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A man allegedly cut through a fence to escape a coronavirus isolation facility Friday in New Zealand. Officials say the man, only described as being in his 50s, apparently went to a liquor store before returning on his own to the facility.The man is now in police custody and is expected to appear in court, according to a statement from New Zealand Air Commodore Darryn Webb, Head of Managed Isolation and Quarantine.He said investigators believe the man cut through fence ties to break out of the facility around 6:30 p.m. Thursday night, then returned about 30 minutes later. Authorities are checking CCTV footage to confirm the man’s movements during that time. It happened in the town of Hamilton, on the North Island of New Zealand.It appears the man visited a liquor store. Police have talked to the store, and no one entered it this morning until health officials confirmed it was safe to do so.“Managed isolation is a critical part in our defence against COVID-19, and it is up to each and every person entering this country to play their part and abide by the law,” Webb said.The man who escaped arrived from Sydney on July 1, and their first coronavirus test came back negative, according to Webb. However, he still must remain in isolation. Webb believes the health risk from this incident is very low.“We take any breach of the COVID-19 rules very seriously. Wilfully leaving our facilities will not be tolerated, and the appropriate action will be taken,” Webb said.This comes just two days after another man escaped from a separate isolation facility in Auckland. This man, age 32, has tested positive for coronavirus. He was reportedly outside smoking a cigarette when he left the facility and visited a supermarket before returning.After that incident, Webb said fencing at all isolation facilities will be replaced with 6-foot-high fences.Travelers are being asked to isolate for at least 14 days in New Zealand, some must go to isolation facilities. 1976
A German cruise line, that is part of Carnival Cruises, pushed back its restart date to Nov. 1.In a press release, AIDA Cruises said the ship AIDAmar would set off on a seven-day voyage to the Canary Islands."Due to the coronavirus pandemic, the conditions are currently not in place in Germany's neighboring European countries, especially in the north with Norway and Denmark or the Baltic states," the company said. "For many distant destinations outside of Europe, the Federal Republic of Germany has issued a travel warning, or the respective countries have prohibited calls of cruise ships until 2021. As a result, the company has canceled its previously announced cruises for September. It has updated its fall and winter 2020-2021 program to provide its guests and sales partners additional time to plan and book vacations for a safe and enjoyable return to cruise holidays."The company said they canceled its previously scheduled September and October cruises due to the coronavirus pandemic and updated its schedule for fall and winter."Even though it is currently not possible for cruise ships to call at Norway, which is so important for our voyages to the north, we are confident that the first AIDA ships from Germany will be able to travel to Northern Europe again at the beginning of 2021," said Felix Eichhorn, president of AIDA Cruises in the press release.Cruises will resume sailing operations in the western Mediterranean with AIDAstella on Dec. 12, the company said. 1495

A former Forbes reporter claims that Donald Trump, before he was president, pretended to be a spokesman on his own behalf and then lied about his wealth in order to crack the Forbes 400 list."He figured out what he had to do in order to deceive me and get onto that list. And he did it very well. And he maintained that persona of just sort of talking about his assets without any sense of debt and lying about it," Jonathan Greenberg said in an interview Friday on CNN's "New Day."Greenberg broke the news in a Washington Post story. He wrote that when he was compiling the magazine's list of the richest people in America in the 80s, Trump had called him posing as "John Barron," a purported executive with the Trump Organization. 740
A low credit score doesn’t have to stand in your way if you want to get a personal loan to cover an emergency or consolidate your debts.Borrowers with bad credit, which is a FICO score below 630, may need to put in some extra work to qualify for a personal loan. But taking these steps can not only help you get approved, they could also get you a cheaper interest rate.Clean up your credit, shrink your debtBefore you apply for a personal loan, get a copy of your credit report to see what the lender will see on it, says Adrienne Ross, a Washington-based certified financial planner. You can get one free copy of your report from all three major credit bureaus at annualcreditreport.com.The details on your credit report can show you why your score is low and signal how to address the issues before a lender sees it.For example, a past-due account is likely a red flag to a lender, but you’ll have a better chance of qualifying if you can spot it and make the payment before you apply, Ross says.Lenders also consider the percentage of your monthly income that goes toward debt payments, called your debt-to-income ratio. You’ll need a DTI below 50% to qualify with most lenders, and lower is often better.If you don’t urgently need the loan, pay down debt before you apply, Ross says. Not only will lower outstanding balances reduce your DTI, they will also lower your credit utilization, which is the amount of your available credit you use and a main factor in your credit score calculation.Add a co-signer or collateralA quicker solution may be to choose a lender that allows you to add a co-signer. A willing friend or family member with good credit and strong income can help you get approved, says Thomas Rindahl, a CFP with TruWest Wealth Management Services in Arizona.Tread lightly with co-signed loans, he says, because the person you add to your application will be required to pay the loan if you can’t.Some lenders may also offer secured personal loans that require you to pledge something you own such as a vehicle or savings account, he says. Borrowers with fair or bad credit may have a better chance of qualifying and getting better rates with a secured loan, but the lender can seize the collateral if you don’t make your payments.Make a repayment planChoose a lender that reports your loan payments to the credit bureaus, as this can help you build credit, Ross says. This means the next time you borrow money or apply for a credit card, you could get a lower rate.But because lenders report both on-time and missed payments, your ability to make them will determine if your credit improves or worsens.Be prepared to ask questions about rates, terms and extra fees so you understand exactly what you’ll owe each month and when you’ll owe it, Ross says. Knowing that will help you make a plan to manage your payments.Even with a solid payment plan, you could end up late on one or two payments along the way. Since lenders don’t immediately report late payments to the credit bureaus, Ross says, make the payment as quickly as possible to avoid the hit to your credit.Compare lendersComparing offers from online lenders, banks and credit unions can help you find the best rate and features for your situation.Some online lenders offer personal loans specifically for borrowers with low credit scores. Look for reputable lenders that cap their annual percentage rates at 36%, which consumer advocates and financial experts say is the highest rate an affordable loan can have.Bad-credit borrowers will likely qualify for rates close to a reputable lender’s rate cap, but nowhere near the 300% or higher APRs that payday lenders offer.Online lenders may also let you pre-qualify with a soft credit check, allowing you to see what rate and loan amount you could get without hurting your credit score. Many banks and credit unions require borrowers to formally apply to see their offer, triggering a hard check that can cause a temporary dip in your score. Some online lenders can also fund a loan the same or next day, while a bank could take a week or more.On the other hand, your community bank or credit union may be more willing to consider the circumstances if a recent misunderstanding or years-old issue is keeping your credit score down, Rindahl says.“An online lender might have competitive rates, and it might be easy because you can do your application at home, but if you don’t fit their algorithm, you don’t fit their algorithm,” he says. “Your local institution, whether it’s a credit union or bank, is much more likely to look at the person as a whole,” he says.More From NerdWallet4 Steps to Pre-Qualify for a Personal LoanBoost Your Chances of Getting Your Personal Loan ApprovedHow to Get a Personal Loan in a COVID-19 EconomyAnnie Millerbernd is a writer at NerdWallet. Email: amillerbernd@nerdwallet.com. 4850
A judge on Thursday temporarily lifted a visa ban on a large number of work permits, undercutting a measure that the Trump administration says protects American jobs in a pandemic-wracked economy.U.S. District Judge Jeffrey White said his ruling applied to members of organizations that sued the administration — the U.S. Chamber of Commerce, National Association of Manufacturers, National Retail Federation, TechNet, a technology industry group, and Intrax Inc., which sponsors cultural exchanges.White, ruling in Oakland, California, said his order didn’t extend beyond those groups. But he noted they are comprised of “hundreds of thousands of American businesses of all sizes from a cross-section of economic sectors,” including Microsoft Corp. and Amazon.com Inc.Paul Hughes, an attorney for the associations, said the U.S. Chamber of Commerce alone has “more than 300,000 members of all shapes and sizes across the United States.”The injunction, which lifts the ban while the case is being litigated, is at least a temporary setback for the administration’s efforts to limit legal immigration during the coronavirus outbreak.White, who was appointed by President George W. Bush, said President Donald Trump likely acted outside bounds of his authority.The judge wrote “there must be some measure of constraint on Presidential authority in the domestic sphere in order not to render the executive an entirely monarchical power in the immigration context, an area within clear legislative prerogative.”The ban, which took effect in June and is scheduled to last until the end of this year, applies to H-1B visas, which are widely used by major American and Indian technology companies, H-2B visas for nonagricultural seasonal workers, J visas for cultural exchanges and L visas for managers and other key employees of multinational corporations.It was the second time in three days that White blocked a significant change on immigration. On Tuesday, he halted major fee increases for citizenship and other benefits three days before they were to take effect.The Homeland Security and Justice departments did not immediately respond to requests for comments Thursday night.The National Association of Manufacturers, which represents 1,400 companies, said the ruling will help with “crucial, hard-to-fill jobs to support economic recovery, growth and innovation when we most need it.”“Today’s decision is a temporary win for manufacturers committed to building that innovation in the United States,” said Linda Kelly, the group’s senior vice president and general counsel. “A long-term win for manufacturers requires policymakers to support meaningful reforms to our immigration laws that recognize the critical link between smart immigration policy and America’s competitive advantage.”With Congress and the White House deadlocked on immigration, Trump has reshaped the system on his own. The Migration Policy Institute recently catalogued more than 400 executive actions during his presidency to change policy, including border enforcement, asylum eligibility and vetting for visas.Many of Trump’s changes on immigration are being challenged in court. It is unclear how many Joe Biden would roll back if he defeats Trump in November’s election or how quickly he would act. 3285
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