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Because of the coronavirus pandemic, millions of people have not had to repay their federal student loans.Well, that's about to change when the administrative forbearance ends on Dec. 31.According to Federal Student Aid, your monthly payments will resume at a new amount when the forbearance ends."The 0% interest period and administrative forbearance are currently set to expire on Dec. 31, 2020," FAFSA officials stated on the FAQ. "Your servicer will contact you ahead of time to remind you that you will need to start making payments again. Make sure your contact information is up to date in your loan servicer account profile."So what exactly does it mean for you once the forbearance ends?It means borrowers will start getting billed sometime in January, and if you're in default, you'll be subject to wage garnishments, tax refund seizures, and offsets of Social Security benefits.If you think you won't be able to start repaying your loans, you have options.According to Nerd Wallet, if you can't pay the monthly payments, you can apply for an income-driven repayment plan to avoid default.Another option that could help is to pause payments through forbearance or an unemployment deferment, Nerd Wallet stated.This would halt your costs, but you'd be accruing interest during the pause. You can ask to make interest-only payments, so you don't have to owe more than you already do. 1399
Beverage maker Coca-Cola has slowly been announcing the cancelation of brands over the last few months, this week they officially announced they are cutting the number of brands they offer in half: saying goodbye to 200 brands.Earlier this month, the company announced plans to discontinue Odwalla juices, Zico coconut water, TaB diet soda, Coca-Cola Life, Diet Coke Feisty Cherry, as well as regional brands like Northern Neck Ginger Ale and Delaware Punch.In a statement, the company said reducing their brands by 50 percent will help them focus on its most profitable offerings and new offerings like Topo Chico hard seltzer and AHA flavored sparkling water.In a comment to investors, CEO James Quincey said they had finalized the list of which brands will remain, but he would not give specifics. He did say the "hydration" category, which includes drinks like Dasani water, Powerade, Vitamin Water and Zico, will see more cuts, according to CNN. Zico was already announced as being on the chopping block. "Throughout this year's crisis, our system has remained focused on its beverages for life strategy. We are accelerating our transformation that was already underway, shaping our company to recover faster than the broader economic recovery," said James Quincey, chairman and CEO of The Coca-Cola Company.In addition to cutting brands, the company announced they are changing their company structure that will result in both voluntary and involuntary reductions in staff.Coca-Cola reported a 9 percent decline in net revenues in the third quarter of 2020. 1571
BREAKING: NAACP is suing Postmaster General Louis DeJoy in Washington federal court demanding USPS restore prompt and reliable mail delivery and ensure mail-in ballots are given priority status in the 2020 election. pic.twitter.com/QbsRKevNTH— Megan Mineiro (@MMineiro_CNS) August 20, 2020 297
BENTONVILLE, Ark. – Walmart announced Tuesday that it’s giving out another round of cash bonuses to its workers and that it will be closed on Thanksgiving this year.BonusesThe retail giant says full-time hourly associates will receive 0, while its part-time and temporary associates will be paid 0.Associates at the company’s stores, clubs, distribution centers and fulfillment centers will qualify, as will drivers, managers, and assistant managers. Those employed by the company as of July 31 will qualify, and it will pay out on Aug. 20.The bonuses will add up to about 8 million, according to Walmart.“Our associates have been working at an incredible pace, they’ve solved problems, and they’ve set an amazing example for others,” said John Furner, President and CEO of Walmart U.S. “To further appreciate their incredible work, we are pleased to share another special cash bonus this summer.”This is the third special bonus Walmart has given to associates in 2020, totaling .1 billion in bonuses so far this year.ThanksgivingUnlike in years past, Walmart says it will be closed on Thanksgiving this year, as will Sam’s Club.“We know this has been a trying year, and our associates have stepped up. We hope they will enjoy a special Thanksgiving Day at home with their loved ones,” said Furner. “We are certainly thankful to our people for all of their efforts.”Walmart stores and Sam’s Club locations will operate normal hours on Wednesday, Nov. 25.Editor's note: The original headline on this article mistakenly left out the word "million." 1565
BOYNTON BEACH, Fla. — While all of us wait to reunite with family members once the pandemic eases up, five family members are excited to unite for the very first time.A few months ago, with the help of genetic results from 23andMe, five siblings in five different states learned of their relationship and connected using Zoom calls and text messages."Those feelings, still to this day, are still so top-notch. When I talk about it or think about it I still get goosebumps," Jennilyn Hamm said.Elaine Otway lives in Lake Kiowa, Texas. John Schiavo lives in Boynton Beach, Florida. They grew up with their shared parents and eventually welcomed half-sister Irene Schiavo, who lives in Denver, Colorado.23andMe revealed a set of twin sisters who shared their father, John, Senior. Karla Lynch who lives in Strasburg, Pennsylvania, and Jennilyn Hamm, who lives in Smithtown, New York. The twin sisters didn’t know the man they called dad their whole life wasn’t of blood relation."There are still a million questions, but those we’ll never get the answers to, and we just have to accept what it is, and we happily accept what this is. And I’m very happy to have found our siblings and to know that we have this whole other side to our family that we never even knew about,” Lynch said.The twins say they’ve remarked to each other many times through the years that it felt there was a piece missing.“Growing up both me and my sister felt like we were missing something, we weren’t whole. And that feeling had carried on into adulthood. And once this was discovered, I felt like there was huge healing. That hole was filling up and I no longer feel like there’s something else out there. That I really feel complete now,” Hamm said.The siblings said they have several hobbies in common, and all share a deep love for animals."For us, it was just an instant warm connection that we all felt and it just felt normal. Very fortunate for that as well,” Karla Lynch said.Some of the siblings share a passion for cooking and baking. They’re now shuttling homemade cookies across the country, swapping old photos, and trying to catch up face to face on Zoom."It's crazy to be able to look at them and be able to see my dad. Our dad. Right there,” John Schiavo, Jr. said.The physical similarities stem from mannerisms. The family has even taken time to compare photos at different stages of life."I think the first time we were all on Zoom, we were all playing with our hair and it was just very interesting to see these little mannerisms that you see where you come from you see the similarities,” Lynch said.While there were inklings of some kind of a story about siblings to the two eldest children through other relatives, it wasn’t until August when the pieces came together. The genetic testing and analysis company 23andMe notified the group of some new possible genetic matches in their family tree. One conversation led to another, with seemingly countless questions."When all this happened there was all this confusion. Did he know, how could he know, did he not know, how could he know and not be there? And all of these questions were bombarding me,” explained the youngest sibling Irene Schiavo.Irene questioned extended family members and beyond hoping for more insight. She says the result helped her heal."I called old neighbors, who maybe they were having a conversation in the street one day. And out of that, I got a myriad of incredible stories about our dad that I just never knew. Things that he said to a cousin, things that he said to a neighbor,” she said.The shared father, John Sr, passed away in 1990. The mother of the two eldest siblings, who grew up with their shared father, and the mother of the twins have both passed away. They are left to try to put the pieces together of what happened and why. They still haven’t figured out how the parents had met, and they may never know."It's 50 years of not being with them, around them, and their families. So it's a little disappointing. But I'm happy that we’re able to find this out through this wonderful thing called 23andMe," John Schiavo, Jr. said.Hamm shares a different shade of the same emotions."As a little girl, I was upset not growing up with a dad. Knowing today that I did have a father who could have stepped up and been that role model father figure for me, and I was denied. My twin sister and I were denied that. [It] was hard. It was a hard pill to swallow in the beginning," Hamm said.As the discovery unfolded in the middle of a pandemic, they have kept their meetings to a virtual setting until the time comes when they can physically hug and greet each other."We're just so excited that we want to get together somewhere and soon," Otway laughed.Now, they meet for a Zoom call for two hours every Sunday, and text each other day, sharing a sense of closeness and communication.Genetic site 23andMe says this type of reunion story is growing more common with their services."Although 23andMe was not designed specifically to help people confirm parentage or find biological parents, our DNA Relatives tool does help people find and connect with participating genetic relatives. This feature is completely optional, meaning customers must actively choose to participate and are informed upfront that by using the tool, they may discover unexpected relationships,” according to Communications Director Andy Kill.23andMe also said it offers additional support, information, and resources to customers who are navigating new roads."We've created a specific help page as a resource for those looking for more information on the accuracy of our relationship predictions, stories from others who may have experienced a similar situation, and suggested resources for additional counseling support such as BetterHelp and Talkspace," Kill said.The siblings can’t wait until their in-person reunion."It's a wonderful thing that that question mark was always inside me is no longer a question," Hamm said.This story was first reported by Ashleigh Walters at WPTV in West Palm Beach, Florida. 6074