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SAN DIEGO (KGTV) — It can take close to 30 years for a renter in San Diego to save enough money for the down payment on a home.Experts say there are ways to speed up the process.Jennifer and Allan Uy just bought a home for their family of four but to make that possible, they moved in with Jennifer’s parents to save money. They paid off ,000 in debt and saved ,000 for the down payment.“It’s actually like adjusting in terms of watching television, and they had like the Disney Channel on, and we had to take turns so I could watch the news,” said Jennifer’s father.According to Hot Pads, it takes 28 years for a San Diego renter to save enough to put down 20 percent on a median-priced home. Moving in with parents can cut that down to 12 years.Relying on relatives may not be an option for many San Diegans.Todd Lane, president and CEO of California Coast Credit Union, says you don’t necessarily need to save as much money if you have a higher income.“Look for a program out there with a mortgage lender that offers you the option for not having to pay for mortgage insurance and making less than 20 percent down payment that’s really the key,” said Lane.Lane also suggests you avoid making big purchases prior to applying for a home loan.“Don’t just go out and borrow for a car loan just before your gonna go out and get an home loan; keep that older car,” Lane recommended.Financial adviser Dennis Brewster said aiming for a condo instead of a home is a great way to get in the home buying game.“Anything to start building the equity helps – instead of paying rent,” said Brewster.Other pro tips include using 401K investments for a down payment, or having relatives co-sign the loan. 1704

SAN DIEGO (KGTV) - It's been months since construction began on eight prototypes for a wall to span the U.S.-Mexico divide. The structures, built by six companies that have largely remained out of the spotlight, faced a barrage of tests by border officials, reportedly including jackhammers, saws, torches and other tools and climbing devices to try and thwart the walls.THE CONTRACTORS...The contractors tasked with building the prototypes were: 474

SAN DIEGO (KGTV) -- Less than a day after announcing that two students have contracted coronavirus, San Diego State University officials confirmed Thursday that two more students tested positive for the disease.Thursday's announcement raises the number of coronavirus cases on SDSU's campus to four since kicking off the fall semester this week.Officials said the two new cases are unrelated to the previous cases, and that the two students had only been to the campus to see testing at the Student Health Services. The two unidentified students are "recovering well and are away from campus," according to officials.RELATED: SDSU begins 2020-21 school year with mostly virtual classes"The two students did not interact with any SDSU employees or spaces, outside of the Student Health Services Outdoor COVID-19 Test Collection Booth, and were not in any other spaces utilized by the campus community," said Libby Skiles, Ed.D., SDSU Student Health Services Director.On Wednesday, the university confirmed two students had tested positive and that both students live off-campus. The students were also tested by the college's Student Health Services.Wednesday's cases are not believed to be connected to any reported off-campus gatherings, the school statement said.The school said the risk to others on campus is low and SHS is in the process of performing contact tracing.San Diego State: Two students test positive for COVID-19; Risk to campus 'low'Campus officials previously reported it has had 27 confirmed COVID-19 cases within the broader campus community among faculty, staff, students, and visitors to campus, including the SDSU Imperial Valley campus.SDSU started its 2020-21 school year this week with nearly all virtual classes, however, the campus isn't completely closed to students. There are about 2,600 students living on campus this semester, and hundreds more who have to visit the campus for certain matters. Normally, SDSU would have about 7,500 students living on campus.In a warning to the student body and staff, Skiles urged the SDSU community to continue using prevention techniques, "including wearing facial coverings and following U.S. Centers for Disease Control and Protection guidance to protect yourself and those around you.""Washing your hands for at least 20 seconds, and frequently, is one of the most important ways to help prevent the spread of COVID-19," said Skiles. 2417

SAN DIEGO (KGTV) — Independent reviews by the FDA show the COVID-19 vaccines by Pfizer and Moderna have similar levels of safety and efficacy, although there are early indications of potential differences.Both vaccines rely on the same basic approach: jumpstarting the immune system with messenger RNA. The FDA confirmed their overall efficacy is essentially identical; 95 percent for Pfizer and 94.1 percent for Moderna.However, signals in the data suggest Moderna’s vaccine may better protect against severe cases of COVID-19, while Pfizer’s vaccine may work better in adults over 65. But experts warned those differences may just be statistical illusions.In Moderna’s study of 30,000 volunteers, 30 people got severe cases of COVID-19. All 30 of those cases were in the placebo group, suggesting the vaccine offers powerful protection against the most serious symptoms.In Pfizer’s trial of 44,000 volunteers, one vaccinated person got a severe case compared to 10 people in the placebo group.“We still need more data,” said Dr. Abisola Olulade of Sharp Rees-Stealy. “It's not a reason to recommend one versus the other.”In adults over 65, the efficacy of Moderna’s vaccine dipped slightly to 86.4 percent. Pfizer’s vaccine was 92.9 percent effective in people aged 65 to 74 and 100 percent effective in individuals 75 and up.“When I think people in the community look at that number, they might say, ‘Oh, that Moderna vaccine probably isn't as good for the older population compared to the Pfizer vaccine.’ But as a clinician looking at numbers, they're both amazing,” said UC San Francisco infectious disease expert Dr. Peter Chin-Hong.FDA scientists found both vaccines are safe but short-term side effects are common, especially with Moderna’s drug. Both vaccines are administered in two doses. The table below lists the percentage of vaccinated volunteers who reported a side effect after either dose, although side effects were most common after the second injection.Side effect Moderna PfizerFatigue 68.5% 62.9%Headache 63.0% 55.1%Muscle pain59.6%38.3%Joint pain44.8%23.6%Chills43.4%31.9%Fever14.8%14.2%Typically the symptoms went away in one day.“Just because a vaccine has side effects doesn’t mean it’s not safe,” said Dr. Olulade. “We know that side effects happen actually because your immune system is working and waking up. It's actually a positive thing.”The slight difference in side effects could be because of differences in the way researchers polled volunteers, or it could be something with the architecture of the vaccines, experts said.The companies use different tiny bubbles of fat to enclose the messenger RNA. Moderna’s bubble is a little stronger and more stable so it doesn’t need to be stored at sub-arctic temperatures.“It could be that [Moderna’s] elicits a little more inflammation than the other,” Dr. Chin-Hong said.Having slightly more side effects could be a sign that Moderna’s vaccine prompts a stronger immune response that might lead to longer-lasting immunity, but the durability of either vaccine remains one of the most pressing unanswered questions.The biggest difference may be where the vaccines are deployed. Since Pfizer's vaccine needs to be stored at such cold temperatures, experts said Moderna's vaccine may be prioritized for rural hospitals and community health centers that lack ultra-cold storage units. 3370

SAN DIEGO (KGTV) — If you're trying to find a precious ticket to San Diego Comic-Con this summer, watch out for villainous scammers scalping fake badges.The Better Business Bureau has issued a warning that third-party sellers may sell fake badges."For consecutive years now, Comic-Con International has sold out in record time and obtaining a badge has become strenuous," the BBB writes. "One of the most pervasive scams BBB has found over the years is the reselling scam in which a scammer claims they bought a badge but can no longer attend the convention."MAP: Where to find you favorite Comic-Con exhibitsScammers may offer their fake badge, tricking customers into thinking they can change the name on their badge to theirs. But they can't and Comic-Con doesn't allow legitimate badge holders to do so."A key factor for consumers to remember is Comic-Con provides a refund at the buyer’s request, making it unnecessary to resell a ticket," BBB adds.The BBB says another common scam with SDCC badges is scammers sell "extra tickets." Comic-Con badgeholders are limited to one ticket each, so third-party sellers can't have extra badges to sell. RELATED: San Diego Comic-Con 2019 road closures, detours, shuttle routes announcedMost importantly, SDCC badges are non-transferable. Those who purchase badges using their SDCC Member ID account agree not to sell, trade, transfer, or share badge information."...If San Diego Comic-Con determines you have violated this policy, they have the right to cancel your badge without a refund. Thus, buying from a third-party seller is not only more expensive it may put the attendees at risk of being expelled from the event," the BBB says.While Comic-Con 2019 badges are sold out, numerous off-site events packing just as much fun will be held around the San Diego Convention Center and throughout downtown. For more information on badge sales, visit Comic-Con's website here.San Diego Comic-Con starts on Wednesday, July 17 with Preview Night and runs through Sunday, July 21. 2028