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"Even nowadays, I find myself waking up at night screaming in agony," he said.

"Cutting red tape, enhancing compliance supervision and improving government services are major measures to transform the government function and advance supply-side structural reform. This government has prioritized reform on approvals and the business registration system, which in essence is to develop a fair and unprejudiced market environment. Facts show that our efforts are paying off," Li said.

"E-commerce companies need to stress more on market, human resources and try to establish a global brand quickly."

"During the process, many foreign companies will spend more than 3 percent of their total revenue on digital transformation. Chinese firms, on the other hand, may spend 1 percent to 1.5 percent of their revenue for the same," Sun said. "It is a good thing that more and more Chinese companies now consider digital transformation a priority. But it will still take a long time for them to increase the IT spending and finally enter the mature period when the integration of IT and the firm's business will foster new opportunities and generate new revenue streams."

"Despite progress, financial literacy education remains a challenge to China and the world, given financial knowledge learning is a dynamic and lifelong process," Zhou said.