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’Twas days before Black Friday when all around the country, shoppers were gearing up for a day full of shopping.OK, so maybe you haven’t exactly been gearing up for the day after Thanksgiving. Maybe you haven’t done any research at all.No need to worry; we’ve broken down everything you need to do between now and Black Friday to snag the biggest savings — with the least amount of effort.Here’s your last-minute Black Friday guide.Search the web for salesYou’ve probably been getting emails about Black Friday sales since October. Believe it or not, those were the early sales. The actual Black Friday event will take place on Nov. 27, and, yes, more deals are coming.Part of the reason for the longer holiday shopping season? Retailers are in “fierce competition” for sales given the pandemic’s rippling effects of consumer unemployment and lower disposable income, according to Simone Peinkofer, assistant professor of supply chain management at Michigan State University.Most retailers have already announced their planned Thanksgiving Day and Black Friday discounts with shiny websites and flashy ads. Go directly to a store’s website or do an online search for the store’s name plus the words “Black Friday” to preview the deals. Some deal sites like NerdWallet sift through the ads and pull out the biggest discounts for you.Go online — or hold a spot in lineAfter you zero in on what you want, decide how you’ll get it. This year, there’s more than one way to shop on Black Friday: online, at the store or a hybrid of both.Another one of the many retail effects of the COVID-19 pandemic is an increase in online shopping, as opposed to in-store purchases, as people avoid packed indoor spaces.“There will hopefully be no crowds, no stampedes, and no long lines,” said Vicki Morwitz, the Bruce Greenwald Professor of Business at Columbia Business School, in an email.Retailers are making it easy to avoid the traditional physical store experience. You can shop online for home delivery or curbside pickup. If you do choose to go to a store, Target will even let you save a spot in line.Morwitz says stores will probably look different this year as they carry fewer product categories to free up space. The products that occupy the space are changing, too. For example, as business attire gives way to athleisure, retailers may shift space allocations to reflect the current demand.Save a little extraPerhaps most importantly, make it your goal to pay the least amount possible for your Black Friday purchases.Discounts will likely be deep this year because, as Morwitz points out, retailers are counting on a successful holiday selling season, especially after many stores have suffered financially during the COVID-19 crisis. But that doesn’t mean you should pay the first price you see. Compare prices across stores.Online discount strategies will be particularly useful this year for added savings. Search for coupons and use cash back, recommends Tiara Rea-Palmer, head of partnerships at CouponFollow, a coupon website.Make a list of the things you know you absolutely want to buy. Then, you can even prepare to buy any items that you think will be in high demand or at risk of selling out.“Because everyone’s shopping online, no one is going to be lining up in a store,” Rea-Palmer says. “The equivalent of that online is really to put these items in your shopping cart beforehand so that you’re ready to purchase them when they go on sale.”Prep for a return tripIf you buy something you don’t like on Black Friday, you can usually return it. So just in case something goes wrong with your bargain purchases, figure out how you can return them to the store or by mail.Walmart and Best Buy, among other stores, have extended their holiday return windows. Look at retailer websites before Black Friday to familiarize yourself with their policies.As Morwitz points out, longer return periods and easier return methods that don’t require going into stores can help mitigate crowds after the holiday season. Consider making returns by mail when possible.And after all of your planning and preparation, reap the rewards of Black Friday discounts.“I think even this year, these retailers are going to go all out to try to get people to continue to shop in the same way that they did in years past,” Rea-Palmer says. “So the deals are going to be very competitive.”This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletBlack Friday 2020 Pandemic Version: Online Hacks and Store HoursHow to Get the Best Apple Black Friday 2020 DealsIPhone Black Friday 2020 Deals: Are They Worth It?Courtney Jespersen is a writer at NerdWallet. Email: courtney@nerdwallet.com. Twitter: @CourtneyNerd. 4754

.....Financial Statements, from the time I announced I was going to run for President, showing all properties, assets and debts. It is a very IMPRESSIVE Statement, and also shows that I am the only President on record to give up my yearly 0,000 plus Presidential Salary!— Donald J. Trump (@realDonaldTrump) September 28, 2020 338

...I do not tolerate ANY extreme violence. Defending ALL Americans, even those who oppose and attack me, is what I will always do as your President! Governor Whitmer—open up your state, open up your schools, and open up your churches!— Donald J. Trump (@realDonaldTrump) October 9, 2020 300

A bipartisan effort to re-start discussions for a federal COVID-19 relief package has been met with stiff opposition in congress.A coalition called the Problem Solver Caucus, composed of about 50 lawmakers half from each party, put forth a .5 trillion relief package earlier this week. It would have included ,200 stimulus checks for Americans similar to payments sent out earlier this year.The plan contains many elements of rescue packages devised by both House Democrats and Republicans controlling the Senate, including aid to schools, funding for state and local governments, and renewal of lapsed COVID-related jobless benefits.Discussions between Democratic leadership and the administration over a relief bill broke down last month.Since then, Senate Republicans put forth and failed to pass a 0 billion proposal. Speaker of the House Nancy Pelosi has called for at least .2 trillion. The House passed a measure larger than that earlier this summer, and it has not been taken up by the Senate.The proposal by the Problem Solver Caucus, called the “March to Common Ground,” was meant to be a short-term measure to shore up programs and provide funding through January. 1192

?Ay, caramba! Ted Cruz.The senator from Texas ran afoul of the showrunner for "The Simpsons" after he invoked the characters during an appearance Thursday at the Conservative Political Action Conference, or CPAC."The Democrats are the party of Lisa Simpson," Cruz said of the character who is portrayed on the show as being a bit of a know-it-all. "And Republicans are happily the party of Homer, Bart, Maggie and Marge."Al Jean, showrunner for the long-running animated Fox series, struck back on Twitter saying Cruz needed the character of baby Maggie's pacifier."Ted Cruz says Maggie Simpson would vote for him," Jean tweeted. "I think Ted's the one who could use a pacifier in his mouth."Jean also joked that with the "way things are going even Mr. Burns (the show's billionaire character) is thinking of becoming a Democrat.""The Simpsons" is known for getting political and even had an episode in 2000 that predicted Donald Trump would become President (with Lisa Simpson being elected after him and inheriting his budget crisis).Cruz made his comments during an interview with "The Federalist" founder Ben Domenech, who compared the current gun control debate to a "Simpsons" episode.During a 1997 episode of the series titled "The Cartridge Family," patriarch Homer Simpson purchases a gun, much to the disapproval of his wife, Marge.When Homer argues he has to have a gun because "it's in the Constitution," daughter Lisa argues, "Dad, the Second Amendment is just a remnant from Revolutionary days. It has no meaning today."Cruz is a fan of the show and even has done impressions of the characters.Twitter had a field day over Cruz calling Lisa Simpson a Democrat, with one user tweeting, "Lisa is the only intelligent character in the family. So R the dumb characters Republican?""The Simpsons" former showrunner, Bill Oakley, has his own ideas about the characters' political affiliations.He tweeted that there was "no way" Maggie was a Republican and said that Bart is a Libertarian.As for Homer, Oakley wrote, "He may be Republican because the joke with Homer, as everyone knows, is that he is poorly-informed and reactionary in the extreme."  2170