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China began to tighten its crackdown on illegal fundraising early this year to fend off financial risks in 2018, with online lending being one of the key fields that will be put under greater scrutiny.

China had a cash-based payment system with low credit card penetration, so there were few barriers to the adoption of mobile payments, according to Weisblum. This has allowed for the rapid development of a robust Chinese internet and super-apps like WeChat, which exceeds the functionality of American apps and provided more interactive opportunity for retailers to customers.

China has extended subsidies for new energy vehicles until 2022, and such vehicles will remain exempt from purchase taxes for another two years as well.

China has maintained a high savings rate during its economic expansion, while the United States consumes a large amount of global products and services and has a very low savings rate, he said.

China began a three-month campaign against pyramid selling on Aug 15,following the death of university graduate Li Wenxing, 23, who got involved in a pyramid scheme through an online recruitment site, and was found drowned in mid-July in north China's port city of Tianjin, sparking nationwide rage.