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An influx of college financial aid applications this year means that money could run out for students who don’t file early.Due to financial strain caused by COVID-19, nearly 40% of families that didn’t previously plan to apply for federal financial aid now expect to do so, according to a recently released survey from Discover Student Loans.The federal government, states, colleges and other organizations use the Free Application for Federal Student Aid, or FAFSA, to award financial aid. You must complete the FAFSA to be considered for financial aid.You have 21 months to submit the FAFSA for any given academic year. For the 2021-22 school year, the FAFSA opens Oct. 1, 2020, and closes June 30, 2022. But that doesn’t mean you should wait.“There is no downside to applying early, but a lot of risk in applying late,” says Manny Chagas, vice president and head of marketing and product at Discover Student Loans.Here’s why you should file the FAFSA now.Better shot at more free moneyThe sooner you submit the FAFSA, the greater your chances are of getting free aid you don’t have to repay, such as grants or scholarships.Federal Pell Grant money likely won’t run out, but other need-based aid, including that awarded through your school and state, is limited and awarded on a first-come, first-served basis. Jack Murphy, financial aid counselor at the University of Northern Iowa, named the Federal Supplemental Educational Opportunity Grant and his school’s tuition assistance grant as examples.The Federal Work-Study Program also has limited funds, so you’ll want to file the FAFSA early to take advantage of it.More time to appeal a financial aid decisionStudents and parents who are dissatisfied with their aid amounts or have a change in economic circumstances can appeal the financial aid award from their school. To do this, you need to petition your school with a financial aid appeal letter and provide evidence to support your need for more aid. If you wait too long, the aid money could run out.Those who file the FAFSA early are more likely to receive their school-based financial aid awards with their college acceptance letters. While your federal aid will be the same no matter where you attend college, you can send your FAFSA information to several schools to see which will give you the best school-based aid package. Doing so early will allow you to compare offers and appeal if necessary.If you apply for the FAFSA late, you not only risk a smaller award to begin with, but you also have less opportunity to “shop around” and submit a successful appeal letter.A quarter of parents surveyed by Discover Student Loans say they’ll appeal their financial aid decision because of previous award amounts and pandemic-induced changes in family finances. In speaking about the survey, Chagas emphasizes that there tends to be more money available early in the process, so students should make the FAFSA a priority.Murphy agrees. “Filing early makes sure you’re in the running to receive as many awards as possible,” he says. “We see students that get [aid] one year, but not the next.”They don’t lose out on aid because they no longer qualify, Murphy explains. They just waited too long.More From NerdWalletNerdWallet’s FAFSA GuideYour FAFSA Questions AnsweredWhat Are the FAFSA Requirements?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 3387

As images spread of children gasping and convulsing, aid groups and international leaders are denouncing the Syrian regime for their alleged role in a suspected chemical attack.More than 70 people were reportedly killed Saturday in Douma, the last rebel-held town in Eastern Ghouta, the?International Rescue Committee said Sunday."The evidence points toward yet another chemical attack by the regime," said Maja Kocijancic, spokeswoman for European Union Foreign Affairs and Security Policy."Almost a year to the day of the horrific attacks in Khan Sheikhoun, it is a matter of grave concern that chemical weapons continue to be used, especially on civilians."The International Rescue Committee said the latest incident "only serves to further demonstrate that the government of Syria will stop at nothing to win this war."But the Syrian government and its key ally, Russia, vehemently denied involvement in Saturday's attack. Instead, they accused rebels in Douma of fabricating the chemical assault claims in order to hinder the army's advances and provoke international military intervention.Russia's Foreign Ministry called the reported attack a "hoax" that interfered with a deal to end fighting in Douma and evacuate civilians. Dozens of buses entered Douma on Sunday evening to take detainees released by Jaish al-Islam, the last remaining rebel group in Douma, to government-held territory, according to Syrian state TV. The vehicles will also transport rebels and civilians to northern Syria, state TV said.Iran, another ally, also defended the Syrian regime."The Islamic Republic of Iran strongly condemns the use of such (chemical) weapons by any party and anywhere in the world," Foreign Ministry spokesman Bahram Qasemi told the state-run Islamic Republic News agency.He said the allegation that the Syrian regime is behind the attack "is not compatible with reality."But anti-government activists claimed Syrian military helicopters dropped barrel bombs filled with chemicals on the town, suffocating some residents and sending others into violent convulsions.Graphic footage shot by rescuers and activists show victims -- including children -- dead and injured, some ghostly white and foaming at the mouth in makeshift clinics. Others were found suffocated in their homes, according to first responders.At least 48 people died and 500 others displayed symptoms similar to exposure to "toxic gas" in the Douma area, the White Helmets rescue group and the Syrian American Medical Society charity group said in a joint statement.Other groups have announced varying death tolls in the wake of the attack. CNN could not independently verify the authenticity of the footage or the reports.US President Donald Trump described the attack as "SICK" and criticized Russian President Vladimir Putin and Iran for supporting Syrian President Bashar al-Assad. He threatened that there would be a "big price to pay" for the attacks.Saturday's attack occurred almost a year to the day after the United States struck a Syrian airfield in response to a chemical attack on the rebel-held town of Khan Sheikhoun.The State Department described the incident in Douma as "horrifying" and said that if the use of chemical agents in the attack was confirmed, it would "demand an immediate response by the international community."The US, United Kingdom, France, Poland, the Netherlands, Sweden, Kuwait, Peru and Cote d'Ivoire will participate Monday in an emergency UN Security Council meeting, the US mission to the United Nations said."The Security Council has to come together and demand immediate access for first responders, support an independent investigation into what happened, and hold accountable those responsible for this atrocious act," US Ambassador to the United Nations Nikki Haley said in a statement.Following the attack on Saturday night, doctors in Eastern Ghouta saw patients shaking uncontrollably and some who appeared to be paralyzed and unresponsive, an official from the Union of Medical Care and Relief Organizations (UOSSM) told CNN.The official, who asked to be identified as Dr. Jad, is in touch with local doctors and said one of the affected areas was the residential area of Masaken, where hundreds of civilians reside in underground shelters. 4305

ARIZONA — First responders put their lives on the line at school shootings — and see the sad aftermath of what a gunman can do.But now, first responders are offering school districts a simple device to help students survive when a shooter attacks.It's a sad sign of the times but it is something we have to think about all the time now: the idea of an armed intruder going into a school, or some other place and doing as much killing as they possibly can. Now, locally there's a very simple idea to help make the schools safer.A fire hose is a strong, simple life saving tool. After years of high pressure use it’s retired. But now old hose has a new way to save lives. A small slice of that tough tubing can prevent a shooter from getting into a classroom.Grant Reed of Rural Metro Fire Department showed how to apply the piece of fire hose to a typical door closer, common in many schools."We're gonna slide it right over here, right over this hydraulic arm. The goal is to keep this where it cannot open anymore so it's pretty simple to go on. Just attach it. Once it's slid over the arms makes it a lot more difficult for this door to open." Rural Metro says the sleeves were first used in Kansas. Many schools are beginning to use them.Rural Metro is sharing these security sleeves with the Tanque Verde School District and other districts Rural Metro serves. The Pima County Sheriff's Department was happy to see schools have another way to buy time while deputies rush to take down a shooter. School Resource Deputy Scott McLeod says the sleeves are something a teacher can put on fast, then take other steps to make the room a tougher target."I tell the teachers enlist the help of your students if you are in a true lockdown scenario, enlist your students, have them help you out, barricade the door and also use the sleeve." Tanque Verde Superintendent Scott Hagerman works to balance education with emergency training.“Just enough knowledge that they feel safe and comfortable but not such a focus that all we are thinking about is the day to day, how do we keep ourselves safe, that we can just know what we need to know but then let's get back to school." 2181

An effort by Microsoft and Linkedin to get people back to work has now reached more than 10 million job seekers in 231 countries and territories. Their goal? To give free digital skills to 25 million people.Representatives from Microsoft and Linkedin admit it was, and still is, an ambitious initiative to reach that many people and to target the digital space and help get people the skills they need to work in our new and changed world.“It has really been a challenging time for so many people and there are things people can do to upscale we all really need to learn new skills everyday” says Naria Santa Lucia, general manager of digital inclusion at Microsoft Philanthropies.Part of her job is to help people get a job. She says the program has reached people all over the world, and all over the nation.“We’ve seen a great uptick from states like California, Texas, NY, Florida, Illinois, Virginia, Washington DC- but every single state has had a learner,” Santa Lucia said.Santa Lucia highlights people who quit their job hoping for more opportunity, right before the shutdown.The learning path on LinkedIn offers interview help, critical skills, and collaboration tools.Santa Lucia recalled someone who left their job before the pandemic who was able to find work.“He decided it was time to try something new,” Santa Lucia said. “He came upon the content and was able to supplement the technical background with the customer service skills to enhance his resume and become more attractive to employers and has landed a temporary position and is really looking forward to parlaying that into full time employment after the role concludes."Guy Berger is the principal economist at LinkedIn.“I’m pretty optimistic we’ll find our way out of this pandemic and even if we don’t, we’ll find ways of working around it more and more jobs will be online friendly or social distancing friendly,” Berger said.Berger and his team just finished the workforce report for October. They tracked labor trends, who's been hired, where people are working, and where they're moving, Berger said.“These reports in the late spring were pretty glum, hiring in the United States was down something like 40% compared to where it was a year ago. That’s huge,” Berger said. “We’ve never seen that big of a drop in our data in the last few years. But the good news: if you look at these reports… they’re improved we’re in a much better place.”The report shows that places like Austin, Texas, and Charlotte, North Carolina, are gaining the most people. While the restaurant industry and travel and tourism are still down, there's been growth in areas like wellness and fitness.Santa Lucia says, the initiative identified the top 10 in demand jobs, like software development, sales representative, customer service specialist and project management.“Life gets in the way,” Santa Lucia said. “All of us, we’re trying to juggle helping our kids running schools in the other room, we’re thinking about other struggles and worried about the pandemic and exposures in the health arena as well. One of the great things is you can start it and put it down as you need to which is what I had to do as life got a little busy and you can go back to it as well”She says another popular course is on diversity inclusion."There’s also really thinking about race equity, how can we reach individuals who are Black and African American, and, in this moment, provide the opportunity for them to become reskilled and upskilled as well" says Santa Lucia, who also recommends making a plan for yourself, keeping record, taking advantage of conferences which are now virtual and often free.Once you get your completion certificate, it's one more thing you can add to your profile to help you stand out amongst the crowds who are looking for work. 3812

As many as 145 whales have died after being found stranded on a remote beach in New Zealand, conservation officials said Monday.Two pods of pilot whales were discovered just over a mile apart on Mason Bay, Stewart Island, a sparsely populated island in the country's south.Authorities were first alerted to the mass stranding by a hiker Saturday evening. Half of the whales were already dead. The remaining animals were later euthanized, according to New Zealand's Department of Conservation (DOC).A Stewart Island operations manager for the DOC, Ren Leppens, said that the remote location and condition of the surviving whales made it impossible to save them. He described the decision as "heart-breaking.""Sadly, the likelihood of being able to successfully re-float the remaining whales was extremely low," Leppens said in a statement. "The remote location, lack of nearby personnel and the whales' deteriorating condition meant the most humane thing to do was to euthanize."The DOC also announced that it was working with a local Maori tribe on the "next steps." In New Zealand, Maori groups are often involved in dismantling and burying the remains of beached whales in accordance with indigenous traditions.The incident is one of a series of recent whale strandings in New Zealand. On Sunday, 10 pygmy killer whales were found stranded on Ninety Mile Beach, in the country's North Island. Two have since died, with efforts still underway to "re-float" the remaining creatures.The DOC said that it responds to an average of 85 stranding incidents a year, although most involve single marine mammals rather than entire pods.The exact reasons why whales and dolphins become stranded are not fully understood. Contributing factors can include "sickness, navigational error, geographical features, a rapidly falling tide, being chased by a predator, or extreme weather," the DOC's statement said.Last year, around 400 pilot whales were beached in Golden Bay, on the tip of New Zealand's South Island, in what was believed to be the third largest mass stranding in the country's history.The largest is thought to have taken place in 1918, when approximately 1,000 whales stranded themselves on Chatham Islands. 2218