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LAS VEGAS — Right now, many recent high school graduates are facing a tough question — is it worth it to take on tens of thousands of dollars in debt to attend college during a pandemic?The irony of building credit is that it requires taking on debt — and no one wants to take on debt, especially during the pandemic. But according to one credit expert, there are some simple financial moves that parents can make right now to set up their kids for future financial success.Building credit isn't priority number one for kids, but it could open or close a lot of doors down the road."Good credit can make things easier for you in the future, whether it's securing loans, credit cards with better terms and rates. It might even help your ability to land a job or a desirable apartment," said Nathan Grant, a senior credit industry analyst at CreditCardInsider.com.Grant says that even though kids can't open their own bank account until their 18, parents can start teaching kids about credit long before that, perhaps with a prepaid card."Many of those allow for monthly direct deposits. So, you could have their allowance loaded directly on their card, and that could, at an early age, give them a way to understand budgeting and using a card that has a limit on it to teach them better spending habits," Grant said.Then, as children approach adulthood, Grant says that parents should consider making them an authorized user on a family credit card. Even if parents are not ready to let kids make purchases and payments on the card, Grant says just making them an authorized user will help them build credit."Many credit card issuers offer this, and most issuers report the account's activity in the authorized user's name, whether or not they are actually using the account. So, you can add them as a user and not give them access. It will hopefully build their credit up right out of the gate," Grant said.When kids are ready for their own cards, parents shouldn't just pick the shiniest piece of plastic. Grant says a secured credit card could be a safer option for someone with little or no credit."It uses a refundable security deposit that you fund yourself to fund the account's credit limit, upon approval," Grant said. "So, there's less risk on the issuer's part. So, for somebody who is new to credit or doesn't have any credit history, that could get your foot in the door.Grant said he couldn't offer advice either way on whether grads should pay for college with credit. But he said that anyone that decides to take a "gap year" should try to pay off any existing debts and save for the future.For those that do decide to go attend college, Grant has some general advice."The best rule of thumb, on top of just general responsible use, is just try not to use your credit card for purchases you know you won't be able to pay off before that monthly due date," he said. "Not spending beyond your means, that's going to be more valuable in your college years than ever."For more ways to boost your credit score, click here.This story was originally published by Ross DiMattei on KTNV in Las Vegas. 3114

LA MESA, Calif (KGTV) - According to the California Department of Public Health, seven deficiencies were issued after an investigation of Sharp Grossmont Hospital. In April state investigators conducted a survey consisting of 14 closed medical records. According to the investigator's findings documented in a statement of deficiencies and plan of correction report, "Hospital leadership did not provide notification of a potential investigation and the use of video recording during medical treatment without patient's consent." Investigators also noted deficiencies with regulations related to medical staff accountability, patient's rights, and use of restraint or seclusion. According to the state document, "The patient has the right to personal privacy. This Statute is not met as evidenced by: Based on interview and record review, the hospital failed to ensure the privacy of all patients undergoing medical treatment in the WHC (women's health center) ORs (operating rooms) when the hospital's Admission Agreement for Inpatient and Outpatient Services was utilized as consent to allow video recording during medical treatment. Also, the Admission Agreement did not allow the patients' the option to acknowledge and/or decline video recording. As a result, the hospital leadership allowed video recording of patients undergoing medical treatment without knowledge or consent." The deficiencies listed fall under violations to conditions of participation for a hospital as listed in title 42 of the federal code of regulations.   A deficiency is a violation of a federal or state law or regulation that the California Department of Public Health cites during a survey or investigation.Officials with the California Department of Public Health tell 10News issuing deficiencies is a form of enforcement action. It requires the facility to submit a Plans of Correction to fix any violations. According to Sharp officials, in 2012 they were alerted that beginning in 2011, potentially powerful drugs and equipment were missing from the anesthesia cart in each of Sharp Grossmont Hospital's three Women's Center operating rooms. The hospital installed a computer monitor with a motion-activated camera in each of the three Women's Center operating rooms. Between July 2012 and June 2013, the videos were recorded. The hospital says the cameras were intended to record only individuals in front of the anesthesia carts. In a statement to 10News, a spokesperson for Sharp wrote:"In their survey, the California Department of Public Health (CDPH) identified areas where opportunities for improvement existed. The hospital addressed each area of concern and created a plan of correction for those findings. Both CDPH and the Centers for Medicare & Medicaid Services (CMS) accepted Sharp Grossmont’s plan of correction, as confirmed in a follow-up survey. The hospital’s plan of correction provides that:The specific techniques used in the 2012-13 investigation have not been used since and will not be used for any future investigations.Any potential future investigations are required to strictly adhere to Sharp’s policies and procedures;Medical staff will be kept informed of any similar future investigations that may occur;Patients will receive full disclosure of any future investigations that may affect their privacy;The patient grievance practices have been strengthened to ensure patient complaints and grievances are appropriately and efficiently managed; andAdditional measures are in place to safeguard against the inadvertent release of patient information to third parties. Staff and clinicians have been educated on the hospital’s plan of correction and policies. While we are pleased that CDPH and CMS accepted our plan of correction, we regret that the investigation inadvertently recorded patients and may have caused distress to those we serve."More than 400 women who claim they were secretly recorded are suing the hospital.Court records show a hearing is scheduled in September. 4026

LAS VEGAS — A Las Vegas family is living in fear after two men broke in while their teenage daughter hid in a bedroom closet.17-year-old Maxeen is still shook up after what happened inside her home near Cactus and Interstate 15 on Saturday.“It sucks to just be alone and I’ve never been in a situation like that,” she said.Maxeen said she was home alone Saturday when someone started ringing the doorbell repeatedly around 2:30 p.m.Maxeen felt something was wrong, and that’s when she says a man showed up in the backyard breaking in through the sliding glass door.“I tried to call my mom but she was at work, so I kind of ran upstairs and I knew he was going to come to the back,” the teen said.Maxeen dialed 911 and hid in one of the closets in a bedroom.The home’s interior surveillance camera shows two men running up the stairs where Maxeen was hiding.Maxeen’s mom is thankful her daughter is OK, but says this frightening ordeal has hit the entire family.“We’re very disturbed right now,” Maxeen's mother, Barbara, said. “It feels like it’s not real, but it is. So we got affected by it and everyone is so scared.”The family said the burglars actually left their getaway ride outside the home when they left.They took a picture of it and hope that vehicle will lead police to the two.  1309

Last month, the Harvard Global Health Institute released an interactive map that shows the risk of contracting the coronavirus based on daily new cases per 100,000 people. At the time, three states were in the red. As of Thursday, that number has since increased to 10.According to Harvard, the 10 states represent ones that should consider full stay-at-home orders, while an additional 22 should consider them.The map has four colors – green, yellow, orange and red – to demonstrate the risk by county and state. The map shows 10 states – Louisiana, Arizona, Florida, Mississippi, Nevada, Alabama, Georgia, Tennessee, Texas and South Carolina – in the red for where infections are high.Just one state – Vermont—is in the green.According to Harvard Global Health Institute, when areas are shaded red, stay-at-home orders become necessary.On Thursday, the University of Washington’s Institute for Health Metrics and Evaluation concurred that a number of states should consider stay-at-home orders. The organization’s director Dr. Christopher Murray said that states should consider closing non-essential businesses when the daily death rate reaches eight per 1 million people. The IHME said that four states - Arizona, Florida, Mississippi, South Carolina – are in that category.Twenty-two states are in the orange, meaning those states should consider either implementing stay-at-home orders or conduct rigorous tracing programs, Harvard said.“Local leaders need and deserve a unified approach for suppressing COVID-19, with common metrics so that they can begin to anticipate and get ahead of the virus, rather than reacting to uncontrolled community spread”, says Beth Cameron, Vice President for Global Biological Policy and Programs at the Nuclear Threat Initiative and a member of the COVID-Local.org team. “Unless and until there is a whole of government response, with measurable progress communicated similarly and regularly across every state and locality, U.S. leaders will be left to react to the chaos of the virus - rather than being able to more effectively target interventions to suppress it. “COVID RISK LEVEL: GREEN- Less than one case per 100,000 people- On track for containment- Monitor with viral testing and contact tracing programCOVID RISK LEVEL: YELLOW- 1-9 cases per 100,000 people- Community spread- Rigorous test and trace programs advisedCOVID RISK LEVEL: ORANGE- 10-24 cases per 100,000 people- Accelerated spread- Stay-at-home orders and/or rigorous test and trace programs advisedCOVID RISK LEVEL: RED- 25 or more cases per 100,000 people- Tipping point- Stay-at-home orders necessaryClick here to view the map. 2652

LAS VEGAS — A Las Vegas leader wants the city's airport renamed amid a wave of racial unrest and calls for removing brands, tributes and other items with racially-charged origins.McCarran International Airport, located next to the heart of the Las Vegas Strip, is arguably one of the most prominent places in Southern Nevada.In 1948 it was named for Sen. Patrick McCarran, a powerhouse in both state and national politics.McCarran represented Nevada from 1933 until his death in 1954 in Washington, D.C.During his time in public office, he was considered one of the biggest supporters of aviation, which was still getting off the ground in the 1930s, and sponsored key legislation that helped shape the modern air travel industry.However, historians have pointed out that McCarran's legacy is marred by racism, xenophobia and antisemitism."Pat McCarran was an evil man," Clark County Commissioner Tick Segerblom said.Segerblom wants to scrub McCarran's name from the airport and introduced a bill in the Nevada Legislature in 2017 to do just that."To have the first thing when you come to Nevada (be) McCarran Airport — when you look at his history, that's just unacceptable," Segerblom said.Segerblom wanted to rename the airport for longtime Nevada Sen. Harry Reid (D), but the bill ultimately failed."First off, I want to get rid of the name, but secondly, I want to honor Sen. Reid, he is really the father of modern Nevada," Segerblom said.There was push back, and Segerblom says he believes opponents felt using Reid's name as a replacement was too politically partisan."Our kids grow up hearing about McCarran airport; they don't know what that its, but they don't realize we are honoring somebody who didn't believe I should even be a citizen or have the right to vote, that's wrong," Segerblom said.Critics who are opposed to renaming the airport say McCarran was a critical part of history, and attempting to scrub his name from Las Vegas will not change that. But Segerblom argues that continuing to honor McCarran is unacceptable."We are a multicultural, multi-ethnic city, and for our airport to be named after a racist anti-Semite and other things is just unacceptable," Segerblom said.A name change would require a majority four-person vote by the Clark County Commission.If the name changes in the near future, estimates put the cost around million to replace signs, logos, letterheads, graphics and other items associated with the airport.Segerblom says he would raise funds privately to make the change happen.This story was originally published by Joe Bartels on KTNV in Las Vegas. 2611