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a law that would allow President Donald Trump to use the military break up protests and riots within U.S. cities.Speaking at a press conference Wednesday, Esper said he believes the National Guard is better equipped to handle situations in the United States to help local law enforcement."I say this not only as Secretary of Defense, but also as a former soldier and a former member of the National Guard, the option to use active-duty forces in a law enforcement role should only be used as a matter of last resort and only in the most urgent and dire of situations," Esper said. "We are not in one of those situations now. I do not support invoking the Insurrection Act."On Monday, 686

With the Food and Drug Administration expected to approve COVID-19 vaccines made by Pfizer and Moderna in the coming days, it's possible that many Americans will begin to receive vaccinations within weeks.However, both the vaccines require two shots that need to be taken several weeks apart — and officials worry that some Americans may forget to get their second shot.That's why officials said Wednesday that they are including reminder cards in each ancillary COVID-19 vaccination kit.According to the Department of Defense, the person administering vaccines will hand out a paper card after injecting the first dose of the vaccine. The cards will include the day that the first dose had been administered and the day that the patient will need to return to receive their second dose.Operation Warp Speed officials also say vaccine administers will also encourage patients to take a photo of the card with their cell phone or set up a reminder alert so they can remember the date of their next appointment even if they lose the card.On Wednesday, Gen. Gus Perna — the chief operating officer of Operation Warp Speed — said that pharmacy chains like CVS and Walgreens might be able to set up notifications and appointments for a second shot for those who receive the vaccine.CNN also reports that some vaccination clinics may ask patients to provide a cell phone number to help remind them about the second shot. All clinics will need to report each vaccination to a state registry in order to track instances where a person receives a shot from two different clinics.Johnson & Johnson is in the process of developing a single-shot COVID-19 vaccine. While officials on Wednesday said the vaccine is on track to reach efficacy thresholds by the end of the month, it likely won't be available until later in 2021. 1825

You’ve decorated the tree, put up the lights and placed a lit candle in every window. But the next thing you know, you smell smoke.Candle fires, stolen presents and other calamities can put an unwelcome damper on your seasonal cheer, but insurance can often help clean up the mess. Here are some common holiday disasters and how your homeowners insurance can come to the rescue.1. Decorations catch fire“Chestnuts roasting on an open fire” takes on a whole new meaning when the halls are decked with fire hazards. Dehydrated Christmas trees can go up in flames if placed too close to a heat source, and fires from candles make up half of December home decoration fires, according to the U.S. Fire Administration.Fire is covered in three main ways. Dwelling coverage pays for repairs to your home, while other structures coverage is for things like a detached garage or fence. Personal property coverage will pay to replace damaged belongings, up to your policy limits.To avoid festive fires, keep candles away from flammable objects, follow all manufacturer instructions for holiday lights outside and keep a real Christmas tree hydrated.2. Your identity gets stolenIf you’ve shopped online for holiday gifts this year, your credit card or bank account information may be at risk of getting stolen.Identity theft coverage can pay for out-of-pocket expenses related to identity theft or fraud. Some homeowners insurance policies automatically include this coverage for free, but you’ll probably have to add it to your policy.You can reduce the risk of identity theft from online shopping by avoiding unsecured networks and by purchasing from trusted stores — check for a privacy policy on the site and a padlock to the left of the URL. To protect yourself from potential data breaches, reenter account information with every purchase instead of allowing online vendors to store your information.3. Presents get stolenIf expensive holiday gifts go missing, don’t pout. Your personal property coverage covers items stolen from your home and car, up to your policy limits.To prevent any grinches from stealing holiday presents, avoid letting packages sit unattended and consider setting up a security camera system around your home. If you leave gifts in the car, tuck them away safely in the trunk, lock the doors and park in a well-lit location.If gifts are stolen, file a claim with your insurance company only if their value exceeds your deductible.4. A guest gets injuredSay you undercook the turkey and send relatives to the hospital. Maybe someone breaks a hip on your icy walkway, or the dog bites a guest. You could end up on the hook for their medical costs.The medical expense coverage in your home insurance policy pays to treat your sick or injured guests, no matter who’s legally responsible, while your personal liability coverage will cover you in case they decide to sue.Because of the pandemic, you may be skipping holiday gatherings entirely this year. But if you do host guests, make sure you abide by the guidelines for small gatherings from the Centers for Disease Control and Prevention, or CDC, which include wearing face masks and practicing social distancing.5. A water pipe burstsIf a pipe gets cold enough, water freezes and expands inside, increasing the chance of a burst. Water damage from burst pipes is generally covered by home insurance, but check the fine print in your policy, as you’re covered only if the burst is accidental and not due to poor maintenance.To avoid damage, watch for warning signs of frozen pipes, such as low water pressure or frost on the outside of the pipe. To offset the chance of a water burst:Keep your home’s thermostat set to a minimum of 55 degrees.Open kitchen- and bathroom-sink cabinets to allow for circulation of warmer air.Let water drip from faucets to relieve water pressure.More From NerdWalletGot Life Insurance? You May Not Have EnoughBought a Pricey Present? Here’s How to Insure ItLife Insurance Shoppers Lose Interest When COVID-19 Cases DropBen Moore writes for NerdWallet. Email: bmoore@nerdwallet.com. 4088

he was a Democratic candidate for the United States Senate."I have a simple proposition here," Biden said. "I'm here to ask you for your help. Where I come from, you don't get far unless you ask. My name's Joe Biden, I'm a Democratic candidate for the United States Senate. Look me over, if you like what you see, help out. If not, vote for the other Biden. Give me a look though, ok?"South Carolina is a state where Biden has been the clear favorite for months, but an NBC News/Marist poll from Monday has his lead over Senator Bernie Sanders down to 4 percent.South Carolina's primary is Saturday.According to the Associated Press, through three states so far, Sanders has the most delegates with 45, Pete Buttigieg is second with 25 and Biden is in third with 15.South Carolina is the last state with a primary before Super Tuesday, where 14 states plus American Samoa cast their votes.The Democratic candidates will debate Tuesday night ahead of the South Carolina election.This story was originally published by staff at WFTS. 1033

— have seen significant reductions in their stock prices. United has seen nearly a 50 percent drop in its stock price in the past month, and American Airlines has lost nearly 30 percent. 187