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With millions of Americans set to lose a weekly 0 unemployment supplement this week, leaders in Washington are discussing another stimulus package that could extend the supplement for the unemployed. The 0 a week program from the federal government was added to state unemployment benefits.Leaders on Capitol Hill also are pushing for a second round of stimulus checks. While it appears Democrats and Republicans are in agreement that there should be another stimulus bill, compromising to the details remains an issue.On Tuesday, President Donald Trump said that he is looking at continuing an unemployment supplement, but at of 70%. Trump said that he and other GOP lawmakers believed that the supplement gave Americans an incentive to remain unemployed.“We want to have people go back and want to go back to work as opposed to be sort of forced into a position where they're making more money than they expected to make and the employers are having a hard time getting them back to work,” Trump said. “It still worked out well because it gave people a lifeline, a real lifeline. Now we're doing it again.”Senate Minority Leader Chuck Schumer agreed that an unemployment supplement is needed as unemployment levels remain in double figures. Democrats in the House passed a bill in the spring that would have extended the added unemployment through the end of the year. The GOP-held Senate has not considered the legislation.“It makes no sense to cut back at a time when we have over 20 million unemployed and we have the greatest unemployment crisis since the Great Depression,” Schumer said in an interview with CNN. “To cut back on unemployment insurance makes no sense whatsoever. That's what they're proposed. In the other proposal, we'll pay people to go back to work. Well, those who go back to work are getting the salary.”Senate Majority Leader Mitch McConnell suggested that an agreement is still a ways off. He also hasn’t signed off on an unemployment supplement, and says that his focus is to get workers back to work rather than provide supplemental unemployment. McConnell, however, said that his proposal would include a second round of stimulus checks. Details of that plan are not available, but McConnell previously said a second round of stimulus would include fewer Americans. With coronavirus cases remaining at high levels and large gathering spaces forced to operate at reduced capacities, it is hard to imagine employment levels reaching pre-coronavirus levels. McConnell told reporters earlier in July that the next round of stimulus funds should cover Americans making less than ,000 per year, which is far lower than the threshold for stimulus funds during the last round of aid, which many Americans received in April and May.McConnell said on Tuesday that the Senate is also looking at replenishing the Paycheck Protection Program, which gave companies funds to help them make payroll during the coronavirus pandemic.“With the majority of businesses expected to exhaust their initial paycheck protection funding this summer, we'll also be proposing a targeted second round of the PPP with a special eye toward hard hit businesses,” McConnell said. “And speaking of building on what worked in the Cares Act, we want another round of direct payments, direct payments to help American families keep driving our national comeback." 3375

Whether your car breaks down or you are slapped with a hefty medical bill, odds are most of us are not ready to pay for unexpected expenses. Instead of using a credit card to pay the bill, you might consider taking out a personal loan. Banks aren't the only ones lending money. According to Consumer Advocate, the top lending companies for 2018 include, Lending Tree, SoFi and Upgrade.Alison Norris, a certified financial planner with SoFi says you can borrow up to ,000 with some companies. However, you have a shorter period of time to pay them off. "They are paid off in periods ranging from 2 to 7 years," says Norris. Typically, when you're slapped with an unexpected expense, you reach for the credit card. But Norris says personal loans have a lower interest rate than most credit cards. "It could be the difference between an average credit card APR of 16 percent to a personal loan which can start as low as 6 percent," Norris says.What's different about a personal loan is that there is no collateral, unlike a home or car loan.   "You can compare that to a car loan if you were to stop making payments, it's possible that your car could be repossessed," Norris says.    With a personal loan, it's only backed by your guarantee. But if you can't pay on time, your credit score could take a big hit."It could very much change your ability to get a job in the future or apply for another loan and will have a few other repercussions," Norris says.   But remember, it's best to not take on more debt than what's necessary.   1647

WILLIAMSVILLE, N.Y. - They did it again! The Alba family in Williamsville, New York, are expecting their fourth baby and announced it the way they know best: with a catchy tune, funny lyrics, and an entertaining video.“You know we love to smile and make people happy," Danielle Alba told 7 Eyewitness News.The music video, set to the tune of "You're Welcome" from the Disney film Moana, hilariously describes how COVID-19 played a role in bringing their newest bundle of joy into the world."I canceled my vasectomy because of COVID-19," Sam sings on his backyard pool diving board. "I guess we have a souvenir from quarantine."This is Danielle and Sam's second music video. Their first video in 2017 welcomed their son Isaac with a parody of the song "Closer" by The Chainsmokers, which quickly racked up 11,000 views on YouTube.Their newest addition to their repertoire, which features their three children Emily, Rowan, and Isaac, is already becoming a sensation too. In just three days, the video had more than 2,000 views on Facebook.“Anytime somebody comments, 'this just made my day, it’s so wonderful,' it really makes us very happy. And especially right now, everyone can use a little happiness,” said Danielle.This story was first reported by Ashley Rowe at WKBW in Buffalo, New York. 1301

When Missy Owen heard that the non-profit National Safety Council was putting together a memorial for opioid victims called "Prescribed to Death" and was, in effect, looking for personal stories to help put a human face on the crisis, she was excited. “I was like, 'oh yes, this is a great idea,'” Owen said, “This is an awesome project, yes I’ll do that!”The project would be another way to try and keep the memory of her son Davis alive. Not only that, but it could potentially help make an impact on others in the hopes of one day ending the epidemic that takes 22,000 lives a year.“I knew that it would help other people,” she said.But months went by.“I procrastinated, and I procrastinated," she said.Owen said bringing herself to fill out the paperwork — to spell out, in detail, the pain she suffered when she lost her 20-year-old son, an honor student and class president — was so painful that she waited until the very last day the organization would accept submissions.But in the end, she said she knew this memorial would be something people would remember.“You look at all this, and you go up to it, and you see it, and you see those faces so close,” she said.With this exhibit, being close is the only way to experience it because it consists of 22,000 pills, one for each opioid death that occurs in the U.S. each year.Owen said when she sees the enormity of it, she thinks of 22,000 families that learned to “live differently,” as she had to.“(These families) learned their new normal, and learned to live without someone that they loved and cared for deeply,” she said.But there’s one more layer to the exhibit — each of the 22,000 pills has a likeness carved into it by a 3D printer. The faces are modeled after actual victims of the crisis. Among the 22,000 pills is Davis Owen.“I haven’t found him,” Missy Owen said, staring closely at the rows and columns of tiny white pills. “But I know he’s here.”Owen has seen it several times now. But it’s still an emotional experience. She recalls how Davis fell down the path of addiction.Davis was gifted, Missy said, but his brain had trouble “shutting off.” He had trouble sleeping when he was stressed, and one night he took a seemingly innocuous trip to the family medicine cabinet. “I’m supposing he was looking for something like Advil PM or Tylenol PM, something like that,” she said.He grabbed an old, leftover Vicodin prescription that Missy estimates may have had 30 pills in it. Its label: ‘May cause drowsiness.’“And he was one of those one in 10 people that have that euphoric experience when taking an opioid medication. And he continued to use that bottle until it was gone. By that time he was completely addicted,” she said.It soon turned into a need for the recreational opioid heroin, and that, in turn, led to his overdose in 2014.She and her family have since started the Davis Direction Foundation and The Zone, which helps former addicts to stay sober, to stay “in the zone,” as she put it.One of the hardest aspects for Missy Owen come to terms with is that his death, and those of so many others whose faces are now etched onto that wall, was preventable.“Davis’s story is so sad,” Owen said, “and so awful.”“But it’s not uncommon,” she said.She said she hopes the memorial can help to humanize the epidemic for people who haven’t had to suffer the loss of a loved one, in the hopes that we can stem the epidemic.Maureen Vogel, spokesperson for the National Safety Council, said people have walked away visibly moved.“(People say) ‘it’s encouraging me to change. It's encouraging me to talk to my doctor,’ and ‘it's encouraging me to talk to my own family,'” Vogel said.The exhibit premiered in Chicago late last year, and it goes on display outside the White House this month. Vogel says 14 other cities have expressed interest in hosting the memorial so far. “Data only tells part of the story,” Vogel said. “You have to put a face on the statistic for people to really relate to it,” she said.Missy Owen said she hopes this year is the year the epidemic turns a corner.“We are losing a whole generation of people. It has to be a turning point," she said.  4228

With COVID-19 cases surging across the country, public health officials and ICU doctors are pleading with Americans to reconsider gathering with family members ahead of the Thanksgiving holiday for fear of spreading the virus even further.“We really don’t have a national or even multi-state plan, and that worries me,” said Dr. Stephen Morse with Columbia University.While he strongly recommends against it, Dr. Morse knows inevitably some people will still get together on Thursday. His advice is to have a multi-layered safety approach.The first layer involves testing. He’s urging people to avoid those rapid tests if they can because they’re less accurate.With so many Americans trying to get tested right now, officials also say it’s important to plan ahead and be prepared to potentially not get results back before Thanksgiving.“Testing is really important because it’s the only way we can find people who aren’t obviously sick and stop them,” Dr. Morse added.Health officials say if you are planning a small family gathering, get tested before you see high-risk family members. Americans are also being urged to consider virtual holiday gatherings whenever possible.If you are gathering with people outside your household, eat in separate rooms or consider eating outdoors.“What I’ve seen is once it gets into a family, because we let our guard down around our family, everybody gets infected,” explained Dr. John Coleman, who works in the ICU at Northwestern University’s teaching hospital in Chicago.Dr. Coleman says there are just too many variables to consider when it comes to gathering for Thanksgiving this year.“I think we are on the cusp of some very, very dark months. What we’ve seen is the increase of COVID across the nation is going to eventually stress the health system.” 1804

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