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Attention homeowners: if you haven't refinanced in the past year, you may want to think about it.Mortgage rates have dipped to a new low for the 11th time this year.This time, they're at the lowest point they've been since Freddie Mac started tracking rates almost 50 years ago.The national average for a fixed 30-year mortgage is 2.8%, and 2.33% for a 15-year mortgage.That's great news for people who are already in homes and want to stay there, but it won't help most buyers.Home prices are up an average of 15% over last year, as the inventory of available homes continues to fall. 593

At least eight nursing home residents have died in Hollywood, Florida, according to the New York Times and NBC News.The deaths may be due to the loss of the home's air-conditioning after Hurricane Irma struck Sunday, according to CNN affiliate WPLG. The causes of death are still being investigated, Hollywood Police Chief Tomas Sanchez said."We are conducting a criminal investigation (and) not ruling anything out at this time," Sanchez said at a press conference Wednesday. 489

Authorities have started the arduous task of trying to retrieve a US missionary feared killed on a remote Indian island, careful not to trigger conflict with the islanders.John Allen Chau was last seen last week when he traveled to the forbidden North Sentinel Island in the Bay of Bengal to try to convert the island's residents to Christianity. The Sentinelese, as they are known, have a decades-long history of repelling outsiders, a fact that is near certain to make the journey to find Chau a treacherous one.Indian authorities along with the fishermen who reported seeing Chau's body last week, went near the island on Friday and Saturday in an effort to figure out how to recover the body."We have mapped the area with the help of these fishermen. We have not spotted the body yet but we roughly know the area where he is believed to be buried," said Dependra Pathak, a top police official in the Andaman and Nicobar Islands.Pathak said the group spotted several tribe members carrying bows and arrows and walking around the area where the fishermen said they saw Chau's body being dragged and buried."The mission was done from a distance to avoid any potential conflict with the tribespeople as it's a sensitive zone," he said. "We are discussing with anthropologists and psychologists about the nature of the Sentinelese."Pathak said there are a lot of things to consider before they enter the island, including the psychology of its residents."There are legal requirements as well which we need to keep in mind while carrying out the operation. We are also studying the 2006 case where two local fishermen were killed. The bodies were recovered then," he said. 1678

ATLANTA, Ga. – While residents along the Gulf Coast seek shelter from Hurricane Laura, they should still keep the threat of COVID-19 in mind.Emergency managers, shelter managers, and public health professionals are taking measures to reduce the possible spread of the coronavirus among people who seek safety in a disaster shelter during severe weather events like this.For those staying in a shelter during the storm, the Centers for Disease Control and Prevention (CDC) offered some tips to lower the risk of coronavirus infection:Preparing to shelterIf you need to evacuate, the CDC says to prepare a “go kit” with personal items you cannot do without during an emergency. That includes items that can help protect you and others from COVID-19, like hand sanitizer with at least 60% alcohol, soap, disinfectant wipes, and two masks for each person.Know a safe place to shelter and have several ways to receive weather alerts, such as the National Weather Service’s cell phone alerts, NOAA Weather Radio, or NWS alerts on Twitter.Find out if your local public shelter is open, in case you need to evacuate your home and go there. Your shelter location may be different this year due to the COVID-19 pandemic.Follow guidance from your local public health or emergency management officials on when and where to shelter.Make a plan and prepare a disaster kit for your pets. Find out if your disaster shelter will accept pets. Typically, when shelters accommodate pets, the pets are housed in a separate area from people.Follow safety precautions when using transportation to evacuate. If you have to travel away from your community to evacuate, follow safety precautions for travelers to protect yourself and others from COVID-19.While in a public shelterPractice social distancing. Stay at least 6 feet from other people outside of your household.Follow CDC COVID-19 preventive actions—wash your hands often, cover coughs and sneezes, and follow shelter policies for wearing masks. Avoid sharing food and drink with anyone if possible.Follow disaster shelter policies and procedures designed to protect everyone in the shelter, especially those who are at higher risk for severe illness from COVID-19, including older adults and people of any age who have serious underlying medical conditions.Avoid touching high-touch surfaces, such as handrails, as much as possible. Wash hands with soap and water for at least 20 seconds or use hand sanitizers with at least 60% alcohol immediately after you touch these surfaces.Keep your living area in the shelter clean and disinfect frequently touched items such as toys, cellphones, and other electronics.If you feel sick when you arrive at the shelter or start to feel sick while sheltering, tell shelter staff immediately.Keeping children safe in sheltersTeach and reinforce everyday preventive actions for keeping children healthy.Make sure children aged 2 and older wear masks. Masks should not be used by children under the age of 2. They also should not be used by people having trouble breathing, or who are unconscious, incapacitated, or unable to remove the mask without assistance.Be a good role model—if you wash your hands often, your children are more likely to do the same.Help your children stay at least 6 feet away from anyone who is not in your household.Watch your child for any signs of illness and tell shelter staff if your child may be ill.Try to deal with the disaster calmly and confidently, as this can provide the best support for your children. Help children cope with emergencies. 3559

As we head into cold and flu season, you can expect things will be handled differently at workplaces, schools, day cares and medical offices because of COVID-19.Anyone with symptoms like a runny nose, a cough or sneezing will likely be asked to stay home.“So, I think there's going to be a requirement for any of these symptoms for employee health at the workplace to take a larger role in screening patients probably a lot more testing,” said Dr. Scott Joy, Chief Medical Officer at Englewood Primary Care.Joy spoke with us about how people should handle these symptoms during the COVID-19 pandemic. He recommends staying home for 24 hours when you have a cold without a fever.If you have a fever, isolate for up to six days or until you've been fever free for a full 24 hours. If you're coughing or sneezing more than four times in an hour, you should probably stay home and see a doctor.“We haven't had a metric like that before, so we're going to experiment with that data point and see what it does to our workforce and our clinic infection control over this season,” said Joy.Joy also reminds people to get the flu shot.A study in the New England Journal of Medicine found people who got the vaccine had 25% fewer episodes of upper respiratory infections than those who didn't. That means fewer sick days from work and fewer doctor visits.The hope is that COVID-19 measures like handwashing, mask wearing and watching your distance will lead to fewer respiratory infections overall. But should you experience those symptoms, you may be directed to urgent care centers instead.The idea is to keep doctor offices sterile, so people with chronic conditions and other issues feel safe coming in to see their primary care physician.“In the last couple of months, people that have been putting off their care, I just diagnosed a gentleman, new diagnosis with pancreatic cancer,” said Joy. “We're detecting breast cancer, heart disease blood pressure that is out of control.”Urgent care centers are equipped with personal protective equipment and are typically faster, and cheaper than a visit to a hospital emergency room. But you should call your doctor's office first to see what they recommend based on your symptoms. 2228