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Richard Cordray is stepping down from his post leading the Consumer Financial Protection Bureau.Cordray said Wednesday that he plans to resign as director at the end of the month."It has been a joy of my life to have the opportunity to serve our country as the first director of the Consumer Bureau by working alongside all of you here. Together we have made a real and lasting difference that has improved people's lives," he said in a note to CFPB staff.Cordray, who was appointed by President Obama, has served as the agency's chief since 2013.The CFPB was created in 2011 as part of the Dodd-Frank reforms that followed the 2008 financial crisis.  664

Retailers and logistics experts say, like everything else in 2020, this year's holiday shopping season will be like no other. You can expect delays, out of stock items and missed deadlines.David Bolotsky is the founder and CEO of the online retailer Uncommon Goods, which connects independent artists, designers and makers with customers. The Brooklyn-based company was at the epicenter of the pandemic and had to shut down for three months. Then, when everyone started shopping again, they did well.Now, they, and many other businesses, are encouraging people to get started on their shopping. No need to wait for Black Friday. In fact, they're warning people to start before Thanksgiving. Like now.“Demand has been strong and a friend of mine calls it ‘Shipaggedon,' concern about what’s going to happen in the transportation network,” says Bolotsky, who also says the supply chain will be limited. “What I think it means for shoppers is if you see something you want, I would buy it now; stick it under the tree.”Kirsten Newbold-Knipp, chief growth office at Convey, a technology company that helps retailers with on time deliveries said, “All the delivery trucks are out and they are busy, you may not have heard of it but there’s sort of a shortage going on right now. They’re having a capacity crunch, not enough drivers, not enough trucks not enough warehouses right now, because of all the things the pandemic has done. We’ve started shopping online more and more and no one anticipated it.”Logistics and shipping are her expertise.“We help them think about what are the trucks doing what are the packages doing what’s happening with on time delivery what kind of damage is happening so they can give consumers the best delivery experience- holidays or not,” Newbold-Knipp said.This year, holiday gifts will undergo a true supply and demand issue, magnified by a pandemic and already backfilled orders. Add in staffing made difficult by things like social distancing and we've got problems.“The other thing that consumers don’t think about is that the actual warehouse space to be able to fulfill orders is limited. They might not have the inventory so fulfillment times are delaying, the pick and pack piece is taking longer and the trucking piece is taking longer,” said Newbold-Knipp.She said consumers need to think ahead, have a backup plan, look for alternatives, use multiple retailers, shop locally, and sign up for text alerts."Only 5% are signing up for SMS alerts, but by regulation the retailer can’t spam you. They’re only allowed to send you a transactional note via text,” Newbold-Knipp said.She also said things that tend to sell out are the items that don't have much variation, such as televisions, toys and specific electronics.“If we see the kind of growth at Christmas that we’ve seen the last few months, we could be looking at 50% growth over last year in terms of online demand,” BolotskyHe recommends having Santa come early, and hide those items until the big day. 3006

RINO Mitt Romney should read this. I’m sure, however, that he feels he got slaughtering by Obama “fair and square”. https://t.co/GGZKfSAp8z— Donald J. Trump (@realDonaldTrump) November 20, 2020 201

ROCHESTER, N.Y. (AP) — The mayor of New York’s third largest city has suspended a group of police officers involved in the suffocation death of a Black man last March. Daniel Prude died March 30 when his family took him off life support, seven days after officers who encountered him running naked through the street put a hood over his head to stop him from spitting, then held him down for about two minutes until he stopped breathing.Wednesday, Prude’s family held a news conference and released police body camera video obtained through a public records request that captured his fatal interaction with the officers.Prude had been taken to a Rochester hospital for a mental health evaluation about eight hours before the encounter that led to his death. He was released back into the care of his family and then abruptly ran into the street and took off his clothes.A medical examiner concluded that Prude’s death was a homicide caused by “complications of asphyxia in the setting of physical restraint.” The report lists excited delirium and acute intoxication by phencyclidine, or PCP, as contributing factors.New York Attorney General Letitia James’ office took over the investigation of the death in April. It is ongoing.Rochester Mayor Lovely Warren announced the suspension of the officers Thursday. She said the officers would still be paid because of contract rules. “Mr. Daniel Prude was failed by the police department, our mental health care system, our society and he was failed by me,” Warren said.Messages left with the union representing Rochester police officers were not immediately returned Thursday. 1630

RICHMOND, Va. — There has been a major drop in the number of people behind bars in the U.S. An analysis by The Marshall Project and The Associated Press found that between March and June, more than 100,000 people were released from state and federal prisons. That's a drop of 8%. By comparison, the Vera Institute of Justice found that for all of 2019, the state and federal prison population fell by 2.2%. As the U.S. struggles with the coronavirus, prison reform advocates are urging releases to halt its spread in correctional facilities. But their release, and how they behave when they’re out, is likely to affect the larger criminal justice reform movement. 671