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You will soon be able to freeze your credit report for free, a step that can help protect you from identity theft.Many called on Congress to make freezes free after the massive Equifax breach last year that exposed the personal information of more than 146 million Americans to hackers.The provision was included in a broader bill passed by the House on Tuesday, which rolled back regulations on banks created by Dodd-Frank. The bill now heads to President Donald Trump's desk.When you place a freeze on your credit report, it prohibits the credit rating company from disclosing your personal information, effectively preventing anyone from opening a credit card or loan in your name. You'd need to lift the freeze if you want to open a line of credit yourself.A freeze goes a step further than a credit monitoring or fraud alert service. Those generally notify you of suspicious activity after it happens.But under current state laws, there is often a fee to place and lift a credit freeze Most security freezes cost between and , though several states have already made them free.Plus, you'd need to place a freeze on credit reports at all three credit rating agencies — Experian, Equifax, and TransUnion — and pay a fee at each of them.The new legislation will make placing, lifting, and permanently removing freezes free no matter where you live. It also requires consumer rating companies to fulfill your request within one business day if made online or over the phone, and within three business days if requested by mail.The changes will take effect about four months after the bill is signed.To set up your own credit freezes, go to the freeze page at each credit agency's website individually: Experian, Equifax, and TransUnion. You will be given a PIN that you'll need to lift or remove the freeze in the future.Often there is no charge for victims of identity fraud to add or lift a security freeze. After the data breach, Equifax made freezes free for everyone until June 2018. 2058

Yes, buying that wide-eyed Shiba Inu puppy with your partner may bring loads of joy to your family. But this dog — we’ll call him Balto — may also come with a taste for pricey kibble and, down the road, a surprise 0 surgery.Ultimately, Balto and his needs are expenses that you and your significant other will share. Determine Balto’s costs, as well as how you’ll split and budget for them, before you’re fighting over that surgery bill. Start by discussing these three questions: 491

at Crown Hill Cemetery in Indianapolis.The Indiana State Department of Health approved a request from Dillinger's nephew, Michael C. Thompson, to disinter the body. Thompson made the request in late June and it was approved July 3. The permit from the health department says Dillinger will be reburied at Crown Hill at 10 a.m. Sept. 16. No reason is given on the permit for the request.Savanah S. Light, director of Light Memorial Funeral Chapel in Monrovia, is listed on the permit as the funeral director who will attend the exhumation. Light confirmed the funeral home's involvement.Attempts were made Monday evening to reach Thompson, while Crown Hill had no comment. 676

RELATED: Bartender wins ,000 after getting a lottery ticket for a tipThe conspiracy charge carries a maximum penalty of 20 years in federal 145

after President Donald Trump implied that John Dingell was "looking up" from hell during a rally in Michigan."Mr. President, let's set politics aside," Debbie Dingell tweeted Wednesday. "My husband earned all his accolades after a lifetime of service. I'm preparing for the first holiday season without the man I love. You brought me down in a way you can never imagine and your hurtful words just made my healing much harder."After John Dingell's passing, Trump said his wife called him, thanking him for honoring her husband. Trump said that during the conversation, Debbie Dingell mentioned that her husband is probably looking down from heaven, pleased at how he was remembered. 685

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