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Fantasy, a Carnival Cruise Line ship based out of Mobile, Alabama, was given one of the company's worst sanitation grades, according to details from a surprise inspection conducted by the U.S. Centers for Disease Control and Prevention.According to 261

Gov. Paul LePage certified the election results for Maine's 2nd Congressional District after a recount and legal battle dragged out the final result in the race for almost two months, cementing a Democratic victory.But, LePage -- a Republican firebrand -- made one last jab at the drawn-out process when certifying the election, writing the words "stolen election" next to his signature.November's congressional election in Maine marked 449

Holiday marketers have your number, and they know how to entice you to spend.You try to rein it in. But two favorite strategies can lead to spending more, according to a 2018 survey by the Center for the New Middle Class, a research organization funded by Elevate, which lends to credit-challenged borrowers. Consumers who shopped at sales were 50% more likely to say they spent more than they expected. Among shoppers who used coupons, 38.5% said they overspent.Many shoppers try to be careful instead of making a spending plan. Using a budget can feel like it’s wringing the joy out of a happy season. Why? Giving feels good, says Jeff Kreisler, co-author of “Dollars and Sense: How We Misthink Money and How to Spend Smarter.”But simply being careful doesn’t work, “because a lot of the reasons we make poor financial decisions are unconscious,” says Kreisler, who’s editor in chief of PeopleScience.com, which applies behavioral science to the marketplace.However, you can position yourself to recognize — and overcome — overspending triggers.Use the best defense: a holiday budgetAshley Feinstein Gerstley, a financial coach and founder of the Fiscal Femme website, advises setting aside time — not over an hour — to list holiday expenses. Build in a buffer, because you’ll forget some things. But you’ll be better off if you have a number in mind, she says.Be realistic, not rigid, about your budget. Otherwise, controlling expenses can seem so futile you don’t bother trying, she says. “It’s like being on a strict diet and figuring if you cheated and had a cookie, you may as well eat the whole bag.”If you worry about overspending, consider getting a prepaid gift card in that amount, Kreisler says. It can help you stay aware of what you are spending and what’s left.Having a successful holiday spending plan may also inspire you to 1855

Going to college can be life changing. For many students, that means studying something they enjoy, getting a degree in that subject and then chasing the American dream. But for others, pursuing a higher education can turn into a nightmare “I just felt so bad for my parents,” said college student Annalise Hoerter. “I was like, ‘they just spent so much money on me and now I have to get it back.” Hoerter attended the now defunct The Art Institute of Colorado for three-and-a-half years studying photography. With just six months shy of graduating, the school lost its accreditation and closed – costing Hoerter big bucks and causing her a whole lot of headaches “Right now, I’m in the hole for ,000,” she said. “That was definitely a dark cloud over the school.” Stories like Hoerter’s popped up across the country as several for-profit schools either lost their accreditation or shut down completely In 2016, one of the largest for-profit schools on the country, ITT Technical Institute, shut its door for good – sending some of its students into a frenzy and leaving them with massive debt. “At first, we were able to provide outreach and personalized guidance to help students to see how they might be able to transition from a for-profit college to a state institution,” said Richard Curtis of Cincinnati State Technical and Community College. The public college was one of several schools to reach out to former ITT Tech students and help them continue their education. “Our program chairs and our faculty, they worked directly with the students to help them evaluate their background so that they could get onto a new pathway,” he said. Though schools like Cincinnati State helped some students get back into school, many were still left with debt and nowhere to go. Rules for debt relief have changed with the presidential administrations. That's where organizations like the National Association of Student Financial Aid Administrators step in. NASFAA says it's helped more than 6,000 students at 30 closed institutions across the country apply to the department of education to get their student loans canceled.“There’s a lot of things that goes through a student’s mind when they’re informed that their school is closing down,” said Thad Spaulding, interim associate vice president of enrollment management at Metropolitan State University of Denver. Spaulding says prospective students need to do their homework before committing to any school – public or for-profit. “It’s warranted for students to do a little bit of time researching that they want to attend whether it be through studentaid.gov,” he said. Though Hoerter still carries tens of thousands of dollars of student debt, she was able to transfer to MSU Denver where she’s six months away from graduating and has accepted a job as a school photographer. For now, she says she’s working with a loan company in hopes of cutting down her Art Institute debt. “Which in the end is fantastic,” she said. “But it’s still ,000 of a degree that I’m never going to get.” 3056

Going through @TSA at @mspairport, the agent said she needed to pat down my braids. She pulled them behind my shoulders, laughed & said “giddyup!” as she snapped my braids like reins. My hair is part of my spirit. I am a Native woman. I am angry, humiliated. Your “fun” hurt.— tara houska (@zhaabowekwe) January 13, 2020 336