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It doesn’t take much to upend many Americans’ finances. A car that won’t start, a furnace that dies or a trip to the hospital can leave households struggling to make ends meet.According to the Federal Reserve, 44% of U.S. adults say they would have trouble coming up with 0 to cover an unexpected expense. Even families who have more in the bank can flounder. Surveys by The Pew Charitable Trusts found that 51% of families with at least ,000 in savings reported trouble paying the bills after a financial shock.Yet it is hardly a shock if an appliance wears out or a car breaks down.It’s time to rethink what we mean by unexpected expenses. Some bills may be unpredictable in their amount or their timing, but they’re still inevitable. In other words: If you have a car, or a home, or a body, sooner or later it’s going to cost you.A better approach, especially for households currently living paycheck to paycheck, is to save for the most likely costs and have some kind of Plan B to handle the truly unexpected.Here’s how that might work with three of the most common unexpected expenses Pew found: 1119
It’s hard to get friends together right now because of the coronavirus pandemic. That’s true of Friends characters, too. The iconic 90s show has teased a reunion for years, and it might be coming together soon.David Schwimmer, who played Ross Geller on the NBC comedy, told Jimmy Fallon the Friends are trying to get together in August.“It’s supposed to happen maybe in August, beginning of August. But honestly we’re going to wait and see another week or two to determine if it’s really safe,” Schwimmer said, adding they will wait if it’s not safe yet to get together.A Friends special has been anticipated by fans for years, and confirmed finally by HBO Max in February. Filming was put on pause because of the coronavirus pandemic.“It’s unscripted, it’s basically a really fun interview and some other surprise bits,” Schwimmer said of the special.During the interview with Fallon on The Tonight Show, Schwimmer recounted how he almost didn’t take the role of Ross. He said a previous bad experience on a comedy program left him feeling frustrated.“I felt like a prop, ‘just shut up and say the line,’” Schwimmer said of the program he was a part of before Friends. “It was so awful, I decided I never wanted to do comedy again.”However, creators of Friends and the director of the pilot episode were able to persuade him to become Ross Geller, telling him they wrote the part for Schwimmer. 1403

It's something not seen often, or ever, when driving on the highways and roads of northeast Ohio. But one driver lived to tell the tale after hitting a black bear head-on.Corbin Hardy, 27, was driving home to Westlake, Ohio from West Virginia on Friday when a black bear darted across the Ohio Turnpike."I was cruising down the middle lane, and at the very last second, I see a face, and it's the face of a bear. It was not even a 100 feet in front of me when it was crossing the lanes," said Hardy. "I only had time to lift my foot off the pedal."Hardy said the bear was large and the impact was so intense that the airbags deployed and his engine was left smoking.The bear was found on the left shoulder, around 100 yards from where it was initially hit."It was crazy. Nothing like hitting a deer. I was going 70 miles per hour, normal cruising speed and when I hit the bear, my car slowed down to around 50 mph. My head barely touched the airbag," Hardy said.He totaled the 2010 Subaru Legacy that he purchased when he was 18, but was, fortunately, able to walk away without a scratch. Even his cabin was untouched.Authorities told him that the bear most likely died on impact."If it had to die, I'm grateful it was sudden," Hardy said.Sightings of black bears in the Cleveland area have increased in the last several weeks. Last week, a black bear was spotted in Brecksville trying to get into a beehive.Several days later, landscapers in Pepper Pike spotted a small black bear before it ran off into the woods.Hardy credits his vehicle for letting him walk away without a scratch. His next car?"Another Subaru Legacy, so my legacy will live on," he said. 1752
In the Ohio governor's race, CNN projects that former Consumer Financial Protection Bureau head Richard Cordray will fend off former Rep. Dennis Kucinich for the Democratic nomination in the race to replace John Kasich, while Republican Attorney General Mike DeWine will best Kasich's lieutenant governor, Mary Taylor.And in West Virginia, Democratic Sen. Manchin will fend off a primary challenge and is awaiting the winner of the Republican primary, CNN projects.The political world is watching the Republican Senate primary in the state to see if ex-convict and coal baron Don Blankenship defeats Attorney General Patrick Morrisey and Rep. Evan Jenkins to take on Manchin.Vice President Mike Pence's older brother, Greg Pence, won the Republican nomination for his congressional bid in Indiana, CNN projects.There is also a GOP Senate primary in Ohio, another state where President Donald Trump won in 2016 and a Democratic incumbent is up for re-election this fall.Rep. Jim Renacci takes on self-funding businessman Mike Gibbons in the GOP primary to face Democratic Sen. Sherrod Brown.House races in Ohio and North Carolina will also get attention on election night.In Ohio, the primaries for former GOP Rep. Pat Tiberi's 12th District seat will set up a potentially competitive August special election. In North Carolina, Republican Reps. Robert Pittenger and Walter Jones are attempting to fend off primary challenges. 1433
It’s a high-profile Senate race that found itself surrounded in racial tensions, after Republican Sen. Cindy Hyde-Smith made controversial comments to a group of supporters saying, “If he invited me to a public hanging, I'd be on the front row.”Hyde-Smith called it an exaggerated form of expression and apologized to anyone she offended. But in a state with a troubled past, some saw the comments as racist.Then, on Monday, the day before the Mississippi election, someone hung several nooses outside the state capitol and left signs, including one that read “We’re hanging nooses to remind people that times haven’t changed.”“I think the controversy over the Senate race in Mississippi is a microcosm over the debates we’re having about race nationally,” says Brian Levin, with the Center for the Study of Hate & Extremism.Also this week, the trial started for the man accused of killing a woman and hurting dozens of others after he rammed his car into a crowd of people protesting a white supremacist rally in Charlottesville. “I think this political polarization has also bled over into an increase in hate crimes,” says Levin.Levin, who studies hate crimes, says the country has seen an increase the past three years in a row, given a recent spike in hate crimes, including the attack on a synagogue that killed 11 people and the apparent racially motivated murders of two African Americans outside a Kentucky grocery store. Levin predicts the trend could continue.“We might very well see, for the rest of the country for 2018 when the FBI releases their data, a fourth consecutive year,” Levin explains. “And I don’t think we’ve seen that in the over quarter century that we’ve been tracking hate crime data in the United States, indicating there is something awry in our society.” 1810
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