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If you're a pet owner, you know your furry friend can be expensive, especially when it comes to their medical bills. Last year, Americans spent billion at the vet. That's why more owners are now opting for pet insurance. But, is it worth it?"When you are presented with a ,000 bill for emergency surgery, you might only have to pay a couple hundred dollars," says Dr. Jessica Weeks, with BluePearl Veterinary Partner. Routine care for a dog can be on average 7, and for cats, it’s around 2, according to the American Pet Product Association. "Most people aren't prepared financially for those things that happen unexpectedly," says Dr. Weeks.Last year, there were 1.83 million pets insured, and experts say that number is climbing. There are a few caveats with pet insurance, Dr. Weeks says. A majority of the plans do not cover shots and checkups. They only cover the big medical expenses, like treatments and surgery. Additionally, many plans will make you pay the bill in full and then they'll reimburse you after. "There are similarities as far as pre-existing conditions,” says Dr. Weeks. “If your pet already has an illness and you try to get insurance, a lot of times insurance won't cover that." That's why vets recommend you do your research. Dr. Weeks recommends owners with young pets get insurance. As far as the best pet insurance goes, Consumer Watchdog’s top three picks include: Healthy Paws, Pet Plan and Embrace Pet Insurance. "To be honest, when I have owners come in who have pet insurance, it's a huge relief on my part,” says Dr. Weeks. “So, I can offer standards of care of medicine and do the best that we can for those patients." 1756
HOUSTON (AP) — U.S. Customs and Border Protection ordered medical checks on every child in its custody Tuesday after an 8-year-old boy from Guatemala died, marking the second death of an immigrant child in the agency's care this month.The death came during an ongoing dispute over border security and with a partial government shutdown underway over President Donald Trump's request for border wall funding.The boy, identified by Guatemalan authorities as Felipe Gómez Alonzo, had been in CBP's custody with his father, Agustin Gomez, since Dec. 18. CBP said in a statement late Tuesday that an agent first noticed the boy had a cough and "glossy eyes" at about 9 a.m. Monday. He was eventually hospitalized twice and died just before midnight, the agency said. CBP earlier said that the boy died just after midnight.CBP said in the statement it needs the help of other government agencies to provide health care. The agency "is considering options for surge medical assistance" from the Coast Guard and may request help from the U.S. Department of Health and Human Services, the Department of Defense, and the Federal Emergency Management Agency.A CBP spokesman could not immediately answer how many children are currently in the agency's custody. But with border crossings surging, CBP processes thousands of children — both alone and with their parents — every month.Immigration advocates and human rights groups sharply criticized CBP in the wake of Felipe's death. The body of 7-year-old Jakelin Caal , who died earlier this month, was returned this week to her village in Guatemala for burial.Margaret Huang, executive director of Amnesty International USA, said the Trump administration's "policies of cruelty toward migrants and asylum-seekers at the border must cease immediately before any more children are harmed."The White House referred questions about the latest case to the U.S. Department of Homeland Security, CBP's parent agency. CBP officers and the Border Patrol remain on the job despite the shutdown.CBP Commissioner Kevin McAleenan said in a statement that the child's death was a "tragic loss." The agency said it has notified the DHS inspector general.CBP issued a timeline of what it said happened before Felipe's death.Felipe was taken with his father to a hospital in Alamogordo, New Mexico, where he was diagnosed with a common cold, according to the timeline.The boy was released just before 3 p.m., about 90 minutes after he had been found to have a fever of 103 degrees Fahrenheit (39.4 Celsius), CBP said. He was prescribed amoxicillin and ibuprofen, and taken with his father to a holding facility at a highway checkpoint.At about 7 p.m., agents helped clean up the boy's vomit. CBP said the father "declined further medical assistance" then.But at about 10 p.m., the boy "appeared lethargic and nauseous again," the agency said, and agents decided to have taken to the hospital. The boy died at 11:48 p.m. Monday, the agency said.The hospital, the Gerald Champion Regional Medical Center, declined to comment, citing privacy regulations.Felipe and his father were detained by CBP for about a week, an unusually long time that the agency did not fully explain Tuesday.CBP typically detains immigrants for no more than a few days when they cross the border before either releasing them or turning them over to U.S. Immigration and Customs Enforcement for longer-term detention.Agency guidelines say immigrants generally shouldn't be detained for more than 72 hours in CBP holding facilities, which are usually smaller and have fewer services than ICE detention centers.CBP said it apprehended Felipe and his father on Dec. 18 about 3 miles away from an official port of entry, the Paso del Norte bridge connecting El Paso and Juarez, Mexico. They were held at a processing center for almost two days, then taken to the El Paso Border Patrol station on Thursday.CBP said it moved them to Alamogordo, New Mexico, at about 1 a.m. Sunday "because of capacity levels at the El Paso station." Alamogordo is about 90 miles (145 kilometers) from El Paso.The agency didn't say why it held Felipe and his father for so long, but said its officers repeatedly conducted welfare checks on them.Oscar Padilla, the Guatemalan consul in Phoenix, said he was told by the boy's father in a telephone interview that the two had been traveling from their home in Nentón, a village about 280 miles (450 kilometers) from Guatemala City. They were planning to go to Johnson City, Tennessee.CBP promised "an independent and thorough review of the circumstances," and the Guatemalan foreign ministry called for an investigation "in accordance with due process."Democratic members of Congress and immigration advocates sharply criticized CBP's handling of Jakelin Caal's death and questioned whether border agents could have prevented it by spotting symptoms of distress or calling for an evacuation by air ambulance sooner.CBP has said that it took several hours to transport Jakelin and her father from a remote Border Patrol facility to a larger station, where her temperature was measured at 105.7 degrees Fahrenheit (40.9 degrees Celsius). Emergency medical technicians had to revive her twice. She was ultimately flown to an El Paso hospital, where she died the next day.Xochitl Torres Small, a Democrat who will represent the district starting in January, called for a thorough and transparent investigation into the children's deaths and more medical resources along the border."This is inexcusable," Torres Small said in a statement Tuesday. "Instead of immediately acting to keep children and all of us safe along our border, this administration forced a government shutdown over a wall."___Contributing to this report were Associated Press journalists Mary Hudetz in Albuquerque, New Mexico; Sonia Perez D. in Guatemala City; and Mark Stevenson in Mexico City. 5887

In a city where a bowl of noodles doesn't usually cost more than , a shop in Taipei has been charging 5, or TWD10,000, for its beef noodle soup -- and diners are happily paying for it.Beef noodle shop Niu Ba Ba, founded in 1990 in Taiwan, serves just eight types of beef noodles -- ranging from the classic Beef Father Beef Noodle Soup () to the most expensive -- the Presidential Beef Noodle Soup (5). 421
In a press conference on Tuesday, Iowa Governor Kim Reynolds said the driver who hit the Black Lives Matter protester while driving her away from an event "acted appropriately." 185
In a typical year, most people want to see family for the holidays. But many people don’t really want to stay with family.So if you’ve already made the decision to spend the holidays this year with family members outside of your household, here’s one perhaps welcome byproduct of 2020: Instead of sleeping in your childhood bedroom or on the basement futon, you might finally stay in a hotel.While 95% of Americans say it’s usually important to spend the holidays with family, 30% say they believe they would enjoy the holiday season more if their family came together without all sleeping under the same roof. That’s according to an online survey of 2,000 U.S. adults by SWNS Media Group and commissioned by Motel 6, done in 2019 — before COVID-19 was part of the vernacular.Now you have reason to be optimistic about an otherwise brutal 2020 — you finally have a tough-to-argue-with excuse to not stay with family (or not to let family stay with you, if you’re usually the host). Instead, if you’re still planning to see family, it’s more likely that this is the year you find yourself staying at a hotel or vacation rental.Here’s why you should take advantage of this one silver lining in what most people agree has been a crummy year for traveling and seeing family.You’ll have better quality timeTwenty percent of respondents in SWNS Media Group’s 2019 survey said getting on each other’s nerves was a top concern when it comes to staying with family during the holidays. Another 20% cited family drama. More time together means more opportunities to get annoyed and allow tense topics to creep up: the election, the pandemic, the economy, healthcare … and the list goes on.According to the Centers for Disease Control COVID-19 guidelines, gatherings that last longer pose more risk than shorter gatherings. So instead of a long weekend with family, this year you might meet up for a few hours to have Thanksgiving dinner at a park, or to go on a neighborhood walk to view the Christmas lights.Just a few hours together before heading back to your hotel allows you to focus on easier conversation topics without causing a ruckus. That’s enough time to discuss the latest happenings in Zoom school or to chat about your newfound hobbies, without getting into areas that are more likely to ruffle feathers.You’ll sleep more comfortablyStaying with family as an adult can be uncomfortable — literally. Maybe you and your kids are shoved in a basement. A loose piece of plywood from the futon is jamming into your back. Your kids are in sleeping bags on the floor in the hallway, blocking your path to the bathroom (which you’re sharing with your sibling and their own family).This year, go for the hotel or vacation rental. You’ll have a real bed. The kids might get their own room, and you won’t have to share a bathroom with anyone outside of your household.You’ll also get to live on your own schedule. So turn on the TV in the morning without worrying about your host’s dog barking at it. Or stay out as long as you want, without grandma worrying that you’re out too late (even though you’re a full-grown adult).You have a good excuse not to host guestsIf you’re usually the host, you already know it’s a lot of work. But this year, you’ve got a built-in excuse to avoid those extra loads of laundry and dishes. No making sure you have enough vegan, gluten-free and keto food options in your pantry to accommodate all of your guests.Instead, you have an opportunity to see family members in your city without them living inside your house. This year, you might recommend the family meet up for apple-picking (the CDC lists visiting orchards where people use hand sanitizer before picking apples as only a moderate-risk activity).Even if you’re still serving as the host in some capacity — perhaps offering up your backyard for an outdoor feast — you’re off the hook for one of the worst aspects of being a host: ensuring everyone has a bed to sleep in for the night. Nearly 40% of hosts said organizing sleeping arrangements is one of the most stressful parts of preparing for guests, according to the SWNS Media Group survey.You won’t offend your host by not staying with themWhile some folks find aspects of hosting incredibly stressful, some guests find it just as stress-inducing to decline invitations from hosts who insist you sleep over. Some of the world’s top etiquette experts have devoted effort into devising ways to politely-but-firmly decline invitations from hosts who are adamant that you stay over.Bu this year, you don’t need an etiquette expert to help you explain why you’d rather opt for a hotel.You’ll find better hotel deals this yearIf you’ve always toyed with the idea of staying at a hotel but staying with family usually wins out in the name of saving money, here’s another reason to give in to the hotel for the 2020 holidays: You’ll likely score better rates than in any other year.With summer travel down, hotel chains offered up some pretty good deals, many of which are still valid now — and many hotels offered up bonus points in their loyalty programs with every stay. At one point, Best Western was handing out gift cards just for staying with them.Luxury travelers can still take advantage of a super sweet deal in Fairmont’s nearly unbeatable buy one, get one free offer for every night’s stay until April 30, 2021 (book before Nov. 16, 2020).If travel doesn’t pick up, it’s likely you’ll find more deals ahead of the winter holiday season. In fact, Hyatt has already announced that all World of Hyatt members will earn 3x points for qualifying stays through January 4, 2021, for up to 150,000 bonus points (anyone can become a member for free online).And if you’re a Hilton Honors member, you’ll earn double bonus points for stays at Hilton hotel between now and December 31, 2020. That’s good for building up your hoard of Hilton Honors points, but it’s also great if you’re trying to earn Hilton Honors elite status, as you’ll also earn double night credits for your stay.The bottom lineThis year has been rough in a lot of ways, but it’s also provided opportunities for silver linings. Travelers have already experienced some positive changes, like waived airline change fees, improved hotel cancellation policies and better airplane sanitization (because when were the tray tables ever cleaned before this?).And this holiday season, there’s one more reason to look on the bright side: Whether you’re masking it up for Christmas this year or hosting a socially distanced in-person Thanksgiving picnic, you’re finally off the hook for sleeping on the squeaky futon in the basement. Perhaps the best present you can give yourself this holiday season (without feeling guilty about it): your own hotel room.More From NerdWalletWhen Should You Book Basic Economy?Travel Insurance Options for Digital NomadsHow Safe Is Air Travel Right Now?Sally French is a writer at NerdWallet. Email: sfrench@nerdwallet.com. Twitter: @SAFmedia. 6979
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