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For the second year in a row, US seniors will see increases in their Social Security checks starting in January.Recipients will get a 2.8 percent boost in 2019, higher than last year's 2 percent increase — which followed years of minimal changes in payments.The average payment for all retired workers will go up from ,422 to ,461 per month, or .The annual cost of living adjustment is pegged to inflation, which has been rising faster over the past year. The upcoming 2019 increase, which will cover 67 million Americans, is the largest since a 3.6 percent hike in 2012.The announcement from the Social Security Administration comes after the release of the Consumer Price Index for September, which shows a 2.3 percent increase in the cost of all items over the past year. The year-over-year increase in August was 2.7 percent.Lately, the largest component of rising costs has been housing, with low inventory and a re-emergence of first-time home buyers driving up prices. The CPI's measure of gas prices is also up 9.1 percent since last September.Senior advocacy groups hailed the increase but said it still wasn't enough to cover the living costs of older Americans.The Senior Citizens League, a group mostly comprised of retired military veterans, voiced a particular concern in a report released Thursday: that the 5 million Social Security recipients with the smallest monthly payments would effectively see no increase in 2019 after taking into account rising premiums for Medicare Part B, which are automatically deducted from Social Security Checks."We need to strengthen and expand Social Security with COLAs that reflect the real expenses seniors face," said Richard Fiesta, executive director of the Alliance for Retired Americans, which is supported by major labor unions.The group supports pegging cost-of-living increases instead to a measure of inflation specifically tailored to people older than age 62, which factors in higher healthcare costs. A bill has been introduced in the House to make that change and hasn't moved further. 2082

Florida is racing to refill its drained gas stations to allow millions of residents to return to their homes following mass evacuations caused by Hurricane Irma.Historic demand for gasoline sparked major gas shortages in the days before Hurricane Irma struck Florida over the weekend.At least 60% of the gas stations in Miami-Fort Lauderdale and Gainesville are without fuel, according to estimates on Monday morning from crowdsourcing platform GasBuddy. Roughly half of the gas stations in Jacksonville, Tampa, West Palm Beach and Fort Myers are also empty after Floridians took to their cars to flee the path of the storm.These widespread gasoline outages threaten to make life even more difficult for Florida residents as they try to return home to see if their property suffered damage from Irma's powerful winds and storm surge.The big key to fixing the gas shortages will be getting Florida's ports reopened to receive fuel shipments. Florida has few refineries of its own, making it reliant on tankers and barges to meet virtually all of its huge appetite for fuel.Hurricane Irma forced the closure of most major Florida ports as of Friday evening. The ports are unlikely to reopen until Tuesday at the earliest, according to Goldman Sachs. That suggests just a "gradual" restocking of Florida's gasoline supplies, the investment bank wrote in a research report on Monday."Without the ports, there's no fuel flowing. It's likely the number of gas outages will rise before they start falling," said Patrick DeHaan, senior petroleum analyst at GasBuddy.Related: The costliest natural disasters in U.S. historySignificant damage to major ports could further complicate matters. Hurricane Harvey forced the shutdown of the Port of Corpus Christi in Texas for a record six days -- and other ports faced restrictions that delayed shipments.However, Florida appears to have avoided the worst-case scenario that Irma threatened. That suggests Florida's ports may recover faster than Texas ports did."My hunch is those gasoline outage numbers are going to drop very, very fast. By next week, things should be very close to normal," said Tom Kloza, global head of energy analysis at the Oil Price Information Service.Port Tampa Bay, the state's largest port, only suffered "very minimal" damage, port officials told CNNMoney. While Port Tampa Bay remains shut to vessels until the Coast Guard approves its reopening, on Monday morning petroleum trucks were approved to resume transporting fuel from the port."It's a small miracle," Paul Anderson, the port's president, said in an interview. "I can't tell you how relieved we are that we're not in a full-blown recovery. It could have been weeks of repairs."Port Everglades, located in Fort Lauderdale, said in a statement on Monday that it is assessing damage and plans to reopen to vessels following approval from the U.S. Coast Guard. The port accounts for one-fifth of Florida's energy requirements and receives more than 12.5 million gallons of petroleum products each day.Unfortunately, recovery efforts could be hampered by Hurricane Jose, which could move near Florida later this week."The window to make repairs or get deliveries may be quite small" due to Hurricane Jose, said Hillary Stevenson, director of oil markets at research firm Genscape.Related: Hurricanes will probably hurt the economy, but not for longOther logistical challenges stand in the way of restoring Florida's gas situation, especially widespread power outages that have left some gas stations in the dark."We need to get their power restored in order for the fuel to begin running in their pumps," said James Miller, director of communications for the Florida Petroleum Marketers and Convenience Store Association.Some gas stations may have also suffered damage from the hurricane, while others could be blocked by road closures.Florida officials scrambled before Irma hit to ease the gas shortage. The state's ports prioritized fuel shipments and Governor Rick Scott provided police escorts to tanker trucks. Scott also encouraged gas stations along evacuation routes to stay open late by offering gas station workers police escorts to make sure they got out before the storm hit.The federal government has offered assistance as well by waiving restrictions on the types of cargo ships that can deliver fuel and on the types of fuel that can be used in Florida and other states.The-CNN-Wire 4428

For months, President Donald Trump has relentlessly attacked the Russia probe, and his missive Wednesday saying Attorney General Jeff Sessions should stop the investigation reignited the question of whether Trump's actions would constitute obstruction of justice.Soon after becoming President, Trump asked then-FBI Director James Comey to stop investigating former national security adviser Michael Flynn, according to Comey. Trump later fired Comey, and said Russia had been on his mind when he made the decision. After special counsel Robert Mueller was appointed to investigate Russian interference in the 2016 US election, Trump apparently considered firing Mueller.Now as Mueller's first trial is underway, of the President's former campaign chairman Paul Manafort, Trump has ramped up calls to end the whole probe. "This is a terrible situation and Attorney General Jeff Sessions should stop this Rigged Witch Hunt right now, before it continues to stain our country any further," Trump tweeted.As Mueller has been investigating Russian interference and any links between the Russian government and the Trump campaign, his team is also exploring whether Trump has attempted to obstruct the investigation.Yet prosecutors say obstruction is not a clear-cut matter and corrupt "intent" would have to be proved. And ultimately, Trump's actions might not be tested in a court of law but rather in the chambers of Congress. The traditional venue for action against presidential wrongdoing is the impeachment process, where it would fall to the House and Senate to determine whether Trump's actions warrant punishment.Trump's tweets prompted an immediate response from Rep. Adam Schiff of California, the top Democrat on the House Intelligence Committee, who said on Twitter that the demand from the President "is an attempt to obstruct justice hiding in plain sight" and added, "America must never accept it."Sessions last year recused himself from the investigation related to Trump's 2016 presidential campaign. (Sessions had earlier failed to disclose during his Senate confirmation hearing contacts with Russia's ambassador to Washington.) Deputy Attorney General Rod Rosenstein appointed Mueller as special counsel to look into the Russian interference and any Trump campaign officials' involvement.Trump has repeatedly denied any connections and has also said there has not been any obstruction. As Manafort's trial began this week, the President repeated his "there was no collusion" mantra. Earlier this week Trump's lawyer Rudy Giuliani said on CNN that Trump would not be found "colluding" with the Russians.Yet as much as the word "collusion" has been invoked to describe possible complicity between Trump associates and Russian operatives, there is no federal crime of "collusion" in this kind of investigation.The crimes that might be charged would be conspiracy, making false statements, destruction of evidence or obstruction of justice.That last offense covers any attempt by someone to "influence, obstruct, or impede" the "due administration of justice." The key question in a criminal case is whether the individual acted with a corrupt intent.Former federal prosecutor and CNN legal analyst Renato Mariotti suggested that special counsel investigators may view Trump's directive to Sessions as evidence of such corrupt intent."They think this is more evidence of corrupt intent. I think that the Mueller team is adding more tabs to their exhibit binder," Mariotti told CNN's Kate Bolduan on "At This Hour" in response to a question about what Mueller's team might think about the latest tweets. He added that "what these tweets are are presidential statements."Mariotti cautioned that he did not think the tweet would be used by Mueller as the specific basis for an "obstructive act," but said that "today's tweet is a very, very strong indicator that the President is willing to do whatever it takes to make sure that he and his friends are protected from the investigation."Giuliani attempted to downplay the President's tweet on Wednesday by saying it was not a presidential order."The President was expressing his opinion on his favored medium for asserting his First Amendment right of free speech," Giuliani told CNN's Dana Bash. "He said 'should', not 'must', and no presidential order was issued or will be."White House press secretary Sarah Sanders echoed that interpretation, telling reporters that Trump "wants to see it come to an end, as he has stated many times, and we look forward to that happening." She added, "The President is not obstructing. He's fighting back." 4666

For years, the Federal Housing Administration was the king of the low-down-payment mortgage mountain. Now, Fannie Mae and Freddie Mac, the government-sponsored enterprises that provide capital to the mortgage market, are designing loan products for hopeful home buyers with skinny savings accounts.With Fannie Mae’s HomeReady and Freddie Mac’s Home Possible, a 3% down payment — or what lenders refer to as 97% loan-to-value — is available on so-called conventional loans. Conventional loans are the loan products most often issued by lenders. 561

For each step on his morning run, Rodney Everett takes a deep breath. The air in his lungs is fresh for the first time in 50 years."You come out in the morning and see the sky is yellow, and you smell this smell," said Everett.The smell came from the largest oil refinery on the east coast, Philadelphia Energy Solutions. The refinery sat a few blocks from Everett’s South Philadelphia neighborhood. 408

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