.IF YOU’RE OVER 21Once you turn 21, income restrictions loosen slightly. You can include any income to which you have reasonable access, such as the income of a partner or a spouse, for instance. Income is still a necessary requirement to demonstrate your ability to make payments on borrowed amounts. Other requirements may also exist, depending on the card.If you can’t meet the income requirement at any age, a co-signer could help you build credit with a credit card. You’ll get your own credit card and account, but the co-signer assumes responsibility for the bill if you can’t pay it. Not many issuers allow co-signers on credit card applications these days, but there are still some that do.Types of starter cardsThe ideal starter card should have no annual fee and report your payment history to the three major credit bureaus: TransUnion, Equifax and Experian. These bureaus compile the credit reports that form the basis of your credit scores.Creditors review your credit scores to determine the likelihood that you’ll pay them back. A good FICO credit score of 690 or higher can make it easier to get an apartment, set up utilities and access better interest rates on credit cards or loans, for example.Starter card options may include:AUTHORIZED-USER CARDSCredit cards for authorized users are tied to a primary cardholder’s account. You are issued a card with your name on it, but the primary cardholder is responsible for making the payments. If that person uses his or her credit card wisely, it could reflect well on your own credit history, but double-check with your issuer.“It’s still recommended if you’re going to become an authorized user that you ask the lender if they actually report the account for you,” Griffin said. “If they don’t, it’s not going to help you build a credit history.”SECURED CARDSSecured credit cards are easier to qualify for because they require a cash deposit as collateral, reducing the risk to the issuer. The deposit amount usually determines your credit limit.With a good payment history, you eventually get your deposit back when you close the account or upgrade to a traditional “unsecured” credit card with the same issuer.STUDENT CREDIT CARDSStudent credit cards may require enrollment at a college or university. They also may require that you have at least some existing credit history. You can find exceptions, though.Some student cards may even pack helpful, student-friendly features like waived late payment fees or incentives. Rewards on student cards are uncommon, but some options exist.“I also considered applying for a secured card initially, until I found out there’s a Discover card,” Narasaki said. “It had cash back, which is unlike any of the other cards that I looked up, so I thought it was a pretty beneficial card and it had a lot of perks.”ALTERNATIVE-UNDERWRITING CARDSAlternative-underwriting credit cards have joined the market in recent years with some game-changing approaches. Most of these cards don’t charge a security deposit, and many can use factors other than the traditional FICO scoring model to assess your creditworthiness.If you don’t have a credit history, issuers of these cards may instead look at your employment, income, spending or savings to determine your ability to pay. As a result, they may require government-issued documents, bank account information, employment verification requirements and other details as part of the application process.In some cases, you may not even need a Social Security number to apply, which is helpful for newcomers to the U.S. who have limited options.Starter card alternativesEven with more starter card options on the market, the eligibility requirements may still leave some applicants out. But credit cards aren’t the only way to build a credit history. Some services make it possible to report certain bill payments to the credit bureaus to establish a credit file.For instance, rent-reporting services can record rent payments on credit reports for a fee. Experian Boost records cell phone and utility payments on Experian credit reports for free.You can also consider applying for a credit builder loan.More From NerdWalletIf Credit Card Relief’s a No-Go, Check Out Debt ManagementFor Homeowners, Saving a Down Payment Is Only the Start6 Great Recession Money Lessons That Still Apply TodayMelissa Lambarena is a writer at NerdWallet. Email: mlambarena@nerdwallet.com. Twitter: @LissaLambarena. 6346

TAMPA, Fla. – Two different paths led Ernest Johnson and Ronnie Reddish down the same road. Just a few weeks from Election Day, the two men met at a park in Tampa, Florida, to talk life, liberty and voting rights as a former felon.“How much time did you do?” Reddish asked Johnson.Johnson replied, “I did 28 years in prison, and I ain't got no shame in that ‘cause prison made me a man.”Now, it was Reddish’s turn to get personal.“My first time, I was 24,” he said of his first experience behind bars.Reddish spent more than 15 years of his life in prison.“They were all just for thefts and drugs,” said Reddish. “It was about making money illegally.”He’s been paying for those mistakes every day since he came home.“I really, really regret a lot of things that I did,” said Reddish. “I’m remorseful. I mean, I sit back, and now 60 years old—I think about it. Why? Why was I so dumb to do something like that?”In losing more than a decade of his freedom, Reddish lost something much more precious in the process: his right to vote.Reddish came to meet Johnson, a voting rights advocate, thinking he couldn’t vote. Reddish finished paying all his court fines earlier this year after serving his time, but he was still unsure if his rights were restored.“The language the legislation uses is confusing sometimes,” said Reddish.Reddish is talking about the language of Amendment 4, a law passed in 2018 by 65% of Florida voters.The amendment gives all former felons the right to vote, except those charged with murder or sexual crimes. However, before someone can vote, all court costs, fines and fees must be paid separately to each county the felon has a case in—an amount usually around ,500 to ,500 per person.Once all fees are paid, a person’s voting rights are automatically restored, but for many, the old systems that were in place are still top of mind.“I was under the impression that you had to go to the clemency board, which could take years,” said Reddish of how he thought he had to get his voting rights restored.That’s no longer the case, and it’s a common misconception. Amendment 4 abolished the clemency board, which automatically gave voting rights back to some, but officials say having to pay all the fines before voting is disenfranchising so many more than this law could be helping.Florida State Attorneys estimate the pay-to-vote system, as it’s often called, could keep more than 1 million former felons from voting in this upcoming election.“The constitution does not say we have to pay a tax to vote,” said Johnson.Even if a person has the money to pay, finding out how much one owes is no easy task, especially if someone owes fines multiple counties.“None of them have a uniform system to pay off fines and fees,” said Johnson. “It’s not that simple.”Johnson works with the nonprofit Florida Rights Restoration Coalition. The group is streamlining the process for as many former felons as they can. Every day, Johnson and many others go door to door, offering information, registration documents and helping pay off as many fines as they can.The group has paid off more than million in fines for former felons.This effort is supported by multiple Florida state attorneys who are fighting against the disenfranchisement they say is caused by Amendment 4.“It's creating two classes of voters: people who can afford the right to vote and people who can't,” said state attorney Andrew Warren, who represents one of the largest districts in Florida. “That's not democratic. It's not American. And in Florida, it should not be acceptable.”Warren said there is no uniform implementation of Amendment 4 across the state, and that is keeping people from voting—people like Reddish.“The confusion we've had is actually chilling people's willingness and ability to go in and register to vote and that's a bad thing for our democracy,” said Warren.To help, Warren is encouraging people to try and find out what they owe, but if they can’t figure it out by Election Day, he wants people to know: his office likely won’t take legal action against them for voting.“The standards for prosecuting someone for voter fraud is extremely high,” said Warren. “We expect that the majority of cases here are going to be people who are simply confused, and they don't know whether they're eligible to vote or not. And, doing so is not a crime in those situations because it's not on the voter to figure out. We're supposed to be making it clear to people what the law is, and what they need to do to be eligible to vote.”For Reddish, he didn’t get the answers he needed from the state. He got the truth from Johnson.He is eligible to vote. No clemency needed. Johnson was able to register him on the spot. A moment is giving Reddish his first chance to vote.“I’ve never voted in my life, and one thing about it is: my voice will count,” said Reddish with a sigh of relief and joy. “For so many years, my voice never counted. My voice will count now.”For so many who haven’t finished paying their fines, their voices may be silenced for the 2020 election, but Warren said he will not stop fighting the state to get the fines and fees requirement removed from Amendment 4.Until that happens, it will take more afternoon meetings at the park and more door knocking to give a voice to those picking up the pieces from a broken past.“Just because you’re a convicted felon doesn’t mean you’re locked out of life,” said Reddish. “We’re not third or fourth-class citizens, we’re American citizens.”Making sure every citizen has the rights they’ve earned is something Johnson, and now Reddish, are ready to fight for.“I want to join the organization,” said Reddish.They’re hoping they can bring light to as many as they can in a state where just a few new voters could swing the outcome of the 2020 election.“Voting is freedom, is democracy, is liberty,” said Johnson.“Voting gives you power,” said Reddish.If you’d like more information on Amendment 4, click HERE. For help from the Florida Rights Restoration Coalition, click HERE. 6043

来源：资阳报